$625,000
OPEN SAT 1PM - 3PM

Estimated payment $3,681/month

Total Views 8,643
4 Beds
3 Baths
2,360 Sq Ft
$265 Price per Sq Ft

Highlights

  • Boat Dock
  • Beach
  • Canoe or Kayak Water Access
  • Cape St. Claire Elementary School Rated A-
  • Home fronts navigable water
  • Public Beach

About This Home

Located in the sought-after Cape St. Claire community, this fully renovated home offers a true water-oriented lifestyle along the Magothy River just off the Chesapeake Bay. Updated inside and out, the home blends modern finishes with thoughtful design, providing both comfort and functionality in a prime Annapolis setting.
The upper level features an open-concept layout centered around a beautifully renovated kitchen with exceptional granite countertops, an expansive island with breakfast bar seating and added storage, soft-close cabinetry with roll-out shelves and abundant drawers, and stainless steel appliances. The kitchen flows seamlessly into the living and dining areas, where crown molding adds a refined touch and luxury vinyl plank flooring extends through much of the home. The dining room opens to the deck through a sliding glass door, creating an easy indoor-outdoor connection.
This level includes three bedrooms, including the primary suite with two closets and a private en suite bath showcasing a striking vanity and a floor-to-ceiling tiled shower finished in timeless subway tile. Two additional bedrooms share a full hall bath with another glass-enclosed, tiled shower.
The entry level welcomes you with a spacious foyer and opens to a comfortable family room highlighted by a rustic stone fireplace surround and a reclaimed wood mantel. This level also offers a fourth bedroom with a walk-in closet, a third full bath, and a laundry room with mud room conveniently located off the one-car garage. Outdoor living continues with a low-maintenance deck, while the home’s larger-than-average lot provides a nicely sized backyard on a quiet street just two blocks from the bay and Cape Beach.
Extensive improvements over the years include a new roof (2012), PEX plumbing throughout, a new air conditioning unit, a complete interior renovation including the kitchen, all bathrooms, and flooring, new carpet on the stairs and lower-level family room, a water treatment system, new driveway, deck, and backyard concrete slab, a new hot water heater (2019), exterior paint (2023), and a new oil tank (2025). The internal and external structure of the home has been replaced or remodeled, offering solid construction, and peace of mind.
Cape St. Claire is known for its vibrant waterfront lifestyle, featuring multiple community beaches, private marinas, parks, playgrounds, sports fields, and the Cape St. Claire Swim Club. A local shopping center, year-round community events, and proximity to the United States Naval Academy, just a 10-minute drive away, make this neighborhood a desirable blend of coastal living and everyday convenience.

Listing Agent

Kristi Neidhardt

(410) 599-1370 kristi@kn-team.com Northrop Realty Brokerage Phone: 4102956579 License #580532 Listed on: 01/30/2026

Northrop Realty

Open House Schedule

  • Saturday, January 31, 2026
    1:00 to 3:00 pm
    1/31/2026 1:00:00 PM +00:00
    1/31/2026 3:00:00 PM +00:00

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,170

Year Built

  • Built in 1975

Lot Details

  • 9,000 Sq Ft Lot
  • Home fronts navigable water
  • Public Beach
  • Landscaped
  • Back, Front, and Side Yard
  • Property is zoned R5

HOA Fees

  • HOA YN

Parking

  • 1 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Cement Siding

Interior Spaces

  • 2,360 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Stone Fireplace
  • Fireplace Mantel
  • Double Pane Windows
  • Window Screens
  • Sliding Doors
  • Insulated Doors
  • Six Panel Doors
  • Mud Room
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Garden Views
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Eat-In Kitchen
  • Oven
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Powered Boats Permitted
  • Deck
  • Exterior Lighting

Schools

  • Cape St. Claire Elementary School
  • Magothy River Middle School
  • Broadneck High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 37
  • Assessor Parcel Number 020316513040602

Community Details

Overview

  • Condo Association YN: No
  • Cape St Claire Subdivision

Recreation

  • Boat Dock
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,170

Year Built

Built in 1975

Lot Details

0

HOA Fees

$1 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 1/31/2026 12:00:00 AM
  • Year Built: 1975
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Disposal, Exhaust Fan, Refrigerator, Stove, Built-In Microwave, Oven - Single, Stainless Steel Appliances, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Luxury Vinyl Plank
  • Interior Amenities: Attic, Bathroom - Stall Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Upgraded Countertops
  • Window Features: Double Pane, Screens
  • Fireplace Features: Fireplace - Glass Doors, Screen, Stone, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Six Panel, Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Laundry
  • Basement: No
  • Laundry Type: Has Laundry
  • Total Sq Ft: 2360
  • Living Area Sq Ft: 2360
  • Price Per Sq Ft: 264.83
  • Above Grade Finished Sq Ft: 2360
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cement Siding
  • Exterior Features: Exterior Lighting
  • Roof: Shingle
  • View: Garden/Lawn
  • Water Access Features: Public Beach, Canoe/Kayak, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Magothy River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Dock/Slip
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: CAPE ST. CLAIRE
  • High School: BROADNECK
  • Middle Or Junior School: MAGOTHY RIVER

Lot Info

  • Lot Features: Front Yard, Landscaping, Rear Yard, Sideyard(s)
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9000.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5170.00
  • Assessor Parcel Number: 020316513040602
  • Tax Lot: 37
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,655 $435,600 -- --
2024 $4,655 $404,700 $230,000 $174,700
2023 $4,487 $404,700 $230,000 $174,700
2022 $4,211 $404,700 $230,000 $174,700
2020 $4,022 $384,700 $0 $0
2019 $3,938 $364,000 $0 $0
2018 $293 $343,300 $186,200 $157,100
2017 $3,677 $326,133 $0 $0
2016 $293 $308,967 $0 $0
2015 $293 $291,800 $0 $0
2014 -- $291,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/30/2026 01/30/26 For Sale $625,000 0.0% $265 / Sq Ft
01/09/2026 01/09/26 Price Changed $625,000 -- $265 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $336,500 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $302,850 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2133076

Bright MLS

APN: 03-165-13040602