$279,000
SOLD MAR 19, 2020

1092 N Camden Ln South Elgin, IL 60177

4 Beds
4 Baths
-- Sq Ft
5,663 Sq Ft Lot

Recently Sold

2% Below List Price

8 Days on Market

Highlights

  • Water Views
  • Landscaped Professionally
  • Property is adjacent to nature preserve
  • Anderson Elementary School Rated A
  • Deck
  • 3-minute walk to Ralph E. Tredup Park West

About This Home

As of March 2025

LOCATED IN ST. CHARLES SCHOOL DISTRICT#303 + SITUATED ON A PREMIUM LOT BACKING TO A SCENIC POND & NATURE PRESERVE! LOVELY COVERED FRONT PORCH LEADS INTO AN INVITING FOYER ~ GLEAMING HARDWOOD FLOORING THROUGHOUT THE 1ST FLOOR ~ SPACIOUS FAMILY ROOM ~ VERSATILE FORMAL DINING ROOM THAT COULD BE USED AS A HOME OFFICE OR PLAYROOM ~ UPDATED WHITE EAT-IN KITCHEN W/ALL APPLIANCES + SLIDING GLASS DOOR TO DECK & YARD ~ 1ST FLOOR LAUNDRY & GUEST BATH + WALK-IN 5X6 GUEST HALL CLOSET ~ INCREDIBLE STAIRCASE WITH FLOOR TO CEILING BAY WINDOW ~ RELAXING MASTER SUITE W/VAULTED CEILING, LARGE WALK-IN CLOSET, NEWER MASTER BATH ~ SPACIOUS 2ND & 3 BEDROOM W/DOUBLE WIDE CLOSETS, UPDATED ADJACENT FULL BATHROOM ~ FULL FINISHED WALK-OUT BASEMENT IS PERFECT FOR ENTERTAINING AND FEATURES A HUGE REC ROOM, DRY BAR, GUEST BEDROOM 3RD FULL BATHROOM, UTILITY ROOM + SLIDING GLASS DOOR TO PATIO & YARD! ATTACHED 2 CAR GARAGE ~ PROFESSIONALLY LANDSCAPED. NOTHING TO DO BUT MOVE IN! NEWER IMPROVEMENTS INCLUDE: ROOF, SIDING, DECK, GUTTERS, DRIVEWAY, FURNACE, A/C, WATER HEATER, HUMIDIFIER, DRIVEWAY, KITCHEN COUNTER, BATHROOMS, FRESH INTERIOR PAINT, WHITE TRIM & DOORS, SLIDING GLASS DOORS & MORE! IDEAL LOCATION NEAR COMMUNITY PARK, RANDALL ROAD SHOPPING & DINING + ELGIN COMMUNITY COLLEGE, FOX RIVER & BIKE TRAIL. EASY ACCESS TO RT. 20 & I-90.

Last Agent to Sell the Property

Selena Stloukal

RE/MAX All Pro - St Charles License #475151918 Listed on: 02/04/2020

RE/MAX All Pro - St Charles

Last Buyer's Agent

Sue, Ron & David Pickard

RE/MAX Suburban License #471003053

RE/MAX Suburban

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,268

Year Built

  • 1994

Lot Details

  • Property is adjacent to nature preserve
  • Landscaped Professionally

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Dry Bar
  • Vaulted Ceiling
  • Entrance Foyer
  • Lower Floor Utility Room
  • Wood Flooring
  • Water Views
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Double Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Exterior Basement Entry
  • Finished Basement Bathroom

Outdoor Features

  • Pond
  • Deck
  • Brick Porch or Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,268

Year Built

1994

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 26-30 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 3.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1994
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1994

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Bar-Dry, Hardwood Floors, 1st Floor Laundry, Walk-In Closet(s)
  • Number Of Rooms: 8
  • Living Room: Dimensions: 15X12, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Equipment: Humidifier, CO Detectors
  • Attic: Unfinished
  • Basement: Finished, Exterior Access
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Double Shower
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 5X4, On Level: Main Level, Flooring: Vinyl, Windows: None
  • Dining Room: Dimensions: 12X9, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Dimensions: 12X12, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: Deck, Foyer, Utility Room-Lower Level, Walk In Closet
  • Master Bedroom: Dimensions: 14X12, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Deck, Dimensions: 10X12, On Level: Main Level
  • Additional Room 2 Name: Foyer, Dimensions: 6X12, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 3 Name: Utility Room-Lower Level, Dimensions: 5X8, On Level: Walkout Basement
  • Bedroom 3: Dimensions: 12X9, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 4 Name: Walk in Closet, Dimensions: 6X8, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 12X11, On Level: Walkout Basement, Flooring: Wood Laminate, Windows: Blinds
  • Dining Room Type: Separate
  • Family Room: Dimensions: 13X24, On Level: Main Level, Flooring: Carpet, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes
  • Exterior Property Features: Deck, Porch, Brick Paver Patio, Storms/Screens
  • Acreage: 0.1377

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 303
  • Elementary School: Anderson Elementary School
  • Middle School: Wredling Middle School
  • High School: St Charles North High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 62.4X98.6X61.5X98.6
  • Lot Description: Nature Preserve Adjacent, Landscaped Professionally, Pond, Water View
  • Parcel Identification Number: 0903133009

Tax Info

  • Taxes: 6239.50

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 5, 2025
Closed on
Feb 19, 2025
Sold by
1092 Camden Holding Llc
Bought by
Will Samuel and Cipek Amanda
Seller's Agent
Sue, Ron & David Pickard
RE/MAX Suburban
Buyer's Agent
Logan Monette
Redfin Corporation
List Price
$415,000
Sold Price
$415,000
Views
73
Current Estimated Value
$419,022

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,022
Avg. Annual Appreciation
1.31%
Original Mortgage
$332,000
Outstanding Balance
$331,747
Interest Rate
7.37%
Mortgage Type
New Conventional
Estimated Equity
$85,527

Purchase Details

Listed on
Feb 4, 2020
Closed on
Mar 19, 2020
Sold by
Kuzniar Richard
Bought by
1092 Corden Holding Llc
Seller's Agent
Selena Stloukal
RE/MAX All Pro - St Charles
Buyer's Agent
Sue, Ron & David Pickard
RE/MAX Suburban
List Price
$284,500
Sold Price
$279,000
Premium/Discount to List
-$5,500
-1.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.32%
Original Mortgage
$446,400
Interest Rate
2.9%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Nov 4, 2011
Sold by
Massa Daniel F and Massa Kelly
Bought by
Kuzinar Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,656
Interest Rate
4.02%
Mortgage Type
VA

Purchase Details

Closed on
Jul 12, 2005
Sold by
Noller Amy and Scrivani Amy
Bought by
Massa Daniel F and Massa Kelly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,800
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 30, 2005
Sold by
Noller James M
Bought by
Noller Amy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,800
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 16, 2000
Sold by
Sowinski Michael J
Bought by
Noller James M and Noller Amy M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,000
Interest Rate
7.83%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $415,000 None Listed On Document
Warranty Deed $279,000 Fidelity National Title
Warranty Deed $232,000 Chicago Title Insurance Co
Warranty Deed $279,000 First American Title Ins Co
Interfamily Deed Transfer -- First American Title
Warranty Deed $194,000 Fox Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $332,000 New Conventional
Previous Owner $446,400 Credit Line Revolving
Previous Owner $208,854 VA
Previous Owner $239,656 VA
Previous Owner $250,800 Purchase Money Mortgage
Previous Owner $17,000 Unknown
Previous Owner $152,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/07/2025 03/07/25 Sold $415,000 0.0% $206 / Sq Ft
02/09/2025 02/09/25 Pending -- -- --
02/05/2025 02/05/25 For Sale $415,000 +48.7% $206 / Sq Ft
03/19/2020 03/19/20 Sold $279,000 -1.9% --
02/12/2020 02/12/20 Pending -- -- --
02/04/2020 02/04/20 For Sale $284,500 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,268 $124,330 $27,930 $96,400
2023 $8,913 $111,277 $24,998 $86,279
2022 $7,757 $95,701 $26,746 $68,955
2021 $7,469 $91,222 $25,494 $65,728
2020 $6,949 $89,521 $25,019 $64,502
2019 $6,696 $85,950 $24,524 $61,426
2018 $6,240 $80,143 $23,592 $56,551
2017 $5,938 $77,403 $22,785 $54,618
2016 $6,225 $74,685 $21,985 $52,700
2015 -- $70,316 $21,748 $48,568
2014 -- $69,376 $21,748 $47,628
2013 -- $70,069 $21,965 $48,104
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10627387

Midwest Real Estate Data (MRED)

APN: 09-03-133-009