$394,000
OPEN SAT 1PM - 3PM $21K PRICE DROP

10937 Penny Gale Loop San Antonio, FL 33576

Mirada Neighborhood

Estimated payment $2,835/month

Total Views 11,756
4 Beds
2.5 Baths
2,260 Sq Ft
$174 Price per Sq Ft

Highlights

  • Fitness Center
  • Open Floorplan
  • Loft
  • Pond View
  • Clubhouse
  • Great Room

About This Home

INCREDIBLE OPPORTUNIY - Seller OFFERING A CREDIT to the Buyer PLUS there is an Assumable Mortgage at only 2.5%!!! AND you get to live in the Highly Desirable MIRADA LAGOON COMMUNITY! Mirada offers a Truly Unique Lifestyle with its STUNNING 15-ACRE LAGOON, perfect for peaceful living! Enjoy swimming, kayaking, paddleboarding, and scenic nature trails for walking, running, and biking. There's also a playground and dog park for added enjoyment. With so much to offer, MIRADA is more than just a home— it's a way of life! This popular SMART HOME floor plan features an OPEN-CONCEPT living space on the first floor, ideal for gathering with family and friends. Upstairs, you'll find 4 spacious BEDROOMS, along with a versatile LOFT area. The property is already FENCED ON BOTH SIDES, providing Privacy while still offering a Beautiful View of the serene pond behind the home. SOLAR PANELS will be COMPLETELY PAID OFF by the sellers, so you can move in and immediately start enjoying the benefits of lower electric bills. UPGRADES throughout include a CUSTOM FEATURE WALL in the Dining Area, a Gorgeous NEW BACKSPLASH, a Farmhouse Sink and Faucet, NEW STAINLESS-STEEL APPLIANCES, and a WATER SOFTENER. The quarterly HOA fee includes high speed internet and cable for your convenience. Don't miss out on this Incredible Opportunity to live in one of Florida's most sought-after communities!

Listing Agent

April Emory

EMORYS ROCK REALTY POWERED BY SELLSTATE Brokerage Phone: 813-404-2286 License #3286756 Listed on: 04/04/2025

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,051

Year Built

  • Built in 2021

Lot Details

  • 5,840 Sq Ft Lot
  • East Facing Home
  • Vinyl Fence
  • Landscaped with Trees
  • Property is zoned MPUD

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,260 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Low Emissivity Windows
  • Blinds
  • Sliding Doors
  • Great Room
  • Living Room
  • Dining Room
  • Loft
  • Pond Views

Kitchen

  • Convection Oven
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Farmhouse Sink
  • Disposal

Flooring

  • Carpet
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Home Security

  • Fire and Smoke Detector
  • Pest Guard System

Eco-Friendly Details

  • Solar Heating System
  • Reclaimed Water Irrigation System

Outdoor Features

  • Patio

Schools

  • San Antonio Elementary School
  • Pasco Middle School
  • Pasco High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Water Filtration System
  • Electric Water Heater
  • Water Softener
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Visit Down Payment Resource Website
  • Legal Lot and Block 15 / 21
  • Assessor Parcel Number 15 25 20 0010 02100 0150
  • $2,282 per year additional tax assessments

Community Details

Overview

  • Association fees include cable TV, pool, internet
  • $41 Other Monthly Fees
  • Mirada Master Homeowners Association, Inc Association
  • Secondary HOA Phone (813) 451-7427
  • Built by D.R. Horton
  • Mirada Subdivision, Elston Floorplan
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,051

Year Built

Built in 2021

Lot Details

0

HOA Fees

$83 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Internet
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2260
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 2786
  • Lot Size Sq Ft: 5840
  • Directions to Property: From I-75 head East on State Road 52. Turn right onto Mirada Blvd. Head West on Setter Palm Road. Turn left on Penny Gale Loop. Home is on the right.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Wesley Chapel
  • Escrow Postal Code: 33543
  • Escrow State: FL
  • Escrow Street Name: Paseo Dr. #230
  • Escrow Street Number: 28210
  • List Office Head Office Key Nume: 724006597
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 174.34
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Other Fees Amount: 124
  • Amenities Additional Fees: HOA fee also includes Cable, Wi-Fi, and the fountains maintenance.Lagoon fee also includes discounted drinks and food in the resident section.
  • MFR_SolarPanelOwnership: Owned Outright
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-404-2286
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Pest Guard System, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Filtration System, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds, Low-Emissivity Windows, Window Treatments
  • Street Number Modifier: 10937
  • Additional Rooms: Great Room,Loft
  • Living Area Meters: 209.96
  • Room Count: 9

Exterior Features

  • Direction Faces: East
  • Exterior Features: Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Solar
  • Laundry Features: Laundry Room, Upper Level
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Dog Park, Golf Carts OK, Park, Playground, Pool, Sidewalks, Tennis Court(s)
  • Association Amenities: Clubhouse, Fitness Center, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Association Fee: 248.65
  • Association Fee Frequency: Quarterly
  • Association Name: Mirada Master Homeowners Association, Inc
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association Phone #2: 813-451-7427
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Verify with HOA
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 1490.60
  • Total Monthly Fees: 124.22
  • Other Fees Term: Quarterly
  • Monthly HOA Amount: 82.88

Schools

  • Elementary School: San Antonio-PO
  • High School: Pasco High-PO
  • Middle Or Junior School: Pasco Middle-PO

Lot Info

  • Zoning: MPUD
  • Parcel Number: 15 25 20 0010 02100 0150
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Landscaped, Sidewalk, Paved
  • Property Attached Yn: No
  • Flood Zone Code: x
  • Homestead YN: 0
  • Lot Size Square Meters: 543

Building Info

  • Builder Name: D.R. Horton

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Verify with HOA

Tax Info

  • Tax Annual Amount: 8051
  • Tax Block: 21
  • Tax Book Number: 79/60
  • Tax Lot: 15
  • Tax Other Annual Assessment Amount: 2282

Multi Family

  • Approval Process: Verify with HOA

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,387 $352,430 $66,926 $285,504
2023 $7,859 $314,530 $0 $0
2022 $6,838 $285,937 $49,465 $236,472
2021 $2,924 $44,384 $0 $0
2020 $2,674 $44,384 $0 $0
2019 $198 $12,264 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2025 09/08/25 Price Changed $394,000 -1.3% $174 / Sq Ft
05/22/2025 05/22/25 Price Changed $399,000 -2.7% $177 / Sq Ft
04/18/2025 04/18/25 Price Changed $410,000 -1.2% $181 / Sq Ft
04/04/2025 04/04/25 For Sale $415,000 +45.6% $184 / Sq Ft
03/24/2021 03/24/21 Sold $284,990 0.0% $126 / Sq Ft
10/04/2020 10/04/20 Pending -- -- --
09/24/2020 09/24/20 Price Changed $284,990 +0.7% $126 / Sq Ft
08/25/2020 08/25/20 For Sale $282,990 -- $125 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $284,990 Dhi Title Of Florida Inc
Special Warranty Deed $1,312,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $279,827 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: TB8370732

Stellar MLS

APN: 15-25-20-0010-02100-0150

Florida Pasco County San Antonio 33576 Mirada

10937 Penny Gale Loop, San Antonio, FL

This home is located at 10937 Penny Gale Loop, San Antonio, FL 33576 and is currently priced at $394,000, approximately $174 per square foot. This property was built in 2021. 10937 Penny Gale Loop is a home located in Pasco County with nearby schools including San Antonio Elementary School, Pasco High School, and Pasco Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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April Emory
Listing Agent
April Emory
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EMORYS ROCK REALTY POWERED BY SELLSTATE
(352) 464-9683