Flor Lumpkins
Keller Williams Thrive
(844) 404-2998
80 Total Sales
1 in South Elgin
$239,000 Price
1094 Delta Dr Unit 41A Elgin, IL 60123
South Elgin AreaEstimated Value: $271,794
2
Beds
1
Bath
1,170
Sq Ft
1998
Built
Highlights
- Landscaped Professionally
- High Ceiling
- Bay Window
- End Unit
- 2 Car Attached Garage
- Walk-In Closet
About This Home
As of April 2026Gorgeous first-floor ranch end unit in Willow Bay has been beautifully upgraded and is completely move-in ready! Newer wood laminate flooring welcomes you into the foyer and flows into the spacious, sun-filled family room featuring a cozy gas fireplace with tile surround, built-in storage, and a large bay window with a gigantic window seat-the perfect spot to relax and enjoy the natural light. The updated kitchen showcases rich maple cabinetry with easy-close drawers, granite countertops, a stylish tile backsplash, and stainless steel appliances, with an adjacent eating area offering a sliding glass door to the private brick paver patio-ideal for entertaining or quiet mornings outdoors. The primary suite features a walk-in closet and direct access to the full bath with dual sinks, tile flooring, and a tub/shower combination. A generously sized second bedroom includes a large closet, and the convenient mudroom/laundry room with washer/dryer combo is located just off the attached two-car garage. The roof was replaced in 2025 for added peace of mind, and the home is enhanced with three newer Fandalier light fixtures that add modern style and comfort throughout. Enjoy the privacy and abundant natural light of this premium ranch end-unit location, ideally situated near shopping, restaurants, banking, and with easy access to I-90-this stunning home is sure to impress and won't last long!
Last Agent to Sell the Property
Garry Real Estate Brokerage Phone: (630) 893-2600 License #475136603 Listed on: 02/19/2026
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Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,417
Year Built
- Built in 1998
Lot Details
- End Unit
- Landscaped Professionally
HOA Fees
- $269 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,170 Sq Ft Home
- 1-Story Property
- High Ceiling
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Drapes & Rods
- Bay Window
- Sliding Doors
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Combination Kitchen and Dining Room
- Storage
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 1 Full Bathroom
- Dual Sinks
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Home Security
Outdoor Features
- Patio
Schools
- Fox Meadow Elementary School
- Kenyon Woods Middle School
- South Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Satellite Dish
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 4 Units
- Lynda Association, Phone Number (630) 584-0209
- Willow Bay Subdivision, Alcott Floorplan
- Property managed by Property Management Techniques, Inc
Amenities
- Common Area
Pet Policy
- Dogs and Cats Allowed
Security
- On-Site Manager or Management
- Carbon Monoxide Detectors
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 19, 2026
Closed on
Apr 30, 2026
Sold by
Veto Suzanne
Bought by
Seller's Agent
Dave Goddard
Garry Real Estate
Buyer's Agent
Matthew Kveton
Keller Williams Inspire
List Price
$259,896
Sold Price
$265,000
Premium/Discount to List
$5,104
1.96%
Views
130
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,794
Avg. Annual Appreciation
6.71%
Original Mortgage
$212,000
Outstanding Balance
$211,449
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$60,345
Purchase Details
Listed on
Jan 5, 2022
Closed on
Mar 22, 2022
Sold by
Trainor Michael R
Bought by
Veto Suzanne M
Seller's Agent
Melissa Johnson
RE/MAX SUBURBAN
Buyer's Agent
Patti Besler
Caliber Realty Solutions
List Price
$193,000
Sold Price
$194,500
Premium/Discount to List
$1,500
0.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.82%
Original Mortgage
$184,775
Interest Rate
4.63%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 27, 2013
Closed on
Feb 14, 2014
Sold by
Berna Suzanne C
Bought by
Trainor Michael R
Seller's Agent
Michael Simpson
Baird & Warner Real Estate - Algonquin
Buyer's Agent
Wayne Reuter
RE/MAX Excels
List Price
$119,900
Sold Price
$113,500
Premium/Discount to List
-$6,400
-5.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.88%
Original Mortgage
$107,825
Interest Rate
4.54%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 25, 2004
Sold by
Arbulu Maria L Padilla and Padilla Maria L
Bought by
Berna Joseph V and Berna Suzanne C
Purchase Details
Closed on
Jun 29, 1998
Sold by
Pulte Home Corp
Bought by
Padilla Maria L
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Elgin, IL
-
Flor Lumpkins
-
Sandy Ortiz-Ramirez
Sandy Ortiz-Ramirez
Realty of America, LLC
(773) 572-0782
147 Total Sales
1 in South Elgin
$237,000 Price
-
Yevhen Hurtovyi
Yevhen Hurtovyi
Realta Real Estate
(773) 570-9695
232 Total Sales
1 in South Elgin
$347,500 Price
-
Amy Smith-Heine
Amy Smith-Heine
Re/Max Classic
(779) 212-7490
162 Total Sales
2 in South Elgin
$235,000 Price Range
-
Vasanti Bhatt
Vasanti Bhatt
Home 4 U Realty, Inc.
(847) 610-6674
72 Total Sales
3 in South Elgin
$321K - $570K Price Range
-
James Voll
James Voll
Keller Williams Thrive
(224) 509-6862
22 Total Sales
1 in South Elgin
$305,200 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $265,000 | Fidelity National Title | ||
| Veto Suzanne M | $194,500 | Rogers Mary V | |
| Trainor Michael R | $113,500 | Citywide Title Corporation | |
| Berna Joseph V | $165,000 | Attorneys Title Guaranty Fun | |
| Padilla Maria L | $115,000 | First American Title Ins Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $212,000 | ||
| Previous Owner | Veto Suzanne M | $46,249 | |
| Closed | Veto Suzanne M | $184,775 | |
| Previous Owner | Trainor Michael R | $108,800 | |
| Previous Owner | Trainor Michael R | $107,825 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/30/2026 04/30/26 | Sold | $265,000 | +2.0% | $226 / Sq Ft | |
| 02/21/2026 02/21/26 | Pending | -- | -- | -- | |
| 02/19/2026 02/19/26 | For Sale | $259,896 | +33.6% | $222 / Sq Ft | |
| 03/22/2022 03/22/22 | Sold | $194,500 | +0.8% | $166 / Sq Ft | View Prior Sale |
| 01/13/2022 01/13/22 | Pending | -- | -- | -- | |
| 01/05/2022 01/05/22 | For Sale | $193,000 | -- | $165 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,624 | $68,608 | $17,724 | $50,884 |
| 2024 | $4,624 | $63,192 | $16,325 | $46,867 |
| 2023 | $4,185 | $57,089 | $14,748 | $42,341 |
| 2022 | $3,994 | $52,056 | $13,448 | $38,608 |
| 2021 | $3,807 | $48,669 | $12,573 | $36,096 |
| 2020 | $3,690 | $46,462 | $12,003 | $34,459 |
| 2019 | $3,573 | $44,258 | $11,434 | $32,824 |
| 2018 | $3,529 | $41,694 | $10,772 | $30,922 |
| 2017 | $3,437 | $39,415 | $10,183 | $29,232 |
| 2016 | $3,260 | $36,566 | $9,447 | $27,119 |
| 2015 | -- | $33,516 | $8,659 | $24,857 |
| 2014 | -- | $29,010 | $8,552 | $20,458 |
| 2013 | -- | $29,776 | $8,778 | $20,998 |
Source: Public Records
Agents Affiliated with this Home
-
Dave Goddard
Seller's Agent in 2026
Dave Goddard
Garry Real Estate
(630) 992-3283
102 Total Sales
-
Candy Goddard
Seller Co-Listing Agent in 2026
Candy Goddard
Garry Real Estate
(630) 992-5477
76 Total Sales
-
Matthew Kveton
Buyer's Agent in 2026
Matthew Kveton
Keller Williams Inspire
(314) 440-2235
80 Total Sales
-
Melissa Johnson
Seller's Agent in 2022
Melissa Johnson
RE/MAX
(630) 740-2632
73 Total Sales
-
Patti Besler
Buyer's Agent in 2022
Patti Besler
Caliber Realty Solutions
(847) 917-9292
52 Total Sales
-
Michael Simpson
Seller's Agent in 2014
Michael Simpson
Baird Warner
(847) 909-9343
16 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12571017
APN: 06-28-331-012
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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