NOT LISTED FOR SALE

10944 N Lower Lake Shore Dr Monticello, IN 47960

Estimated Value: $309,000

3 Beds
2 Baths
1,680 Sq Ft
$184/Sq Ft Est. Value

Last Sold July 23, 2021

Last sale price $294,000 $175 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,700/month

Highlights

  • 47 Feet of Waterfront
  • Lake Property
  • Eat-In Kitchen
  • Pier or Dock
  • 1 Car Detached Garage
  • Built-in Bookshelves

About This Home

As of July 2021

You will LOVE this lake front cottage!! Improvements include adding 3rd pier, boat lift, 2013 Bennington Tri-toon in awesome condition for sale separately $40K), decking, dishwasher, retaining wall, all new drainage tile and river rock, sump pump with battery back up, build-ins through out and murphy bed, gutter system, storage shed, landscaping and cedar privacy fencing, new gravel for additional parking, awning. Don't miss this sweet Lake Freeman property - lake level-with incredible views!! includes 3 parcels.

Last Agent to Sell the Property

Catherine Yeoman-Stetler

Nightingale Real Estate Listed on: 06/14/2021

Last Buyer's Agent

LAF NonMember

NonMember LAF

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $717

Year Built

  • Built in 1939

Lot Details

  • 5,663 Sq Ft Lot
  • 47 Feet of Waterfront
  • Lake Front
  • Wood Fence
  • Landscaped

Parking

  • 1 Car Detached Garage
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Walk-Out Ranch
  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property
  • Built-in Bookshelves
  • Ceiling Fan
  • Pocket Doors
  • Gas Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Laminate Countertops

Flooring

  • Carpet
  • Concrete
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower
  • Separate Shower

Finished Basement

  • Walk-Out Basement
  • Sump Pump
  • Block Basement Construction
  • 1 Bathroom in Basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Sun Deck
  • Waterski or Wakeboard
  • Seawall
  • Lake Property
  • Lake, Pond or Stream

Schools

  • Oaklawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 08-04-16-000-274.000-011

Community Details

Overview

  • $8 Other Monthly Fees

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$717

Year Built

Built in 1939

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1939
  • Age: 82
  • Style: One Story
  • Architectural Style: Walkout Ranch
  • Total Number of Rooms: 9
  • Total Number of Rooms Below Grade: 3
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 008-46007-00 Unit 1 Sunset Park Block A S2 Lot 3 008-50023-00 unit 1 Sunset Park Blk F NE 30 Lot 19 008-50024-00 Unit 1 Sunset
  • Parcel Number ID: 08-04-16-000-274.000-011
  • Platted: Yes
  • Amenities: Built-In Bookcase, Cable Ready, Ceiling Fan(s), Countertops-Laminate, Deck Open, Deck on Waterfront, Detector-Carbon Monoxide, Detector-Smoke, Dryer Hook Up Gas, Eat-In Kitchen, Landscaped, Pocket Doors, Stand Up Shower, Tub/Shower Combination, Sump Pump
  • Location: Lake
  • Sp Lp Percent: 101.38
  • Year Taxes Payable: 2021
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1968
  • Total Finished Sq Ft: 1680
  • Above Grade Finished Sq Ft: 984
  • Below Grade Finished Sq Ft: 696
  • Below Grade Sq Ft: 288
  • Price Per Sq Ft: 298.78
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement, Finished
  • Basement Material: Block
  • Flooring: Carpet, Concrete, Tile, Vinyl, Ceramic Tile
  • Living Great Room: Dimensions: 17x18, On Level: Main
  • Kitchen: Dimensions: 15x9, On Level: Main
  • Family Room: Dimensions: 16x9, On Level: Lower
  • Extra Room: Dimensions: 18x10, On Level: Lower
  • Bedroom 1: Dimensions: 13x10, On Level: Main
  • Bedroom 2: Dimensions: 11x10, On Level: Main
  • Bedroom 3: Dimensions: 13x8, On Level: Main
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 984

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: Shed, Dimensions: 6x5
  • Fence: Wood
  • Lake Type: Ski Lake
  • Sea Wall Type: Concrete, Wood
  • Water Features: Pier/Dock
  • Water Frontage: 47
  • Water Name: Lake Freeman

Garage/Parking

  • Driveway: Gravel
  • Garage Type: Detached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 18x24
  • Garage Sq Ft: 432
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Regional
  • Water Utilities: Well
  • Electric Company: REMC
  • Gas Company: NIPSCO
  • Cable Company: Comcast
  • Water Type: Lake
  • Well Type: Private

Condo/Co-op/Association

  • Other Fee Description: SFLECC
  • Other Fees Dollar: 100

Schools

  • School District: Twin Lakes School Corp.
  • Elementary School: Oaklawn
  • Middle School: Roosevelt
  • High School: Twin Lakes
  • Elementary School: Oaklawn

Lot Info

  • Lot Description: Waterfront, Waterfront-Level Bank
  • Lot Dimensions: 47X73, 35X75
  • Estimated Lot Sq Ft: 5663
  • Estimated Lot Size Acres: 0.13

Tax Info

  • Annual Taxes: 717
  • Exemptions: Homestead, Mortgage

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 1, 2023
Sold by
Kirby Aaron and Kirby Jennie
Bought by
Kirby Family Trust
Current Estimated Value
$309,000

Purchase Details

Listed on
Jun 14, 2021
Closed on
Jul 23, 2021
Sold by
Yeoman Catherine M
Bought by
Kirby Aaron and Kirby Jennie
Seller's Agent
Catherine Yeoman-Stetler
Nightingale Real Estate
Buyer's Agent
LAF NonMember
NonMember LAF
List Price
$290,000
Sold Price
$294,000
Premium/Discount to List
$4,000
1.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.84%
Original Mortgage
$235,200
Interest Rate
2.93%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 1, 2016
Closed on
Sep 19, 2016
Sold by
Nolan Danielle J
Bought by
Stetler Catherine M
Seller's Agent
Sean Dekker
REAL ESTATE NETWORK L.L.C
Buyer's Agent
Catherine Yeoman-Stetler
Nightingale Real Estate
List Price
$244,000
Sold Price
$226,000
Premium/Discount to List
-$18,000
-7.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.60%
Original Mortgage
$203,400
Interest Rate
3.45%

Purchase Details

Listed on
Feb 2, 2013
Closed on
Sep 13, 2013
Sold by
Deardorff Timothy J and Deardorff Kimberly A
Bought by
Nolan Danielle J
Seller's Agent
Sean Dekker
REAL ESTATE NETWORK L.L.C
Buyer's Agent
Sean Dekker
REAL ESTATE NETWORK L.L.C
List Price
$195,000
Sold Price
$195,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.99%
Original Mortgage
$156,000
Interest Rate
4.39%

Purchase Details

Closed on
Apr 27, 1998
Sold by
Harrington Daniel and Harrington Jill
Bought by
Knoy Brian and Knoy Charity
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kirby Family Trust -- None Listed On Document
Kirby Aaron -- None Available
Stetler Catherine M -- None Available
Nolan Danielle J -- None Available
Knoy Brian $123,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kirby Aaron $235,200
Previous Owner Stetler Catherine M $51,559
Previous Owner Stetler Catherine M $203,400
Previous Owner Nolan Danielle J $156,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/23/2021 07/23/21 Sold $294,000 +1.4% $175 / Sq Ft
06/14/2021 06/14/21 Pending -- -- --
06/14/2021 06/14/21 For Sale $290,000 +28.3% $173 / Sq Ft
09/23/2016 09/23/16 Sold $226,000 -7.4% $176 / Sq Ft
09/13/2016 09/13/16 Pending -- -- --
07/01/2016 07/01/16 For Sale $244,000 +25.1% $190 / Sq Ft
09/13/2013 09/13/13 Sold $195,000 0.0% $123 / Sq Ft
09/05/2013 09/05/13 Pending -- -- --
02/02/2013 02/02/13 For Sale $195,000 -- $123 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $98 $10,400 $2,200 $8,200
2023 $103 $10,400 $2,200 $8,200
2022 $103 $10,200 $2,000 $8,200
2021 $98 $9,200 $2,000 $7,200
2020 $101 $9,400 $2,200 $7,200
2019 $99 $9,400 $2,200 $7,200
2018 $97 $9,400 $2,200 $7,200
2017 $90 $9,300 $2,200 $7,100
2016 $88 $8,900 $1,800 $7,100
2014 $90 $9,200 $1,800 $7,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202121409

Indiana Regional MLS

APN: 08-04-16-000-274.000-011