$315,000
SOLD AUG 7, 2025

1095 Palmer Ave Schenectady, NY 12309

3 Beds
1.5 Baths
1,400 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$225 Per Sq Ft

7% Below List Price

14 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Laundry Room
  • Hillside School Rated A
  • Living Room
  • Bathroom on Main Level

About This Home

As of August 2025

Discover this beautifully updated 3-bedroom, 1.5- bathroom gem located in the sought-after Niskayuna School District. This home features Traditional layout with renovations throughout. Including flooring, updated kitchen and baths. Enjoy peace of mind with new mechanicals and move-in-ready interior.

Last Agent to Sell the Property

Jeremey VanWormer

Wolf River Real Estate, LLC License #10401356882 Listed on: 06/17/2025

Last Buyer's Agent

Venesha Drysdale

Monticello License #10401368839

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,504

Year Built

  • Built in 1888

Lot Details

  • 6,534 Sq Ft Lot

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,400 Sq Ft Home
  • Living Room
  • Dining Room
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Parking

  • 4 Parking Spaces
  • Carport
  • Driveway

Schools

  • Niskayuna High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 42.000 / 5
  • Assessor Parcel Number 422400 50.6-5-42

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,504

Year Built

Built in 1888

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1888
  • Directions: East on Plum, South on Palmer
  • Above Grade Finished Sq Ft: 1400.0
  • Architectural Style: Traditional
  • Lot Size Acres: 0.15
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Laundry Room Level: First
  • Sale Detail Buyer Zip Code: 12065
  • Sale Detail Seller Contribution: No
  • Appliances Refrigerators: Yes
  • Cooling:Central Air: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None

Interior Features

  • Basement: Full
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1400.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Sunroom Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Half Bathroom 1: 2nd
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Oven: Yes

Exterior Features

  • Exterior Features: Other
  • Construction Type: Vinyl Siding
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Other58: Yes

Garage/Parking

  • Parking Features: Carport, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Carport: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Niskayuna

Lot Info

  • Parcel #: 422400 50.6-5-42
  • Lot Size Sq Ft: 6534.0

Tax Info

  • Tax Annual Amount: 2503.55
  • Tax Block: 5
  • Tax Lot: 42.000
  • Tax Tract: 50.06

MLS Schools

  • HighSchool: Niskayuna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2025
Closed on
Aug 7, 2025
Sold by
Oakwood Street Rental Properties Llc
Bought by
Opese Alpha and Opese Venesha
Seller's Agent
Jeremey VanWormer
Wolf River Real Estate, LLC
Buyer's Agent
Venesha Drysdale
Monticello
List Price
$339,000
Sold Price
$315,000
Premium/Discount to List
-$24,000
-7.08%
Views
55

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-13.02%
Original Mortgage
$252,000
Outstanding Balance
$252,000
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$59,505

Purchase Details

Closed on
Jan 30, 2025
Sold by
Speidel Robert B
Bought by
Oakwood Street Rental Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
6.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2017
Sold by
Okeefe Karen Lund
Bought by
Lund Janet and Lund William R

Purchase Details

Closed on
May 1, 2008
Sold by
Lund William
Bought by
Lund William

Purchase Details

Closed on
Apr 16, 2008
Sold by
Lund Stella
Bought by
Lund William
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Chicago Title Insurance Compan
Referees Deed $115,000 None Listed On Document
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- --
Interfamily Deed Transfer $15,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $252,000 New Conventional
Previous Owner $230,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $70,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Sold $315,000 -7.1% $225 / Sq Ft
07/01/2025 07/01/25 Pending -- -- --
06/17/2025 06/17/25 For Sale $339,000 -- $242 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,086 $155,000 $30,000 $125,000
2023 $7,086 $155,000 $30,000 $125,000
2022 $6,925 $155,000 $30,000 $125,000
2021 $6,206 $155,000 $30,000 $125,000
2020 $8,864 $155,000 $30,000 $125,000
2019 $3,027 $155,000 $30,000 $125,000
2018 $2,541 $155,000 $30,000 $125,000
2017 $2,504 $155,000 $30,000 $125,000
2016 $2,832 $155,000 $30,000 $125,000
2015 -- $155,000 $30,000 $125,000
2014 -- $155,000 $30,000 $125,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202519689

Global MLS

APN: 050-006-0005-042-000-0000