NOT LISTED FOR SALE

10950 Cotton Thistle Roscoe, IL 61073

Roscoe Area

Estimated Value: $308,000 - $345,000

4 Beds
2.5 Baths
2,448 Sq Ft
$133/Sq Ft Est. Value

Sale Details

Date Sold: November 26, 2025

Last sale price $305,000 $125 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,311 / mo

8 Days on Market

Highlights

  • Fenced Yard
  • Forced Air Heating and Cooling System
  • Wood Burning Fireplace
  • Ledgewood Elementary School Rated A

About This Home

As of November 2025

**Some listing photos have been virtually staged with furniture and decor. These renderings are for illustrative purposes only to help visualize the space.** Welcome to this spacious two-story home designed for comfort and style. The entryway features beautiful hardwood floors, leading to a formal living room and dining room. The kitchen offers abundant cupboard and counter space, plus an informal dining area large enough for gatherings, with sliding doors opening to a deck and fenced backyard. The kitchen overlooks the cozy family room, complete with a fireplace framed by two windows. Convenient first-floor laundry and a half bath add practicality. Upstairs, you’ll find four bedrooms and two full baths, including a primary suite with a private ensuite and walk-in closet. The unfinished lower level provides potential for future living space. Recent updates include fresh paint throughout, new carpet, water heater (2021), newer A/C, and a roof installed five years ago. A three-car attached garage completes this well-maintained home.

Last Agent to Sell the Property

Toni Vander Heyden

Keller Williams Realty Signature License #475142387 Listed on: 09/29/2025

Keller Williams Realty Signature

Last Buyer's Agent

Justin Smith

Century 21 Affiliated License #475168898

Century 21 Affiliated

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,556

Year Built

  • Built in 2002

Lot Details

  • 12,632 Sq Ft Lot
  • Fenced Yard

Home Design

  • House
  • Shingle Roof
  • Siding

Interior Spaces

  • 2,448 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace
  • Window Treatments
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Kitchen

  • Stove
  • Gas Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Parking

  • 3 Car Garage
  • Driveway

Schools

  • Ledgewood Elementary School
  • Roscoe Middle School
  • Hononegah High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,556

Year Built

Built in 2002

Lot Details

0.29 Acres

Listing Details

  • Interior Amenities: Ceiling Fan(s), Window Treatments
  • Road Frontage: Hard Surface Road
  • Type: Subdivision
  • Electric: Circuit Breaker
  • Appliances That Stay or Are Included: Dishwasher, Refrigerator, Stove/Cooktop
  • Class: HOUSE
  • Estimated Above Grade Sq Ft: 2448
  • Exemptions: Owner, Senior
  • General Features: Laundry 1st Floor, Fenced Yard
  • Legal Description: CHICORY RIDGE SUB NO 9 PT W 1/2 SEC 31-46-2 LOT 333
  • Lot Acreage: 0.29
  • Lvt Date: 09/29/2025
  • Number of Upper Level Full Bathrooms: 2
  • Number of Main Level Half Bathrooms: 1
  • Stove Range Fuel: Gas
  • Style: 2 Story
  • Type: House
  • Agent Only_ L A1 User Code: 4978
  • Egress: No
  • Elementary School: Ledgewood Elementary
  • Estimated Total Finished Sq Ft: 2448
  • Garage Type Driveway: Attached
  • Hold Earnest Money Y N: Yes
  • Pertinent Facts: **Some listing photos have been virtually staged with furniture and decor. These renderings are for illustrative purposes only to help visualize the space.** Welcome to this spacious two-story home designed for comfort and style. The entryway features beautiful hardwood floors, leading to a formal living room and dining room. The kitchen offers abundant cupboard and counter space, plus an informal dining area large enough for gatherings, with sliding doors opening to a deck and fenced backyard. The kitchen overlooks the cozy family room, complete with a fireplace framed by two windows. Convenient first-floor laundry and a half bath add practicality. Upstairs, you’ll find four bedrooms and two full baths, including a primary suite with a private ensuite and walk-in closet. The unfinished lower level provides potential for future living space. Recent updates include fresh paint throughout, new carpet, water heater (2021), newer A/C, and a roof installed five years ago. A three-car attached garage completes this well-maintained home.
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 2448
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Bedrooms: 4
  • Basement Type: Full
  • Master Bedroom: Dimensions: 15.5x13, On Level: Upper
  • Fireplace Type: Wood
  • Bedroom 2: Dimensions: 13.8x11, On Level: Upper
  • Bedroom 3: Dimensions: 12.2x12, On Level: Upper
  • Bedroom 4: Dimensions: 13x11, On Level: Upper
  • Dining Room: Yes, On Level: Main, Dimensions: 13.8x11
  • Family Room: Yes, On Level: Main, Dimensions: 18x13
  • Fireplace: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 21.5x11, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 15.5x13.8
  • Number Of Fireplaces: 1
  • Recreation Room: No
  • Total Bathrooms: 2.5
  • Basement: Yes

Exterior Features

  • Exterior: Siding
  • Roof: Shingle

Garage/Parking

  • Garage: 3

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Building Info

  • Year Built: 2002

Tax Info

  • Year: 2024
  • Taxes: 6556

MLS Schools

  • HighSchool: Hononegah High
  • School District: Hononegah 207
  • Middle School: Roscoe Middle

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2025
Closed on
Nov 26, 2025
Sold by
Bought by
Seller's Agent
Toni Vander Heyden
Keller Williams Realty Signature
Buyer's Agent
Justin Smith
Century 21 Affiliated
List Price
$309,000
Sold Price
$305,000
Premium/Discount to List
-$4,000
-1.29%
Views
285
Current Estimated Value
$324,887

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,887
Avg. Annual Appreciation
10.73%
Original Mortgage
$235,000
Interest Rate
0.0627%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 14, 2005
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$305,000 None Listed On Document
$178,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $235,000
Previous Owner $152,503
Previous Owner $9,000
Previous Owner $148,750
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/26/2025 11/26/25 Sold $305,000 -1.3% $125 / Sq Ft
10/07/2025 10/07/25 Pending -- -- --
09/29/2025 09/29/25 For Sale $309,000 -- $126 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,557 $84,442 $15,969 $68,473
2023 $5,993 $75,294 $14,239 $61,055
2022 $5,456 $68,786 $13,008 $55,778
2021 $5,134 $64,370 $12,173 $52,197
2020 $5,031 $62,325 $11,786 $50,539
2019 $4,909 $60,037 $11,353 $48,684
2018 $4,546 $57,222 $10,821 $46,401
2017 $4,568 $54,847 $10,372 $44,475
2016 $4,292 $53,049 $10,032 $43,017
2015 $4,123 $51,836 $9,803 $42,033
2014 $4,072 $51,836 $9,803 $42,033
Source: Public Records

Agents Affiliated with this Home

  • Toni Vander Heyden

    Seller's Agent in 2025

    Toni Vander Heyden

    Keller Williams Realty Signature

    (815) 315-1110

    2 in this area

    1,310 Total Sales

    Toni Vander Heyden
    Section Image
  • Justin Smith

    Buyer's Agent in 2025

    Justin Smith

    Century 21 Affiliated

    (815) 494-5394

    198 Total Sales

    Justin Smith
    Section Image
See All Agents

Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202506006

NorthWest Illinois Alliance of REALTORS®

APN: 04-31-403-011

Illinois Winnebago County Roscoe 61073

10950 Cotton Thistle, Roscoe, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

NorthWest Illinois Alliance of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.