NOT LISTED FOR SALE

1097 Cold Mountain Rd Lake Toxaway, NC 28747

Lake Toxaway Neighborhood

Estimated Value: $2,120,006 - $3,709,000

4 Beds
2.5 Baths
2,742 Sq Ft
$1,065/Sq Ft Est. Value

Last Sold May 01, 2019

Last sale price $1,250,000 $456 Per Sq Ft

Est. 134% increase in value since last sale

Current estimated payment $16,820/month

244 Days on Market

Highlights

  • Marina
  • Docks
  • RV Access or Parking
  • Lake Front
  • Spa
  • Community Lake

About This Home

As of May 2019

Absolutely prime, well maintained lakefront home situated on one of Lake Toxaway's finest sites. This 4 bedroom, 2.5 bath lakehouse features one of Lake Toxaway's biggest views of the lake with Toxaway Mountain in the background. New roof, sea wall, renovated boathouse with open sundeck for entertaining, dock, firepit and large level backyard make this an absolute must see!

Last Agent to Sell the Property

Art Fisher

Fisher Realty Highlands Brokerage Phone: 8289669290 Listed on: 06/21/2018

Last Buyer's Agent

Art Fisher

Fisher Realty Highlands Brokerage Phone: 8289669290 Listed on: 06/21/2018

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,912

Year Built

  • Built in 1969

Lot Details

  • 0.71 Acre Lot
  • Lake Front
  • Lot Has A Rolling Slope
  • Cleared Lot

HOA Fees

  • $198 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Living Room with Fireplace
  • Lake Views
  • Finished Basement
  • Interior and Exterior Basement Entry
  • Dryer

Kitchen

  • Double Oven
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Parking

  • 2 Carport Spaces
  • RV Access or Parking

Outdoor Features

  • Spa
  • Docks
  • Covered Patio or Porch
  • Fire Pit

Utilities

  • Cooling Available
  • Heating System Uses Oil
  • Heat Pump System
  • Well
  • Septic Tank

Listing and Financial Details

  • Tax Lot 41
  • Assessor Parcel Number 8523-00-8004-000

Community Details

Overview

  • Lake Toxaway Estates Subdivision
  • Community Lake

Recreation

  • Marina
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,912

Year Built

Built in 1969

Lot Details

0

HOA Fees

$198 per month

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.71
  • Road Surface Type: Paved
  • Water Body Name: Lake Toxaway
  • Subdivision Name: Lake Toxaway Estates
  • Directions: Hwy 64 to Hwy 281 North. Follow Hwy 281 North about 1 mile to left on Cold Mountain Road, just past the fire department. Follow to house on left marked 1097 "Foxes Den".
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1969
  • Attribution Contact: 8289669290
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Spa Features: Hot Tub
  • Private Spa: Yes
  • Appliances: Double Oven, Dryer, Dishwasher, Refrigerator, Washer
  • Has Basement: Exterior Entry, Finished, Interior Entry
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Living Room
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Ceiling Fan(s)

Exterior Features

  • Lot Features: Cleared, Rolling Slope
  • View: Lake
  • View: Yes
  • Waterfront Features: Lake, Deeded Access
  • Construction Type: Stone, Wood Siding
  • Exterior Features: Dock, Fire Pit, Barbecue, Satellite Dish
  • Other Structures: Boat House
  • Patio And Porch Features: Rear Porch, Covered
  • Roof: Shingle

Garage/Parking

  • Carport Spaces: 2.0
  • Covered Parking Spaces: 2.0
  • Parking Features: Carport, Paved, Boat, RV Access/Parking

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Oil
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Satellite Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Community Features: Lake, Marina, Playground, Park, Trails/Paths, Water Access
  • Association Fee: 2371.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 30927.6
  • Parcel #: 8523-00-8004-000
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: Other

Tax Info

  • Tax Annual Amount: 6911.69
  • Tax Lot: 41
  • Tax Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 17, 2021
Sold by
Uskup Ilhan Thomas and Uskup Anne Wood
Bought by
Uskup I Thomas I and Uskup Anne Wood
Current Estimated Value
$2,919,252

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$996,500
Outstanding Balance
$890,607
Interest Rate
2.25%
Mortgage Type
New Conventional
Estimated Equity
$2,028,645

Purchase Details

Listed on
Jun 21, 2018
Closed on
Apr 23, 2019
Sold by
Fox John T and Fox Julie M
Bought by
Uskup Illhan Thomas and Uskup Anne Wood
Seller's Agent
Art Fisher
Fisher Realty Highlands
Buyer's Agent
Art Fisher
Fisher Realty Highlands
List Price
$1,365,000
Sold Price
$1,250,000
Premium/Discount to List
-$115,000
-8.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.27%
Original Mortgage
$1,000,000
Interest Rate
4.37%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Apr 7, 2010
Sold by
Montgomery Family Investments Llc
Bought by
Fox John T and Fox Julie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$550,000
Interest Rate
4.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Uskup I Thomas I -- None Available
Uskup Illhan Thomas $1,250,000 None Available
Fox John T $1,017,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Uskup I Thomas I $996,500
Closed Uskup Illhan Thomas $1,000,000
Previous Owner Fox John T $550,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/01/2019 05/01/19 Sold $1,250,000 -8.4% $456 / Sq Ft
04/15/2019 04/15/19 Pending -- -- --
06/22/2018 06/22/18 For Sale $1,365,000 -- $498 / Sq Ft
Source: Highlands-Cashiers Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,068 $2,095,380 $1,000,000 $1,095,380
2024 $7,360 $1,118,060 $850,000 $268,060
2023 $7,360 $1,118,060 $850,000 $268,060
2022 $7,360 $1,118,060 $850,000 $268,060
2021 $7,304 $1,118,060 $850,000 $268,060
2020 $8,607 $1,236,660 $0 $0
2019 $8,545 $1,236,660 $0 $0
2018 $6,992 $1,236,660 $0 $0
2017 $6,912 $1,236,660 $0 $0
2016 $6,887 $1,236,660 $0 $0
2015 -- $1,419,840 $1,250,000 $169,840
2014 -- $1,419,840 $1,250,000 $169,840
Source: Public Records

Agents Affiliated with this Home

  • Art Fisher

    Seller's Agent in 2019

    Art Fisher

    Fisher Realty Highlands

    (828) 506-4895

    76 in this area

    185 Total Sales

    Art Fisher
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Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 88716

APN: 8523-00-8004-000

North Carolina Transylvania County Lake Toxaway 28747 Lake Toxaway

1097 Cold Mountain Rd, Lake Toxaway, NC

This home is located at 1097 Cold Mountain Rd, Lake Toxaway, NC 28747 since 21 June 2018 and is currently estimated at $2,919,252, approximately $1,064 per square foot. This property was built in 1969. 1097 Cold Mountain Rd is a home located in Transylvania County.

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