NOT LISTED FOR SALE

10972 N Lower Lake Shore Dr Monticello, IN 47960

Estimated Value: $261,000 - $314,000

2 Beds
1 Bath
944 Sq Ft
$299/Sq Ft Est. Value

Last Sold July 25, 2024

Last sale price $275,900 $292 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $1,594/month

54 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Pier or Dock
  • Eat-In Kitchen
  • 25 Feet of Waterfront
  • Lake Property
  • Ceramic Countertops

About This Home

As of July 2024

Escape to this charming 2 bed, 1 bath cottage on Main Lake Freeman, where lakeside living meets modern comfort. Enjoy stunning views from the large deck over the boathouse, complete with a boatlift and jetski lift. Entertain in style with your own enclosed lakeside tiki bar area, perfect for summer gatherings. This cozy retreat offers the ideal blend of relaxation and adventure, all in a picturesque setting. Make this your new getaway spot and create unforgettable memories by the water.

Last Agent to Sell the Property

Nathan Walts

REAL ESTATE NETWORK L.L.C Listed on: 05/23/2024

Last Buyer's Agent

Stephanie Vernon

REAL ESTATE NETWORK L.L.C

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $361

Year Built

  • Built in 1940

Lot Details

  • 1,133 Sq Ft Lot
  • 25 Feet of Waterfront
  • Lake Front
  • Property is zoned L1

HOA Fees

  • $10 per month

Parking

  • Off-Street Parking

Home Design

  • Cabin
  • Bi-Level Home
  • Vinyl Construction Material

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Ceramic Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Separate Shower

Basement

  • Walk-Out Basement
  • Block Basement Construction

Outdoor Features

  • Deeded Waterfront Access Rights
  • Sun Deck
  • Waterski or Wakeboard
  • Lake Property
  • Lake, Pond or Stream

Schools

  • Meadowlawn Elementary School
  • Roosevelt Middle School
  • Twin Lakes High School

Utilities

  • Forced Air Heating and Cooling System
  • Private Company Owned Well
  • Well

Listing and Financial Details

  • Assessor Parcel Number 08-04-16-000-187.000-011

Community Details

Overview

  • $10 Other Monthly Fees
  • Sunset Park Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$361

Year Built

Built in 1940

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1940
  • Age: 84
  • Style: Bi-Level
  • Architectural Style: Cabin/Cottage
  • Total Number of Rooms: 4
  • Bedrooms: 2
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: 008-46002-00 Unit 1 Sunset Park Block A E2 Lot 1
  • Parcel Number ID: 08-04-16-000-187.000-011
  • Platted: Yes
  • Amenities: Countertops-Ceramic, Deck on Waterfront, Disposal, Eat-In Kitchen, Range/Oven Hook Up Gas, Stand Up Shower
  • Sp Lp Percent: 98.57
  • County Zoning: L1
  • Year Taxes Payable: 2024
  • Special Features: None

Interior Features

  • Total Sq Ft: 944
  • Total Finished Sq Ft: 944
  • Above Grade Finished Sq Ft: 944
  • Price Per Sq Ft: 292.27
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement
  • Basement Material: Block
  • Living Great Room: Dimensions: 13x10, On Level: Lower
  • Kitchen: Dimensions: 21x13, On Level: Lower
  • Bedroom 1: Dimensions: 15x13, On Level: Main
  • Bedroom 2: Dimensions: 11x9, On Level: Main
  • Main Level Sq Ft: 448
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None
  • Lake Type: Ski Lake
  • Water Features: Pier/Dock, Deeded
  • Water Frontage: 25
  • Water Name: Lake Freeman

Garage/Parking

  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Forced Air
  • Sewer: Regional
  • Water Utilities: Well
  • Water Type: Lake
  • Well Type: Private

Condo/Co-op/Association

  • Other Fee Description: SFLECC
  • Other Fees Dollar: 125

Schools

  • School District: Twin Lakes School Corp.
  • Elementary School: Meadowlawn
  • Middle School: Roosevelt
  • High School: Twin Lakes
  • Elementary School: Meadowlawn

Lot Info

  • Lot Description: Lake
  • Lot Dimensions: IRREG
  • Estimated Lot Sq Ft: 1133
  • Estimated Lot Size Acres: 0.026

Tax Info

  • Annual Taxes: 361.24
  • Exemptions: Homestead, Supplemental

Multi Family

  • Water Access: Lakefront

MLS Schools

  • High School: Twin Lakes
  • Middle School: Roosevelt
  • School District: Twin Lakes School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2024
Closed on
Jul 24, 2024
Sold by
Sutton Lisa
Bought by
Marich James and Marich Kendall
Seller's Agent
Nathan Walts
REAL ESTATE NETWORK L.L.C
Buyer's Agent
Stephanie Vernon
REAL ESTATE NETWORK L.L.C
List Price
$279,900
Sold Price
$275,900
Premium/Discount to List
-$4,000
-1.43%
Views
64
Current Estimated Value
$281,790

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,890
Avg. Annual Appreciation
2.05%
Original Mortgage
$378,000
Outstanding Balance
$375,445
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
-$93,655
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Marich James $275,900 Columbia Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Marich James $378,000
Previous Owner Suttor Lisa $75,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2024 07/25/24 Sold $275,900 -1.4% $292 / Sq Ft
07/16/2024 07/16/24 Pending -- -- --
05/23/2024 05/23/24 For Sale $279,900 -- $297 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $486 $130,800 $42,000 $88,800
2023 $308 $105,100 $42,000 $63,100
2022 $308 $93,500 $42,000 $51,500
2021 $257 $84,000 $42,000 $42,000
2020 $276 $86,000 $37,400 $48,600
2019 $257 $84,200 $37,400 $46,800
2018 $232 $81,200 $37,400 $43,800
2017 $920 $80,900 $37,400 $43,500
2016 $196 $77,500 $38,800 $38,700
2014 $191 $76,600 $38,800 $37,800
Source: Public Records

Agents Affiliated with this Home

  • Nathan Walts

    Seller's Agent in 2024

    Nathan Walts

    REAL ESTATE NETWORK L.L.C

    (574) 870-2378

    115 Total Sales

    Section Image
  • Stephanie Vernon

    Buyer's Agent in 2024

    Stephanie Vernon

    REAL ESTATE NETWORK L.L.C

    (765) 586-7221

    19 Total Sales

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Map

Source: Indiana Regional MLS

MLS Number: 202418560

Indiana Regional MLS

APN: 08-04-16-000-187.000-011

Indiana Carroll County Monticello 47960

10972 N Lower Lake Shore Dr, Monticello, IN

This home is located at 10972 N Lower Lake Shore Dr, Monticello, IN 47960 since 23 May 2024 and is currently estimated at $281,790, approximately $298 per square foot. This property was built in 1940. 10972 N Lower Lake Shore Dr is a home located in Carroll County with nearby schools including Twin Lakes Senior High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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