$389,990

10982 Penny Gale Loop San Antonio, FL 33576

Mirada Neighborhood

Estimated payment $2,599/month

Total Views 741
4 Beds
2.5 Baths
2,260 Sq Ft
$173 Price per Sq Ft

Highlights

  • Access To Pond
  • Open Floorplan
  • High Ceiling
  • Pond View
  • Loft
  • Great Room

About This Home

One or more photo(s) has been virtually staged. Your Florida Oasis in Mirada, a Lagoon Community, awaits with this versatile four-bedroom, 2.5 bathroom home. Step inside to an open-concept floor plan designed for modern living. The kitchen is a true centerpiece, featuring a large island, white cabinets, stainless steel appliances, and a walk-in pantry that keeps everything organized. This living space also features the great room and dining room with many windows and a slider leading to a patio. Step outside to a large backyard with space for a pool and a pond-view with a soothing floating waterfall—a private retreat for morning coffee or evening gatherings. On the second floor, there is a flexible loft that works beautifully as a home office, den, or playroom. The master bedroom has a large walk-in closet with a window, along with an ensuite bathroom with double sinks, two linen closets, a shower, and a private water closet. The laundry room is on the 2nd floor, making it easier for a busy family. Community HOA Amenities that you’ll love include cable and ULTRAFi high-speed internet connectivity fees for only $249/quarterly. This home is steps from the Mirada Lagoon lifestyle that features a 15-acre Lagoon where you can swim, kayak, paddle board, relax in a floating “Aquabanas,” and sit poolside in a cabana. Mirada has miles of golf cart paths, dog parks, and playgrounds along with a monthly social calendar of activities—like cooking classes, wine tastings, concerts and holiday events which fosters a strong sense of community. Mirada is an ideal location for work and play since it sits just off I-75, making commutes easy; downtown Tampa is about 30 minutes away. Tampa International Airport is roughly 36 miles, and St.Pete–Clearwater International Airport is approximately 45.5 miles. Major shopping includes the Tampa Premium Outlets and The Grove at Wesley Chapel which is within 20 minutes. For weekend adventures, Walt Disney World, Disney Springs and Sea World Orlando are about 1.5? hours. The community’s proximity to parks, beaches and top attractions makes it attractive to residents and investors alike. This move-in-ready home combines modern design, a flexible floor plan and coveted outdoor space with access to world-class amenities. Whether you’re raising a family, working from home, or seeking a vacation-rental investment, 10982 Penny Gale Loop offers a resort-style lifestyle with everyday convenience. Schedule your showing today and start living the Lagoon Life!

Listing Agent

Robin Svoboda

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3375889 Listed on: 09/16/2025

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,296

Year Built

  • Built in 2020

Lot Details

  • 5,046 Sq Ft Lot
  • East Facing Home
  • Property is zoned MPUD

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,260 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Blinds
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Loft
  • Pond Views

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Private Water Closet
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Pasco High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Additional Features

  • Reclaimed Water Irrigation System
  • Access To Pond

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, pool, internet
  • $41 Other Monthly Fees
  • Christian Cruz Association, Phone Number (813) 565-4663
  • Visit Association Website
  • Mirada Prcl 17 1 Subdivision
  • The community has rules related to allowable golf cart usage in the community

Recreation

  • Community Playground
  • Community Pool
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,296

Year Built

Built in 2020

Lot Details

0

HOA Fees

$83 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Internet
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2260
  • Lot Size Acres: 0.12
  • New Construction: No
  • Year Built: 2020
  • Building Area Total: 2786
  • Lot Size Sq Ft: 5046
  • Status: Active
  • Ownership: Fee Simple
  • Escrow City: Wesley Chapel
  • Escrow State: FL
  • Escrow Street Name: Bruce B Downs
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 172.56
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Other Fees Amount: 124
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds
  • Living Area Meters: 209.96

Exterior Features

  • Direction Faces: East
  • Exterior Features: Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Access: Pond
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12101C0258F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Dog Park, Golf Carts OK, Playground, Pool, Sidewalks, Street Lights
  • Association Amenities: Cable TV
  • Association Fee: 249
  • Association Fee Frequency: Quarterly
  • Association Name: Christian Cruz
  • Phone: 813-565-4663
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please review the rules and regulations at https://mirada.hikai.com/
  • Association Fee Requirement: Required
  • Association Email: Mirada@Hikai.com
  • Association URL: https://mirada.hikai.com/

Fee Information

  • Total Annual Fees: 1492.00
  • Total Monthly Fees: 124.33
  • Other Fees Term: Quarterly
  • Monthly HOA Amount: 83.00

Schools

  • High School: Pasco High-PO

Lot Info

  • Zoning: MPUD
  • Parcel Number: 20-25-15-0010-02200-0050
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please review the rules and regulations at https://mirada.hikai.com/

Tax Info

  • Tax Annual Amount: 5296
  • Tax Block: 22
  • Tax Book Number: 79-60
  • Tax Lot: 5
  • Tax Other Annual Assessment Amount: 2282

Multi Family

  • Approval Process: Please review the rules and regulations at https://mirada.hikai.com/

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/16/2025 09/16/25 For Sale $389,990 0.0% $173 / Sq Ft
10/23/2023 10/23/23 Rented $2,900 0.0% --
09/08/2023 09/08/23 Under Contract -- -- --
08/18/2023 08/18/23 For Rent $2,900 0.0% --
07/01/2022 07/01/22 Rented $2,900 0.0% --
06/27/2022 06/27/22 Under Contract -- -- --
06/20/2022 06/20/22 Price Changed $2,900 -3.3% $1 / Sq Ft
06/10/2022 06/10/22 For Rent $3,000 +30.4% --
09/16/2020 09/16/20 Rented $2,300 -99.1% --
09/15/2020 09/15/20 Under Contract -- -- --
09/02/2020 09/02/20 Sold $259,990 0.0% $115 / Sq Ft View Prior Sale
08/13/2020 08/13/20 For Rent $2,300 0.0% --
07/19/2020 07/19/20 Pending -- -- --
07/16/2020 07/16/20 Price Changed $259,990 -1.9% $115 / Sq Ft
07/09/2020 07/09/20 Price Changed $264,990 -1.1% $117 / Sq Ft
07/02/2020 07/02/20 Price Changed $267,990 -0.7% $119 / Sq Ft
06/25/2020 06/25/20 Price Changed $269,990 +0.7% $119 / Sq Ft
06/18/2020 06/18/20 Price Changed $267,990 -0.7% $119 / Sq Ft
06/04/2020 06/04/20 Price Changed $269,990 -1.1% $119 / Sq Ft
05/28/2020 05/28/20 Price Changed $272,990 -0.7% $121 / Sq Ft
05/21/2020 05/21/20 Price Changed $274,990 -1.4% $122 / Sq Ft
04/30/2020 04/30/20 Price Changed $278,990 +4.1% $123 / Sq Ft
04/01/2020 04/01/20 Price Changed $267,990 -3.2% $119 / Sq Ft
03/19/2020 03/19/20 Price Changed $276,990 +1.1% $123 / Sq Ft
02/28/2020 02/28/20 Price Changed $273,990 +0.4% $121 / Sq Ft
01/07/2020 01/07/20 For Sale $272,990 -- $121 / Sq Ft
Source: Stellar MLS

Source: Stellar MLS

MLS Number: TB8425750

Stellar MLS