Seller's Agent in 2025
Stephen Henry Clay
Jim Sullivan Realty
(815) 291-7915
142 Total Sales
10A52 Cardinal Ct Apple River, IL 61001
5
Beds
5
Baths
5,130
Sq Ft
2005
Built
Highlights
- Living Room
- Laundry Room
- Dining Room
- Stockton Elementary School Rated A-
- Forced Air Heating and Cooling System
- Family Room
About This Home
As of August 2025Luxury custom built 5 bedroom, 5 Bath executive home located at the end of a private cul-de-sac with beautiful lake views of Apple Canyon Lake in picturesque Jo Daviess County. This 5130 sq. ft. brick and stone home, with Transferable Boat Dock 10-62-3 located just around the corner, is the perfect full time or weekend residence. Enter the home from the welcoming covered front porch into the magnificent Great Room featuring a 27 ft. high cathedral ceiling, and spectacular views enjoyed from a wall of windows. This inviting room boasts a cozy multi- sided floor to ceiling stone fireplace which is shared with the contemporary chef's kitchen. The kitchen includes granite countertops, eat-at peninsula, stainless appliances, an abundance of cabinets, plus a generous dining area. There are 2 patio doors from which you can access the deck located in the dining area, along with the cozy wood fireplace. The primary suite is located on the other side of the Great Room, and includes a large walk-in closet along with an elegant bathroom, and a patio door to access the deck as well. The laundry room and a full bath complete the main floor. The upper level boasts 4 incredible bedrooms including a guest suite with a walk-in closet and private bath, and a spacious bedroom that can accommodate a large number of weekend guests. A spacious loft with beautiful views of the Great Room, 2 additional bedrooms and a full bath complete this floor. The lower level was made for entertaining. It includes a huge family room with a wood burning fire place, and a generous game room with patio doors to the outside. Mechanicals include 2 high-efficiency furnaces and air conditioners, a200-amp electric service, and 2 gas water heaters. Enjoy the views from the beautifully landscaped grounds along with a cozy firepit. A 2+ stall attached garage completes this must-see property. This splendid is property is lake living at it's best.
Last Agent to Sell the Property
Jim Sullivan Realty License #475134749 Listed on: 05/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,752
Year Built
- Built in 2005
Parking
- 2 Car Garage
Home Design
- Brick Exterior Construction
- Stone Siding
Interior Spaces
- 5,130 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Finished Basement Bathroom
- Laundry Room
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- 5 Full Bathrooms
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Wood
- Heating System Uses Propane
- Septic Tank
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 16, 2018
Closed on
Dec 20, 2018
Sold by
Joseph Kumon
Bought by
Nicolay Richard W
Seller's Agent
Joseph Kumon
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Non Member
NON MEMBER
List Price
$419,900
Sold Price
$400,000
Premium/Discount to List
-$19,900
-4.74%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$257,993
Avg. Annual Appreciation
8.25%
Original Mortgage
$100,000
Outstanding Balance
$88,565
Interest Rate
4.87%
Mortgage Type
New Conventional
Estimated Equity
$593,527
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $400,000 | Security First Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $100,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $575,000 | -14.1% | $112 / Sq Ft |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- |
| 05/30/2025 05/30/25 | Price Changed | $669,000 | -4.3% | $130 / Sq Ft |
| 05/23/2025 05/23/25 | For Sale | $699,000 | +74.8% | $136 / Sq Ft |
| 01/02/2019 01/02/19 | Sold | $400,000 | 0.0% | $67 / Sq Ft |
| 12/21/2018 12/21/18 | For Sale | $400,000 | 0.0% | $78 / Sq Ft |
| 12/20/2018 12/20/18 | Sold | $400,000 | -2.4% | $78 / Sq Ft |
| 11/26/2018 11/26/18 | Pending | -- | -- | -- |
| 10/24/2018 10/24/18 | Pending | -- | -- | -- |
| 09/17/2018 09/17/18 | Price Changed | $409,900 | -2.4% | $68 / Sq Ft |
| 08/16/2018 08/16/18 | For Sale | $419,900 | -- | $70 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $13,627 | $219,887 | $5,333 | $214,554 |
| 2023 | $12,753 | $187,128 | $5,333 | $181,795 |
| 2022 | $12,753 | $155,439 | $2,320 | $153,119 |
| 2021 | $11,303 | $155,439 | $2,320 | $153,119 |
| 2020 | $10,868 | $142,448 | $2,126 | $140,322 |
| 2019 | $10,273 | $133,993 | $2,000 | $131,993 |
| 2018 | $14,453 | $188,235 | $1,608 | $186,627 |
| 2017 | $12,852 | $163,470 | $1,608 | $161,862 |
| 2016 | $9,744 | $118,329 | $1,608 | $116,721 |
| 2015 | $9,636 | $118,329 | $1,608 | $116,721 |
| 2014 | $7,219 | $90,466 | $1,836 | $88,630 |
Source: Public Records
Agents Affiliated with this Home
-
Stephen Henry Clay
-
Joseph Kumon
J
Seller's Agent in 2019
Joseph Kumon
Berkshire Hathaway HomeServices Starck Real Estate
(224) 725-0550
53 Total Sales
-
N
Buyer's Agent in 2019
Non Member
NON MEMBER
-
A
Seller's Agent in 2018
AGENT NON-MLS
NON-MLS OFFICE
-
KAREN CLAY
K
Buyer's Agent in 2018
KAREN CLAY
JIM SULLIVAN REALTY
(815) 291-7917
53 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12373947
APN: 18-010-052-00
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