$493,900
SOLD FEB 16, 2024

11 Cross Creek Dr Toccoa, GA 30577

4 Beds
3 Baths
2,385 Sq Ft
0.76 Acres

Recently Sold

$207 Per Sq Ft

1% Below List Price

54 Days on Market

Highlights

  • Traditional Architecture
  • Bonus Room
  • Solid Surface Countertops
  • Wood Flooring
  • Corner Lot
  • No HOA

About This Home

As of February 2024

"Located within Toccoa's most sought after neighborhoods, discover this stunningly updated craftsman-style residence, boasting 4 bedrooms and 3 baths. Situated on a corner lot within the Cross Creek subdivision, this home presents an inviting wrap-around porch, perfect for enjoying the neighborhood's ambiance. The screened back porch, complete with a television, offers an ideal space for entertaining, combining relaxation with modern entertainment. Step inside to a beautifully updated kitchen featuring quartz countertops, a stylish tile backsplash, and top-of-the-line stainless steel appliances. Seamlessly connected to the living area, highlighted by a grand wood-burning fireplace, this open layout creates a warm and inviting atmosphere. The main level offers a versatile layout, featuring a dining room, a convenient study, and a bedroom accompanied by a full bath, offering flexibility and functionality for various needs. Upstairs, discover three bedrooms, including a spacious owner's suite with a trey ceiling and an oversized walk-in closet. The recently updated ensuite bathroom boasts a double vanity, a luxurious walk-in tile shower, and a soaking tub. Additionally, a bonus room and a dedicated laundry room enhance the upper level's convenience. This home embodies the perfect blend of modern updates and classic charm, offering a lifestyle of comfort and sophistication in one of Toccoa's most desirable neighborhoods."

Last Agent to Sell the Property

Stephen Caudell

Hammock Realty North Georgia License #357431 Listed on: 12/06/2023

Last Buyer's Agent

Stephen Caudell

Hammock Realty North Georgia License #357431 Listed on: 12/06/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,374

Year Built

  • Built in 2011

Lot Details

  • 0.76 Acre Lot
  • Corner Lot

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Brick Frame
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 2,385 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Ceiling Fan
  • Fireplace Features Masonry
  • Family Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Bonus Room
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Bathtub Includes Tile Surround
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on upper level

Home Security

  • Home Security System
  • Fire and Smoke Detector

Parking

  • Garage
  • Parking Accessed On Kitchen Level
  • Side or Rear Entrance to Parking
  • Garage Door Opener

Schools

  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cross Creek Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,374

Year Built

Built in 2011

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2011
  • ArchitecturalStyle: Brick/Frame, Traditional
  • Financing Type: Cash
  • Levels: Two
  • Lot Size Acres: .76
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2385
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 4
  • Dining Room Features: Separate Room
  • Basement: Crawl Space
  • Total Finished Sq Ft: 2385
  • Above Grade Finished Sq Ft: 2385
  • Interior Amenities: Tray Ceiling(s), Double Vanity, Soaking Tub, Separate Shower, Tile Bath, Walk-In Closet(s)
  • Full Bathrooms: 3
  • Fireplace Features: Family Room, Masonry
  • Flooring: Hardwood, Tile
  • Kitchen Features: Breakfast Area, Solid Surface Counters, Walk-in Pantry
  • Price Per Square Foot: 209.601

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Bedroom Main Level: 1

Exterior Features

  • Construction Materials: Concrete, Brick
  • Foundation Details: Block
  • Lot Features: Corner Lot
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Attached, Garage Door Opener, Garage, Kitchen Level, Side/Rear Entrance

Utilities

  • Cooling: Electric, Ceiling Fan(s), Central Air
  • Heating: Electric, Central
  • Laundry Features: Upper Level
  • Security Features: Security System, Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Underground Utilities, Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: Street Lights

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Other
  • High School: Stephens County
  • Middle School: Stephens County
  • Elementary School: Other
  • Middle School: Stephens County
  • High School: Stephens County

Lot Info

  • Deed Book: 1149
  • Deed Page: 266
  • Plat Book: 17
  • Plat Page: 995A

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2023
  • Tax Annual Amount: 3374.09

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 14, 2024
Sold by
Smith Marilyn S
Bought by
Dobbs Amanda P and Dobbs Travis Weldon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$459,146
Outstanding Balance
$455,297
Interest Rate
7.02%
Mortgage Type
FHA
Estimated Equity
$41,020

Purchase Details

Listed on
Dec 6, 2023
Closed on
Feb 16, 2024
Sold by
Lowe William James
Bought by
Smith Marilyn S
Seller's Agent
Stephen Caudell
Hammock Realty North Georgia
Buyer's Agent
Stephen Caudell
Hammock Realty North Georgia
List Price
$499,900
Sold Price
$493,900
Premium/Discount to List
-$6,000
-1.2%
Views
134

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.34%

Purchase Details

Closed on
May 2, 2018
Sold by
Roesch
Bought by
Lowe William James and Lowe Ashley H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,293
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 7, 2012
Sold by
Telford Gordon
Bought by
Roesch Crystal Mcfarlin

Purchase Details

Closed on
Sep 17, 2004
Bought by
Telford Gordan
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $475,000 --
Limited Warranty Deed $493,900 --
Warranty Deed $286,900 --
Warranty Deed -- --
Warranty Deed $150,690 --
Deed $10,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $459,146 FHA
Previous Owner $275,500 New Conventional
Previous Owner $278,293 New Conventional
Previous Owner $66,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Price Changed $489,000 -1.2% $205 / Sq Ft
06/03/2025 06/03/25 For Sale $495,000 +0.2% $208 / Sq Ft
02/16/2024 02/16/24 Sold $493,900 -1.2% $207 / Sq Ft
01/29/2024 01/29/24 Pending -- -- --
12/06/2023 12/06/23 For Sale $499,900 -- $210 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,314 $122,707 $3,973 $118,734
2023 $3,985 $114,353 $3,973 $110,380
2022 $3,153 $107,898 $3,973 $103,925
2021 $3,068 $100,128 $3,973 $96,155
2020 $3,068 $99,155 $3,973 $95,182
2019 $3,081 $99,155 $3,973 $95,182
2018 $2,995 $96,445 $5,070 $91,375
2017 $2,917 $92,550 $5,070 $87,480
2016 $2,871 $92,550 $5,070 $87,480
2015 $3,007 $92,550 $5,070 $87,480
2014 $3,139 $94,972 $7,492 $87,480
2013 -- $94,972 $7,492 $87,480
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 20161157

Georgia MLS

APN: T33-022