NOT LISTED FOR SALE

11 Gilbert St Oneonta, NY 13820

Estimated Value: $159,887 - $176,000

4 Beds
2 Baths
2,056 Sq Ft
$80/Sq Ft Est. Value

Last Sold July 31, 2025

Last sale price $160,000 $78 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,213/month

76 Days on Market

Highlights

  • Deck
  • Rectangular Lot
  • Carpet
  • Forced Air Heating System

About This Home

As of July 2025

CHARMING TWO FAMILY HOME near EVERYTHING ONEONTA HAS TO OFFER!!! Situated just around the corner from the little league field, boys & girls club; and with easy access to I-88, Main Street, and Southside yet on a quiet road - this DUPLEX IS IN A PRIME LOCATION. On the outside you will find a large yard, large covered porch, & deck. Inside the downstairs unit features a kitchen, living room, laundry room, family room, large full bath, 2 bedrooms, & a bonus office/3rd bedroom. The upstairs unit is very similar, featuring a kitchen, living room, large full bath, 2 bedrooms, & a large bonus room w/laundry & possible office space. This home is VERY WELL MAINTAINED and could make the perfect investment or owner occupied. To top it all off: PUBLIC WATER, PUBLIC SEWER, ALL NATURAL GAS, & ALL SEPARATE UTILITIES making it totally turn key! This is an amazing opportunity - don't hesitate!!!

Last Agent to Sell the Property

Lance Thomas

Listing by Benson Agency Real Estate LLC Brokerage Phone: (607) 432-4391 License #10401283718 Listed on: 05/16/2025

Co-Listed By

Philip Wright

Listing by Benson Agency Real Estate LLC Brokerage Phone: (607) 432-4391 License #10401221187

Last Buyer's Agent

Lance Thomas

Listing by Benson Agency Real Estate LLC Brokerage Phone: (607) 432-4391 License #10401283718 Listed on: 05/16/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,315

Year Built

  • Built in 1900

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 50x150
  • Rectangular Lot

Home Design

  • Duplex
  • Stone Foundation
  • Siding

Interior Spaces

  • 2,056 Sq Ft Home
  • 2-Story Property
  • Basement Fills Entire Space Under The House

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Parking

  • Common or Shared Parking
  • Gravel Driveway

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • 2 Units
  • 2 Separate Gas Meters

Listing and Financial Details

  • Tenant pays for all utilities
  • Tax Lot 44
  • Assessor Parcel Number 361200-299-016-0002-044-000-0000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,315

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Year Built: 1900
  • Attribution Contact: (607) 432-4391
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Co List Office Mls Id: ODRB
  • Co List Office Phone: 607-432-4391
  • Directions: From River St turn on to Gilbert St, property will be on your right - see sign!
  • Architectural Style: Duplex
  • Flooring: Carpet, Varies, Vinyl
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.17
  • Waterfront: No
  • Construction Type: Composite Siding, Other
  • Exterior Features: Deck
  • Foundation Details: Stone
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: Common, Gravel

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oneonta

Lot Info

  • Parcel Number: 361200-299-016-0002-044-000-0000
  • Lot Dimensions: 50X150
  • Lot Size Sq Ft: 7405.0
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: All Utilities

Multi Family

  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2

Tax Info

  • Tax Annual Amount: 4315.0
  • Tax Lot: 44

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 16, 2025
Closed on
Jul 31, 2025
Sold by
Leduc Joseph C
Bought by
Little Godfrey
Seller's Agent
Lance Thomas
Benson Agency Real Estate LLC
Buyer's Agent
Lance Thomas
Benson Agency Real Estate LLC
List Price
$164,900
Sold Price
$160,000
Premium/Discount to List
-$4,900
-2.97%
Views
8
Current Estimated Value
$164,722

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,722
Avg. Annual Appreciation
6.53%
Original Mortgage
$152,000
Outstanding Balance
$151,871
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$12,851
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Little Godfrey $160,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Little Godfrey $152,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/31/2025 07/31/25 Sold $160,000 -3.0% $78 / Sq Ft
05/16/2025 05/16/25 For Sale $164,900 -- $80 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,315 $116,000 $14,700 $101,300
2023 $4,148 $116,000 $14,700 $101,300
2022 $3,988 $116,000 $14,700 $101,300
2021 $3,971 $116,000 $14,700 $101,300
2020 $3,988 $116,000 $14,700 $101,300
2019 $3,863 $116,000 $14,700 $101,300
2018 $3,863 $116,000 $14,700 $101,300
2017 $6,221 $116,000 $14,700 $101,300
2016 $3,773 $116,000 $14,700 $101,300
2015 -- $76,000 $8,500 $67,500
2014 -- $76,000 $8,500 $67,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1607105

Otsego-Delaware Board of REALTORS®

APN: 361200-299-016-0002-044-000-0000