$385,000
SOLD MAY 30, 2025

11 Haversack Rd Palmyra, VA 22963

4 Beds
2.5 Baths
1,920 Sq Ft
0.69 Acres

Recently Sold

$201 Per Sq Ft

3% Above List Price

4 Days on Market

Highlights

  • Boat Dock
  • Golf Course Community
  • Tennis Courts
  • Beach
  • Property is near a marina
  • Outdoor Pool

About This Home

As of May 2025

Welcome to this beautifully maintained newer-built home offering both modern comfort and timeless curb appeal. Step inside to discover a spacious kitchen complete with updated stainless steel appliances, a stylish tile backsplash, and generous cabinet and counter space—perfect for everyday living or entertaining.The main level flows into a light-filled dining room and continues into comfortable living areas. Upstairs, retreat to the oversized primary suite featuring large windows, walk in closet, plush carpet, and your own private bathroom. Additional bedrooms and a flexible home office space provide room to grow, work, or unwind.Enjoy the outdoors on the recently added deck overlooking a large fenced backyard—ideal for grilling, relaxing, or letting kids and pets play freely. The expansive lot and extended driveway provide extra space and convenience for guests, hobbies, or recreational vehicles.With close access to the gate and local amenities, this home blends privacy, space, and location. Don't miss your chance to make it your own!

Last Agent to Sell the Property

Crystal Gatton

Keeton & Co Real Estate License #0225261966 Listed on: 04/10/2025

Keeton & Co Real Estate

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,936

Year Built

  • Built in 2019

Lot Details

  • 0.69 Acre Lot
  • Privacy Fence
  • Back Yard Fenced
  • Zoning described as R-4

HOA Fees

  • $100 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,920 Sq Ft Home
  • 2-Story Property
  • Wired For Data
  • Ceiling Fan
  • Recessed Lighting
  • Sliding Doors
  • Separate Formal Living Room
  • Dining Area
  • Crawl Space
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Laminate Countertops
  • Disposal

Flooring

  • Partially Carpeted
  • Linoleum

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Parking

  • Driveway
  • Unpaved Parking
  • Off-Street Parking
  • RV or Boat Parking

Outdoor Features

  • Outdoor Pool
  • Property is near a marina
  • Tennis Courts
  • Deck
  • Exterior Lighting
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heating Available
  • Water Heater
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 330
  • Assessor Parcel Number 18-A-5-318

Community Details

Overview

  • Lake Monticello Subdivision
  • Community Lake
  • Pond in Community

Amenities

  • Clubhouse

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Putting Green
  • Park
  • Trails

Security

  • Security Guard
  • Controlled Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,936

Year Built

Built in 2019

Lot Details

0

HOA Fees

$100 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2019
  • Property Attached Yn: No
  • Lot Size Acres: 0.689
  • Ownership: Individuals
  • Subdivision Name: Lake Monticello
  • Above Grade Finished Sq Ft: 1920.0
  • Architectural Style: Craftsman, Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Linoleum, Partially Carpeted
  • Basement: Crawl Space
  • Appliances: Cooktop, Dishwasher, Electric Water Heater, Disposal, Microwave, Oven, Range
  • Other Equipment: Satellite Dish
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Interior Amenities: Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Eat-in Kitchen, High Speed Internet, Laminate Counters, Bath in Primary Bedroom, Pantry, Recessed Lighting, Cable TV, Wired for Data, Walk-In Closet(s)
  • Living Area: 1920.0
  • Stories: 2

Exterior Features

  • Roof: Shingle
  • Fencing: Back Yard, Fenced, Privacy
  • Pool Features: Pool, Community
  • Waterfront: No
  • Construction Type: Brick, Block, Vinyl Siding
  • Exterior Features: Deck, Lighting, Porch, Tennis Court(s), Unpaved Driveway
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Off Street, Unpaved, Boat, RV Access/Parking

Utilities

  • Heating: Electric
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Security: Controlled Access, Gated Community, Smoke Detector(s), Security Guard
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Basketball Court, Beach, Boat Facilities, Clubhouse, Dock, Golf, Gated, Home Owners Association, Lake, Marina, Playground, Pond, Pool, Putting Green, Tennis Court(s), Trails/Paths, Park
  • Association Fee: 1200.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Common Areas, Pool(s), Recreation Facilities, Road Maintenance, Snow Removal, Security, Trash, Water, Water Access

Schools

  • Middle Or Junior School: Fluvanna

Lot Info

  • Parcel Number: 18-A-5-318
  • Zoning Description: R-4

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1936.14
  • Tax Lot: 330

MLS Schools

  • Elementary School: Central
  • High School: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
May 15, 2025
Sold by
Mcafee Keenan and Mcafee Tara
Bought by
Busching Ethan Pythias and Busching Kaitlin Nicole
Seller's Agent
Crystal Gatton
Keeton & Co Real Estate
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$375,000
Sold Price
$385,000
Premium/Discount to List
$10,000
2.67%
Views
25

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-26.47%
Original Mortgage
$373,450
Outstanding Balance
$373,450
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$3,352

Purchase Details

Listed on
Apr 15, 2024
Closed on
Apr 15, 2024
Sold by
Grooms Matthew Lewis and Grooms Shonte Monique
Bought by
Mcafee Keenan and Mcafee Tara
Seller's Agent
NON MLS USER MLS
NON MLS OFFICE
Buyer's Agent
Crystal Gatton
Keeton & Co Real Estate
Sold Price
$345,000
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.29%
Original Mortgage
$345,000
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Listed on
Dec 11, 2019
Closed on
Dec 20, 2019
Sold by
Liberty Homes Inc
Bought by
Grooms Matthew Lewis and Grooms Shonte Monique
Seller's Agent
Susan Stewart
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
Buyer's Agent
ANGIE WOODSON
AKARION REALTY
List Price
$199,860
Sold Price
$199,860

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.64%
Original Mortgage
$6,995
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 10, 2017
Sold by
Crodick William J
Bought by
Liberty Homes Inc
Source: Public Records

Similar Homes in Palmyra, VA

  • 13 Tobacco Terrace, Palmyra, VA 22963

    $309,000

    • 3 Beds
    • 2.5 Baths
    • 1,596 Sq Ft
    • 13 Tobacco Terrace
    • Palmyra, VA

    Welcome home! This well-designed 3-bedroom, 2.5-bath home sits on a beautiful corner lot with a spacious, landscaped yard that offers privacy, curb appeal, and plenty of outdoor space to enjoy. Step out back to a huge deck?perfect for cookouts, gatherings, or simply relaxing in the fresh air. The interior features a functional layout with a comfortable living area, a dedicated dining room right

    Khaliyah Barakhyahu EXP REALTY LLC, - RICHMOND

    Section Image
  • 538 Jefferson Dr, Palmyra, VA 22963

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,376 Sq Ft
    • 538 Jefferson Dr
    • Palmyra, VA

    Adorable 1-level Lake Monticello Home with only 2 steps to enter! Vaulted living room features a cozy gas fireplace, refinished solid hardwood floors & a charming arched opening to the kitchen. Spacious kitchen offers granite counters, dark gray tile floors, large eat-in dining, 2 pantries, pull-out drawers, lazy susan & glass door w/ storm door leading to the back deck—perfect for entertaining.

    THE GUNNELS GROUP LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 28 Begum Rd, Palmyra, VA 22963

    $315,000

    • 3 Beds
    • 2 Baths
    • 1,296 Sq Ft
    • 28 Begum Rd
    • Palmyra, VA

    Charming Fully Renovated Ranch Home at Lake Monticello ? Move-In Ready! This gorgeous turn-key home blends style, comfort, and modern upgrades?just one minute from Monish Gate and Lafayette Park. Enjoy brand new solid hardwood flooring, new laminate in kitchen/baths, a new HVAC system with all-new ductwork, new PEX plumbing, and fresh paint thru-out. The bright, open layout features architectural

    Maggie Gunnels Fornecker LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 467 Jefferson Dr, Palmyra, VA 22963

    $429,500

    • 3 Beds
    • 3 Baths
    • 2,042 Sq Ft
    • 467 Jefferson Dr
    • Palmyra, VA

    DO NOT MISS THIS BEAUTIFUL HOUSE CONVENIENTLY LOCATED IN LAKE MONTICELLO.

    Dmitriy Shapovalov The Right Move Real Estate Inc

    Section Image
  • 609 Jefferson Dr, Palmyra, VA 22963

    $350,000

    • 3 Beds
    • 3 Baths
    • 1,508 Sq Ft
    • 609 Jefferson Dr
    • Palmyra, VA

    NEW PRICE POINT! MUST SEE!!! This fabulous three-bedroom, three full bath home features numerous upgrades, both inside and out. As you enter into this lovely home, the living room is bright and open with high vaulted ceilings and skylights above the dining room. The three-season sunroom on the rear of the home overlooks a private, flat, fenced-in backyard with a terraced patio area perfect for

    Sarah Monceaux AVENUE REALTY, LLC

    Section Image
  • 78 Archer Dr, Palmyra, VA 22963

    $434,700

    • 3 Beds
    • 2 Baths
    • 1,736 Sq Ft
    • 78 Archer Dr
    • Palmyra, VA

    Like new home in the Village Oaks, near Lake Monticello. Great one-level living, three bedroom/2 bath, dining space, screen porch, LVP flooring and large open kitchen. Professional landscaping, fenced yard, and attached garage. Meticulously kept with a whole-house generator, on-demand water heater, and security system. HOA maintains the grass and flowerbeds, snow removal, trash with pool and

    Chelsea Newcomb LAKE & COUNTRY REALTY, LLC

    Section Image
  • 640 Jefferson Dr, Palmyra, VA 22963

    $425,000

    • 3 Beds
    • 3 Baths
    • 2,496 Sq Ft
    • 640 Jefferson Dr
    • Palmyra, VA

    1st time on market! Sited on a desirable corner lot, this home boasts stunning landscaping and exceptional outdoor spaces that complement its interior charm. Spacious rear deck is perfect for summer evenings & overlooks the backyard firepit, while the large covered front porch invites you to sit back & enjoy the view. Haridplank siding! Inside you'll find an updated kitchen featuring abundant

    Angela Dotson NEST REALTY GROUP

    Section Image
  • 35 Seminole Trail, Palmyra, VA 22963

    $370,000

    • 4 Beds
    • 3 Baths
    • 1,536 Sq Ft
    • 35 Seminole Trail
    • Palmyra, VA

    The Cherokee Section of Lake Monticello offers a quiet setting surrounded by nature. The area provides a peaceful retreat with the sounds of songbirds and a canopy of trees. Built in 2011, the main level of the home includes 3 bedrooms and 2 full baths. The great room features cathedral ceilings and a fireplace, creating a comfortable living space. Ceiling fans throughout and bamboo flooring add

    Melinda Schnare WILEY REAL ESTATE-CHARLOTTESVILLE

    Section Image
  • 25 S Bearwood Dr, Palmyra, VA 22963

    $330,000

    • 3 Beds
    • 2 Baths
    • 1,504 Sq Ft
    • 25 S Bearwood Dr
    • Palmyra, VA

    Enjoy the convenience of one story living with 3 bedrooms, 2 baths with a thoughtfully designed layout that maximizes space and natural light. The partially finished basement provides additional living space, perfect for a recreaction room along with a 2 car gargage. The driveway is paved for easy access to the uppper and lower levels. This well maintained home has been repainted on the maim

    LORI CLICK RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

    Section Image
See All Homes in Palmyra

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $385,000 Stewart Title Guaranty Company
Deed $345,000 Fidelity National Title
Deed $199,860 Old Republic Title
Deed -- Old Republic Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $373,450 New Conventional
Previous Owner $345,000 VA
Previous Owner $9,389 FHA
Previous Owner $6,995 New Conventional
Previous Owner $196,239 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $385,000 +2.7% $201 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
04/10/2025 04/10/25 For Sale $375,000 +8.7% $195 / Sq Ft
04/15/2024 04/15/24 Sold $345,000 +72.6% --
01/10/2020 01/10/20 Sold $199,860 0.0% $104 / Sq Ft
12/11/2019 12/11/19 Pending -- -- --
12/11/2019 12/11/19 For Sale $199,860 -- $104 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $19 $229,400 $30,000 $199,400
2023 $1,936 $229,400 $30,000 $199,400
2022 $1,700 $195,400 $27,500 $167,900
2021 $1,700 $195,400 $27,500 $167,900
2020 $1,688 $182,500 $27,500 $155,000
2019 $179 $19,300 $19,300 $0
2018 $249 $27,500 $27,500 $0
2017 $249 $27,500 $27,500 $0
2016 $252 $27,500 $27,500 $0
2015 $242 $27,500 $27,500 $0
2014 $242 $27,500 $27,500 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2025

    Crystal Gatton

    Keeton & Co Real Estate

    (540) 735-7369

    3 in this area

    16 Total Sales

    Crystal Gatton
    Section Image

  • N

    Buyer's Agent in 2025

    NON MLS USER MLS

    NON MLS OFFICE

  • Susan Stewart

    Seller's Agent in 2020

    Susan Stewart

    HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS

    (434) 242-3550

    78 in this area

    250 Total Sales

    Susan Stewart
    Section Image
  • ANGIE WOODSON

    Buyer's Agent in 2020

    ANGIE WOODSON

    AKARION REALTY

    (434) 409-4244

    Section Image
See All Agents

Map

Source: Central Virginia Regional MLS

MLS Number: 2509313

Central Virginia Regional MLS

APN: 18A 5 318

Virginia Fluvanna County Palmyra 22963

11 Haversack Rd, Palmyra, VA

This home is located at 11 Haversack Rd, Palmyra, VA 22963 and is currently priced at $385,000, approximately $200 per square foot. This property was built in 2019. 11 Haversack Rd is a home located in Fluvanna County with nearby schools including Central Elementary School, West Central Primary School, and Carysbrook Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

Nearby Homes