PENDING
$25K PRICE DROP
503 Jefferson Dr Palmyra, VA 22963
Lake Monticello AreaEstimated payment $2,275/month
Total Views
70,724
4
Beds
2.5
Baths
2,226
Sq Ft
$157
Price per Sq Ft
Highlights
- Breakfast Area or Nook
- Front Porch
- Walk-In Closet
- Fireplace
- Tray Ceiling
- Entrance Foyer
About This Home
MOTIVATED SELLER! VA Assumable Loan with a 3.75% interest rate! Fresh Updates and Move in Ready!! This spacious 4-bedroom, 2.5-bath home perfectly positioned for convenience and comfort inside the gated Lake Monticello community. Just seconds from the Monish Gate, this property offers an easy commute while providing all the perks of lake living — beaches, pool, golf, and more. Freshly painted and new carpet throughout! Step inside to find multiple living areas, including a front sitting room, a formal dining room, and a large living room with fireplace that opens to the kitchen — ideal for gatherings and everyday life. The home also features front porch and back decks, perfect for morning coffee or evening relaxation surrounded by mature trees. The home has endless potential to become your dream retreat and has a single car garage equipped with a mini split air conditioning unit. With a thoughtful layout, generous square footage, and a great location, with easy commute to Charlottesville! Enjoy all that Lake Monticello has to offer — gated security, community beaches, golf, tennis, pool, restaurants, and more — just a short drive to Charlottesville, Zion Crossroads, and local conveniences.
Co-Listing Agent
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO License #0225265900
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,781
Year Built
- Built in 2000
Lot Details
- 19,602 Sq Ft Lot
- Zoning described as R-4 Residential, 4 Dwellings/Acre
HOA Fees
- $122 per month
Parking
- 1 Car Garage
Home Design
- Block Foundation
- Stick Built Home
Interior Spaces
- 2,226 Sq Ft Home
- 2-Story Property
- Tray Ceiling
- Fireplace
- Entrance Foyer
- Breakfast Area or Nook
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 5 261
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,800 | $370,800 | $30,000 | $340,800 |
| 2025 | $2,781 | $370,800 | $30,000 | $340,800 |
| 2024 | $24 | $285,800 | $30,000 | $255,800 |
| 2023 | $2,412 | $285,800 | $30,000 | $255,800 |
| 2022 | $2,118 | $243,400 | $27,500 | $215,900 |
| 2021 | $2,118 | $243,400 | $27,500 | $215,900 |
| 2020 | $2,088 | $225,700 | $27,500 | $198,200 |
| 2019 | $2,088 | $225,700 | $27,500 | $198,200 |
| 2018 | $1,946 | $214,500 | $27,500 | $187,000 |
| 2017 | $1,946 | $214,500 | $27,500 | $187,000 |
| 2016 | $1,895 | $206,700 | $27,500 | $179,200 |
| 2015 | $1,746 | $206,700 | $27,500 | $179,200 |
| 2014 | $1,746 | $198,400 | $27,500 | $170,900 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/31/2026 08/31/26 | Pending | -- | -- | -- | |
| 08/01/2026 08/01/26 | Price Changed | $349,999 | -2.8% | $157 / Sq Ft | |
| 06/19/2026 06/19/26 | Price Changed | $359,900 | -1.4% | $162 / Sq Ft | |
| 05/01/2026 05/01/26 | Price Changed | $364,900 | -2.7% | $164 / Sq Ft | |
| 02/07/2026 02/07/26 | For Sale | $374,900 | 0.0% | $168 / Sq Ft | |
| 02/07/2026 02/07/26 | Price Changed | $374,900 | +2.7% | $168 / Sq Ft | |
| 12/31/2025 12/31/25 | Off Market | $364,900 | -- | -- | |
| 11/04/2025 11/04/25 | Price Changed | $364,900 | -2.7% | $164 / Sq Ft | |
| 10/15/2025 10/15/25 | For Sale | $374,900 | +14.3% | $168 / Sq Ft | |
| 07/23/2021 07/23/21 | Sold | $328,000 | +0.9% | $147 / Sq Ft | View Prior Sale |
| 06/25/2021 06/25/21 | Pending | -- | -- | -- | |
| 06/24/2021 06/24/21 | Price Changed | $325,000 | -3.6% | $146 / Sq Ft | |
| 05/19/2021 05/19/21 | For Sale | $337,000 | -- | $151 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $328,000 | Old Republic National Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $335,544 | VA | |
| Previous Owner | $307,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $67,000 | Credit Line Revolving |
Source: Public Records
About the Listing Agent
Christy Lynn Beck is a trusted local REALTOR® serving Lake Monticello, Palmyra, Fluvanna County, Charlottesville, Albemarle County, and the surrounding Central Virginia communities. Known for her relationship-first approach, strong local knowledge, and modern marketing strategies, Christy helps buyers and sellers navigate the real estate process with confidence, clarity, and care.
As a Lake Monticello area resident and active community member, Christy brings more than market expertise —
Christy's Other Listings
Source: Charlottesville area Association of Realtors®
MLS Number: 670121
APN: 18A 5 261
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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