503 Jefferson Dr Palmyra, VA 22963
Estimated payment $2,291/month
Highlights
- Breakfast Area or Nook
- Front Porch
- Walk-In Closet
- Fireplace
- Tray Ceiling
- Entrance Foyer
About This Home
VA Assumable Loan with a 3.75% interest rate! Freshly Updated and Move in Ready!! This spacious 4-bedroom, 2.5-bath home perfectly positioned for convenience and comfort inside the gated Lake Monticello community. Just seconds from the Monish Gate, this property offers an easy commute while providing all the perks of lake living — beaches, pool, golf, and more. Freshly painted and new carpet throughout! Step inside to find multiple living areas, including a front sitting room, a formal dining room, and a large living room with fireplace that opens to the kitchen — ideal for gatherings and everyday life. The home also features front porch and back decks, perfect for morning coffee or evening relaxation surrounded by mature trees. The home has endless potential to become your dream retreat and has a single car garage equipped with a mini split air conditioning unit. With a thoughtful layout, generous square footage, and a great location, with easy commute to Charlottesville! Enjoy all that Lake Monticello has to offer — gated security, community beaches, golf, tennis, pool, restaurants, and more — just a short drive to Charlottesville, Zion Crossroads, and local conveniences.
Listing Agent
LONG & FOSTER - LAKE MONTICELLO License #0225249946 Listed on: 10/15/2025
Co-Listing Agent
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO License #0225265900
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,781
Year Built
- Built in 2000
Lot Details
- 19,602 Sq Ft Lot
- Zoning described as R-4 Residential, 4 Dwellings/Acre
HOA Fees
- $122 per month
Parking
- 1 Car Garage
Home Design
- Block Foundation
- Stick Built Home
Interior Spaces
- 2,226 Sq Ft Home
- 2-Story Property
- Tray Ceiling
- Fireplace
- Entrance Foyer
- Breakfast Area or Nook
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 5 261
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,781 | $370,800 | $30,000 | $340,800 |
| 2024 | $24 | $285,800 | $30,000 | $255,800 |
| 2023 | $2,412 | $285,800 | $30,000 | $255,800 |
| 2022 | $2,118 | $243,400 | $27,500 | $215,900 |
| 2021 | $2,118 | $243,400 | $27,500 | $215,900 |
| 2020 | $2,088 | $225,700 | $27,500 | $198,200 |
| 2019 | $2,088 | $225,700 | $27,500 | $198,200 |
| 2018 | $1,946 | $214,500 | $27,500 | $187,000 |
| 2017 | $1,946 | $214,500 | $27,500 | $187,000 |
| 2016 | $1,895 | $206,700 | $27,500 | $179,200 |
| 2015 | $1,746 | $206,700 | $27,500 | $179,200 |
| 2014 | $1,746 | $198,400 | $27,500 | $170,900 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/01/2026 05/01/26 | Price Changed | $364,900 | -2.7% | $164 / Sq Ft | |
| 02/07/2026 02/07/26 | For Sale | $374,900 | 0.0% | $168 / Sq Ft | |
| 02/07/2026 02/07/26 | Price Changed | $374,900 | +2.7% | $168 / Sq Ft | |
| 12/31/2025 12/31/25 | Off Market | $364,900 | -- | -- | |
| 11/04/2025 11/04/25 | Price Changed | $364,900 | -2.7% | $164 / Sq Ft | |
| 10/15/2025 10/15/25 | For Sale | $374,900 | +14.3% | $168 / Sq Ft | |
| 07/23/2021 07/23/21 | Sold | $328,000 | +0.9% | $147 / Sq Ft | View Prior Sale |
| 06/25/2021 06/25/21 | Pending | -- | -- | -- | |
| 06/24/2021 06/24/21 | Price Changed | $325,000 | -3.6% | $146 / Sq Ft | |
| 05/19/2021 05/19/21 | For Sale | $337,000 | -- | $151 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $328,000 | Old Republic National Title |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $335,544 | VA |
About the Listing Agent
Christy Lynn Beck is a trusted local REALTOR® serving Lake Monticello, Palmyra, Fluvanna County, Charlottesville, Albemarle County, and the surrounding Central Virginia communities. Known for her relationship-first approach, strong local knowledge, and modern marketing strategies, Christy helps buyers and sellers navigate the real estate process with confidence, clarity, and care.
As a Lake Monticello area resident and active community member, Christy brings more than market expertise —
Christy's Other Listings
Source: Charlottesville area Association of Realtors®
MLS Number: 670121
APN: 18A 5 261
- Lot 2 Oldfield Dr
- Lot 1 Oldfield Dr
- 30 Horse Path Dr
- 460 Jefferson Dr Unit 435
- 460 Jefferson Dr
- 384 Trailfork Rd
- 384 Trailfork Rd Unit Lot 91
- 317 Lake View Ln
- 47 Laurin St
- 459 Jefferson Dr
- 65 Laurin St Unit 35
- 73 Laurin St
- 41 Laurin St
- 77 Laurin St Unit 38
- 31 Lafayette Dr
- 61 Laurin St Unit 34
- 61 Laurin St
- 69 Laurin St
- 69 Laurin St Unit 36
- 128 Saxon St
- 26 Begum Rd
- 47 Laurin St
- 37 Laurin St
- 43 S Bearwood Dr
- 25 Glen Burnie Rd
- 7 Stonewall Rd
- 76 Villa Cir
- 3025 Habana Place
- 163 Wagner Place
- 5127 Lazy Branch Ln
- 3520 Steamer Dr
- 86 Saddle Creek Ln
- 912 Hunters Lodge Rd
- 2217 Brindle Ln
- 164 Riva Way
- 310 Fisher St
- 2100 N Pantops Dr Unit Sunny spacious quiet
- 1915 E Market St
- 2402 Winthrop Dr
- 2411 Winthrop Dr
Ask me questions while you tour the home.