$364,900
$10K PRICE DROP

503 Jefferson Dr Palmyra, VA 22963

Estimated payment $2,291/month

Total Views 29,725
4 Beds
2.5 Baths
2,226 Sq Ft
$164 Price per Sq Ft

Highlights

  • Breakfast Area or Nook
  • Front Porch
  • Walk-In Closet
  • Fireplace
  • Tray Ceiling
  • Entrance Foyer

About This Home

VA Assumable Loan with a 3.75% interest rate! Freshly Updated and Move in Ready!! This spacious 4-bedroom, 2.5-bath home perfectly positioned for convenience and comfort inside the gated Lake Monticello community. Just seconds from the Monish Gate, this property offers an easy commute while providing all the perks of lake living — beaches, pool, golf, and more. Freshly painted and new carpet throughout! Step inside to find multiple living areas, including a front sitting room, a formal dining room, and a large living room with fireplace that opens to the kitchen — ideal for gatherings and everyday life. The home also features front porch and back decks, perfect for morning coffee or evening relaxation surrounded by mature trees. The home has endless potential to become your dream retreat and has a single car garage equipped with a mini split air conditioning unit. With a thoughtful layout, generous square footage, and a great location, with easy commute to Charlottesville! Enjoy all that Lake Monticello has to offer — gated security, community beaches, golf, tennis, pool, restaurants, and more — just a short drive to Charlottesville, Zion Crossroads, and local conveniences.

Listing Agent

Christy Beck

LONG & FOSTER - LAKE MONTICELLO License #0225249946 Listed on: 10/15/2025

LONG & FOSTER - LAKE MONTICELLO

Co-Listing Agent

THE GUNNELS GROUP

LONG & FOSTER - LAKE MONTICELLO License #0225265900

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,781

Year Built

  • Built in 2000

Lot Details

  • 19,602 Sq Ft Lot
  • Zoning described as R-4 Residential, 4 Dwellings/Acre

HOA Fees

  • $122 per month

Parking

  • 1 Car Garage

Home Design

  • Block Foundation
  • Stick Built Home

Interior Spaces

  • 2,226 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Fireplace
  • Entrance Foyer
  • Breakfast Area or Nook

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 5 261

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,781

Year Built

Built in 2000

Lot Details

0.45 Acres

HOA Fees

$122 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 5 261
  • Property Sub Type: Detached
  • LotSizeAcres: 0.45
  • Co List Office Mls Id: 6379
  • Co List Office Phone: 434-589-7653
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 2226.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Hold
  • Special Features: VirtualTour

Interior Features

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Walk-In Closet(s), Breakfast Area, Tray Ceiling(s), Entrance Foyer
  • Living Area: 2226.0
  • Main Level Bathrooms: 1
  • Stories: 2

Exterior Features

  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built
  • Foundation Details: Block
  • Patio And Porch Features: Front Porch, Porch

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage

Utilities

  • Heating: Central, Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, Satellite Internet Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1459.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Native Plants
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential, 4 Dwellings/Acre

Building Info

  • Year Built: 2000

Tax Info

  • Year: 2024
  • Tax Annual Amount: 2781.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,781 $370,800 $30,000 $340,800
2024 $24 $285,800 $30,000 $255,800
2023 $2,412 $285,800 $30,000 $255,800
2022 $2,118 $243,400 $27,500 $215,900
2021 $2,118 $243,400 $27,500 $215,900
2020 $2,088 $225,700 $27,500 $198,200
2019 $2,088 $225,700 $27,500 $198,200
2018 $1,946 $214,500 $27,500 $187,000
2017 $1,946 $214,500 $27,500 $187,000
2016 $1,895 $206,700 $27,500 $179,200
2015 $1,746 $206,700 $27,500 $179,200
2014 $1,746 $198,400 $27,500 $170,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/01/2026 05/01/26 Price Changed $364,900 -2.7% $164 / Sq Ft
02/07/2026 02/07/26 For Sale $374,900 0.0% $168 / Sq Ft
02/07/2026 02/07/26 Price Changed $374,900 +2.7% $168 / Sq Ft
12/31/2025 12/31/25 Off Market $364,900 -- --
11/04/2025 11/04/25 Price Changed $364,900 -2.7% $164 / Sq Ft
10/15/2025 10/15/25 For Sale $374,900 +14.3% $168 / Sq Ft
07/23/2021 07/23/21 Sold $328,000 +0.9% $147 / Sq Ft View Prior Sale
06/25/2021 06/25/21 Pending -- -- --
06/24/2021 06/24/21 Price Changed $325,000 -3.6% $146 / Sq Ft
05/19/2021 05/19/21 For Sale $337,000 -- $151 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $328,000 Old Republic National Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $335,544 VA
Source: Public Records

About the Listing Agent

Christy Beck

LONG & FOSTER - LAKE MONTICELLO

(434) 325-5181

Section Image

Christy Lynn Beck is a trusted local REALTOR® serving Lake Monticello, Palmyra, Fluvanna County, Charlottesville, Albemarle County, and the surrounding Central Virginia communities. Known for her relationship-first approach, strong local knowledge, and modern marketing strategies, Christy helps buyers and sellers navigate the real estate process with confidence, clarity, and care.

As a Lake Monticello area resident and active community member, Christy brings more than market expertise —

Christy's Other Listings

  • 7 Ashcake Terrace, Palmyra, VA 22963

    $359,900 Pending

    • 3 Beds
    • 3.5 Baths
    • 2,284 Sq Ft
    • 7 Ashcake Terrace
    • Palmyra, VA

    Move-in ready and designed for easy living, this updated home offers,, including a finished terrace level perfect for a second living space, home office, or guest area. Enjoy low-maintenance outdoor living on the expanded Trex deck—ideal for morning coffee or relaxing evenings—so you can spend less time on upkeep and more time enjoying your home. Major updates already completed, including roof

    Christy Beck LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 17 Hopi Way, Palmyra, VA 22963

    $414,990 $5K PRICE DROP

    • 4 Beds
    • 2.5 Baths
    • 2,368 Sq Ft
    • 17 Hopi Way
    • Palmyra, VA

    Welcome home—where comfort, space, and everyday moments come together in the best way. From the moment you arrive, the large front porch invites you to slow down. Picture quiet mornings with a cup of coffee, waving to neighbors, or unwinding in the evening as the sun sets—this is the kind of home that makes you want to stay awhile. Step inside and you’ll immediately notice how spacious and

    Christy Beck LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 4 Old Homestead Cir, Palmyra, VA 22963

    $324,900

    • 3 Beds
    • 2.5 Baths
    • 1,664 Sq Ft
    • 4 Old Homestead Cir
    • Palmyra, VA

    Welcome to 4 Old Homestead Circle, tucked inside the highly sought-after Lake Monticello community, where everyday living feels a little more like a getaway. This well-appointed 3-bedroom, 2.5-bath home offers a thoughtful layout with both formal and casual spaces. A welcoming living room with a gas fireplace sets the tone, while the adjoining family room creates a comfortable place to gather.

    Christy Beck LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 9 Glen Burnie Rd, Palmyra, VA 22963

    $294,990 Under Contract

    • 3 Beds
    • 2 Baths
    • 1,140 Sq Ft
    • 9 Glen Burnie Rd
    • Palmyra, VA

    Tucked beneath the trees in the heart of Lake Monticello, this one-of-a-kind home feels like something out of a storybook. Full of warmth, charm, and character, 9 Glen Burnie offers a peaceful retreat where every season can be enjoyed from the comfort of home. Inside, you’ll find 3 bedrooms, 2 bathrooms, inviting living spaces, and a cozy wood-burning stove that creates the perfect atmosphere for

    Christy Beck LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 235 Shores Rd, Palmyra, VA 22963

    $335,000

    • 4 Beds
    • 2 Baths
    • 1,791 Sq Ft
    • 235 Shores Rd
    • Palmyra, VA

    A thoughtfully designed home offering space, comfort, and peaceful surroundings just a short drive from Charlottesville. No HOA or water bill Situated on over 2 acres, this nearly new home offers 4 bedrooms, 2 full bathrooms, and over 1790 square feet of well-planned living space. The open floor plan creates an easy flow between the kitchen, dining, and living areas—perfect for both everyday

    Christy Beck LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 22 Villa Ave, Zion Crossroads, VA 22942

    $519,950 $15K PRICE DROP

    • 4 Beds
    • 2.5 Baths
    • 2,758 Sq Ft
    • 22 Villa Ave
    • Zion Crossroads, VA

    Discover this beautiful two-story transitional home perfectly situated on an expansive corner lot, offering exceptional curb appeal and inviting outdoor spaces. Step inside to a grand two-story foyer, flanked by a formal dining room adorned with hardwood floors, crown molding, and elegant chair rail detailing. The spacious kitchen is a chef’s dream, featuring granite countertops, a large center

    Christy Beck LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 82 Davis Ln, Fork Union, VA 23055

    $279,900 Pending

    • 3 Beds
    • 1.5 Baths
    • 1,176 Sq Ft
    • 82 Davis Ln
    • Fork Union, VA

    Tucked away in the peaceful countryside of Fork Union, this move-in ready home offers comfort, flexibility, and easy living in a setting that feels like a true retreat. With 2 acres to breathe and main level living, the layout is thoughtfully designed to make the most of every space—featuring light-filled living areas that feel inviting, and functional for everyday life. Step outside and enjoy

    Christy Beck LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 1075 Social Hall Rd, New Canton, VA 23123

    $524,900

    • 3 Beds
    • 3 Baths
    • 2,588 Sq Ft
    • 1075 Social Hall Rd
    • New Canton, VA

    Some homes are built, but this home was made. Offered for the first time by its original owner, this cherished 2005-built country property sits on 15 beautiful acres with fenced pastures, a rolling stream, and a 480 sq ft 2-stall barn. The main level offers 3 bedrooms, 2 full baths, and 1,736 finished sq ft, while the finished basement with a full bathroom, new LVP flooring, flex room, and

    Christy Beck LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 426 Jefferson Dr, Palmyra, VA 22963

    $341,700 Sold Sep 17, 2025

    • 3 Beds
    • 2.5 Baths
    • 1,750 Sq Ft
    • 426 Jefferson Dr
    • Palmyra, VA

    Welcome to 426 Jefferson Dr — a beautifully refreshed home in the heart of Lake Monticello! This move-in ready gem features newly refinished hardwood floors and tasteful modern updates throughout, offering a fresh and inviting feel the moment you step inside. The spacious living areas flow seamlessly, perfect for entertaining or cozy nights in while enjoying your wood burning fireplace. Main

    Christy Beck LONG & FOSTER - LAKE MONTICELLO

Source: Charlottesville area Association of Realtors®

MLS Number: 670121

Charlottesville area Association of Realtors®

APN: 18A 5 261

Your Personal Tour Guide

Ask me questions while you tour the home.