21 Vine Ridge Dr Palmyra, VA 22963
Lake Monticello AreaEstimated payment $4,003/month
Total Views
11,388
5
Beds
3
Baths
2,808
Sq Ft
$224
Price per Sq Ft
Highlights
- Very Popular Property
- Eat-In Kitchen
- Forced Air Heating and Cooling System
- Home Office
- Patio
- 2 Car Garage
About This Home
A rare opportunity to own one of Lake Monticello’s premier waterfront properties! Situated on a spectacular lot with over 100 feet of shoreline, this property offers breathtaking lake views and endless potential. Whether you’re ready to restore the existing home or start fresh with a custom waterfront build, opportunities like this are few and far between. The value is truly in the location—enjoy direct water access, stunning sunsets, and the chance to create your dream lakefront retreat in one of Central Virginia’s most sought-after communities. Bring your vision, your builder, or your renovation plans and unlock the incredible potential this property has to offer. Conveniently located within the gated Lake Monticello community, residents enjoy access to a private lake, beaches, golf course, tennis and pickleball courts, swimming pool, walking trails, playgrounds, dining, and more. Don’t miss this chance to invest in an exceptional waterfront property where the possibilities are as expansive as the views.
Co-Listing Agent
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO License #0225265900
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,846
Year Built
- Built in 1979
Lot Details
- 24,394 Sq Ft Lot
- Zoning described as R-4 Residential
HOA Fees
- $122 per month
Parking
- 2 Car Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Block Foundation
- Stick Built Home
Interior Spaces
- 1-Story Property
- Home Office
- Eat-In Kitchen
Bedrooms and Bathrooms
- 5 Main Level Bedrooms
- 3 Full Bathrooms
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Additional Features
- Patio
- Forced Air Heating and Cooling System
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 12 11
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,846 | $641,800 | $190,000 | $451,800 |
| 2025 | $4,813 | $641,750 | $190,000 | $451,750 |
| 2024 | $44 | $517,700 | $190,000 | $327,700 |
| 2023 | $4,369 | $517,700 | $190,000 | $327,700 |
| 2022 | $4,116 | $473,100 | $182,500 | $290,600 |
| 2021 | $4,116 | $473,100 | $182,500 | $290,600 |
| 2020 | $4,157 | $449,400 | $182,500 | $266,900 |
| 2019 | $4,157 | $449,400 | $182,500 | $266,900 |
| 2018 | $4,016 | $442,800 | $182,500 | $260,300 |
| 2017 | $4,016 | $442,800 | $182,500 | $260,300 |
| 2016 | $3,685 | $420,400 | $162,500 | $257,900 |
| 2015 | $3,685 | $420,400 | $162,500 | $257,900 |
| 2014 | $3,685 | $418,800 | $162,500 | $256,300 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/31/2026 08/31/26 | Price Changed | $630,000 | -11.3% | $224 / Sq Ft |
| 08/07/2026 08/07/26 | For Sale | $710,000 | -- | $253 / Sq Ft |
Source: Charlottesville area Association of Realtors®
About the Listing Agent
Christy Lynn Beck is a trusted local REALTOR® serving Lake Monticello, Palmyra, Fluvanna County, Charlottesville, Albemarle County, and the surrounding Central Virginia communities. Known for her relationship-first approach, strong local knowledge, and modern marketing strategies, Christy helps buyers and sellers navigate the real estate process with confidence, clarity, and care.
As a Lake Monticello area resident and active community member, Christy brings more than market expertise —
Christy's Other Listings
Source: Charlottesville area Association of Realtors®
MLS Number: 680466
APN: 18A 12 11
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Information is deemed reliable but not guaranteed.
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