$725,000

Estimated payment $4,554/month

Total Views 2,145
3 Beds
3 Baths
2,938 Sq Ft
$247 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • Home Office
  • Entrance Foyer
  • Screened Porch
  • Wood Patio
  • Programmable Thermostat

About This Home

Waterfront living in Lake Monticello with a private dock, deck overlooking the water, and lakeside gazebo. This one-level home features a vaulted great room with stacked stone gas fireplace, open floor plan plus two bedrooms on the main floor. Freshly painted throughout with a two-car garage. Enjoy an expansive deck, screened porch and gazebo for relaxing lakeside, with direct water access for boating, fishing, and swimming. The primary suite includes private flex space that could be an art studio, home office or workout studio. The walk-out lower level offers a spacious rec room, workshop, and third bedroom with full bath - ideal for guests or multigenerational living, and features a coal burning stove for auxiliary heating. Hobbiests will love the large workshop! Located in Lake Monticello, a gated lake and golf community with resort-style amenities including a community pool, marina, golf clubhouse dining, tennis courts, playgrounds, and walking trails. Just 20 minutes from historic Charlottesville and UVA, with easy access to Pleasant Grove Park and Fluvanna farmers market.

Listing Agent

DENISE RAMEY TEAM

LONG & FOSTER - CHARLOTTESVILLE WEST License #0225102217 Listed on: 08/05/2026

Co-Listing Agent

JOYCE WASHINGTON

LONG & FOSTER - CHARLOTTESVILLE WEST License #0225249570

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,152

Year Built

  • Built in 1998

Lot Details

  • 22,651 Sq Ft Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $125 per month

Parking

  • 2 Car Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Entrance Foyer
  • Home Office
  • Screened Porch
  • Utility Room
  • Washer Hookup

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Wood Patio

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heat Pump System
  • Programmable Thermostat

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A-4-483

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,152

Year Built

Built in 1998

Lot Details

0.52 Acres

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A-4-483
  • Property Sub Type: Detached
  • LotSizeAcres: 0.52
  • Road Frontage Type: Private Road
  • Co List Office Mls Id: 6460
  • Co List Office Phone: 434-812-2388
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1938.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • BelowGradeUnfinishedArea: 938.0
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Gas Cooktop, Refrigerator, Dryer
  • Basement: Exterior Entry, Interior Entry, Partially Finished, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1000.0
  • Fireplace Features: Gas Log
  • Interior Amenities: Primary Downstairs, Entrance Foyer, Home Office, Programmable Thermostat, Utility Room, Vaulted Ceiling(s)
  • Living Area: 2938.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Stories: 1
  • Window Features: Vinyl

Exterior Features

  • Roof: Architectural
  • View: Water
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch, Porch, Screened, Wood

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Forced Air, Heat Pump, Propane, Multi-Fuel
  • Utilities: Cable Available, High Speed Internet Available
  • Sewer: Public Sewer
  • Laundry Features: Washer Hookup
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1495.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Wooded, Waterfront
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 1998

Tax Info

  • Year: 2026
  • Tax Annual Amount: 5152.12

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,152 $682,400 $171,000 $511,400
2025 $5,118 $682,420 $171,000 $511,420
2024 $48 $565,100 $171,000 $394,100
2023 $4,769 $565,100 $171,000 $394,100
2022 $4,404 $506,200 $164,300 $341,900
2021 $4,404 $506,200 $164,300 $341,900
2020 $4,653 $503,000 $173,400 $329,600
2019 $4,653 $503,000 $173,400 $329,600
2018 $4,455 $491,200 $173,400 $317,800
2017 $4,455 $491,200 $173,400 $317,800
2016 $4,316 $470,700 $154,400 $316,300
2015 $4,266 $470,700 $154,400 $316,300
2014 $4,266 $484,800 $162,500 $322,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/05/2026 08/05/26 For Sale $725,000 -- $247 / Sq Ft
Source: Charlottesville area Association of Realtors®

Source: Charlottesville area Association of Realtors®

MLS Number: 680341

Charlottesville area Association of Realtors®

APN: 18A-4-483

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