$416,655Average Value$259Average Price per Sq Ft1Home For Sale
Exclusive waterfront lifestyle in Lake Monticello
The exurbs of Charlottesville have experienced a surge of interest in the wake of pandemic, and Lake Monticello is no stranger to that. Places to the west of Charlottesville, like Crozet, have built a reputation on rustic small-town charm, but the 10,000 residents here enjoy a more exclusive lifestyle. As a waterfront gated community, Lake Monticello provides features like lake patrol and two clubhouses. The median age is 41, and nearly a quarter of the population works for government. The local economy is also sustained by an array of small businesses. “It’s a place where you can enjoy boating, fishing, golf, and even a private beach,” says Matthias John, a Realtor with Wiley Real Estate. “Yet you still have modern conveniences close by. In recent years, the area has grown, bringing more grocery stores, restaurants and medical offices right to the community’s doorstep.” Founded in the 1960s, Lake Monticello was originally a summer vacation spot. But now most homeowners live there year-round. The master plan focuses on improving traffic flow and ensuring that retail development continues to preserve the surrounding rural character. The Rivanna River provides a natural buffer on the north and east sides.
The beauty found in Lake Monticello make living in this friendly community a great experience.
Bring your family to enjoy a day on Lake Monticello.
1/2
19690s community dominated by cozy ranch-style and modern traditional homes
While the area isn’t known for high-density developments, three-bedroom townhouses from the 2020s are becoming more popular. Single-family homes tend to sit on wooded lots, connected to the street by long driveways. Buyers are likely to see single-story midcentury styles, but multi-story modern traditional homes are lending a contemporary look to the area. “Homes range from cozy ranch-style houses to spacious waterfront retreats, attracting both full-time residents and retirees looking for a relaxed, yet connected lifestyle,” says John. Floor plans make use of the larger lots: Over a third of properties have four or more bedrooms. The median price is $346,000 which is slightly less than the national median. HOA fees are roughly $1,200 a year. Winding streets that loop back on themselves are the norm. They’re often named after trees, like Ponderosa Lane, or they reference Virginia’s history, like Jefferson Drive.
Find spacious and beautiful homes in Lake Monticello.
Lake Monticello offers lots with private docks to store your boat.
1/2
Fluvanna County Public Schools earns a B-plus
Lake Monticello is served by Fluvanna County Public Schools, which earns a B-plus from Niche. The district has over 3,400 students attend and a 14-to-1 student-to-teacher ratio. About 15 miles northwest is the University of Virginia, founded by Thomas Jefferson in 1819, known for its programs in law, literature and health care.
Fluvanna Middle School is a B+ rated school according to Niche.
Fluvanna County High School supports approximately 1,500 students.
1/2
Top pastimes include golf, boating and sports
The 350-acre lake is a top destination for outdoor recreation. Opportunities include boating, fishing and even swimming at the five beaches. Grills and picnic tables are also available at the beaches. Lafayette Park is where people go to play pickleball and basketball, but it got an update in 2023 with a new playground. More athletic courts pop up across from Ashlawn Clubhouse, where the swimming pool is located. Fairway Clubhouse serves the community’s 18-hole golf course, which plays host to the Faulconer Invitational every year. For smaller waterside diversions, the 35-acre Tufton Lake offers fishing and canoeing.
A group of Lake Monticello residents are having an intense game of Pickle Ball.
A Lake Monticello resident is practicing his swing on the putting green.
1/2
Shopping and dining off Thomas Jefferson Parkway
The Jefferson Centre, located off Thomas Jefferson Parkway, offers a convenient concentration of retail stops. Restaurants in a strip mall are clustered near a Food Lion. But there are standalone businesses as well, such as an ice cream shop, barbecue joint and Italian restaurant. Innovative restaurants are scattered throughout the community, too, like The Great Poutini, where French fry dishes with various toppings are named after famous magicians. Bunker Bistro brings a refined sports bar vibe, and a few minutes from the south side is Cunningham Creek Winery & Brewery, which has live music every Saturday.
Lake Monticello residents visit Food Lion to refill their pantries for the family.
A group of Lake Monticello residents are having an intense game of Pickle Ball.
1/2
About 30 minutes to Charlottesville
While there's no public bus service in Lake Monticello, walkability is a top feature of this community. Designated pedestrian zones on roads are marked by white painted footprints that lead to popular hangouts like Lafayette Park and the various beaches. Thomas Jefferson Parkway, also known as state Route 53, is the major road leading to Charlottesville. It takes about half an hour to cover the 15-mile journey. Interstate 64 is just outside of Charlottesville and Charlottesville-Albemarle Airport is about 30 miles away.
Bring your boat and dock it at Ashlawn Clubhouse for a day on the beach.
Beach 2 offers Lake Monticello residents grills, picnic tables and dock space to enjoy a day on the beach.
1/2
Lake Monticello has its own police department
The Lake Monticello Police Department is one of the state’s few private police departments. It’s partnered with the Fluvanna County Sheriff's Office. There is no crime data available.
The Lake Monticello police department is located within the community for quick access.
The Lake Monticello police stand guard prepared to protect the community.
1/2
Written By
Paul Spencer
Photography Contributed By
Jeremy Wooten
Video By
Ellie Brown
Interested in learning more about homes in this area?
Reach out to
STEVEN MARTIN,
an experienced agent in this area.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
On average, homes in Lake Monticello, VA sell after 93 days on the market compared to the national average of 58 days. The median sale price for homes in Lake Monticello, VA over the last 12 months is $868,374, up 57% from the median home sale price over the previous 12 months.
New construction The Irving is a charming 3 bedroom, 2 bath home designed for comfort and convenience. The spacious kitchen features an island ideal for entertaining, along with a unique pocket office perfect for working from home. An optional patio offers outdoor enjoyment, and this final homesite opportunity — Unit 177 — backs to woods, providing added privacy in a peaceful setting. Estimated
? Move-in ready with estimated May 2026 settlement, Lot 193 is an incredible opportunity to own the largest floorplan in Colonial Circle and one of the community?s most popular designs. Welcome to The Upton, a spacious new single-family home featuring 5 bedrooms, 3 baths, a 2-car garage, and situated on an oversized cul-de-sac homesite. | Designed for modern living, the open-concept main level
? Welcome to the Upton at Essence at Colonial Circle! Looking for your first home or need to expand? The affordable Upton offers the perfect balance of style, comfort, and convenience. Designed with you in mind, this 5 bedroom 3-bath home boasts an open concept and plenty of bright, open living space that is perfect for family gatherings and entertaining. The open first floor offers a perfect
Nestled at the end of a quiet cul-de-sac, this 1.374-acre lot offers a rare opportunity to build your dream home overlooking the scenic Rivanna River. With its generous size and serene setting, you’ll enjoy both privacy and natural beauty while still being part of the Lake Monticello community. This homesite combines the best of both worlds: a peaceful retreat with wooded surroundings and river
This move-in ready one level home has been affectionately cared for with a high level of attention to detail. Recent updates include roof, windows, screened in porch, and storage shed all new in 2022, newly installed slate gravel in driveway & mulch spring of 2026. The large living room has beautiful wood floors, vaulted ceiling, ceiling fan, and a gas log fireplace with custom surround & raised
VA Assumable Loan with a 3.75% interest rate! Freshly Updated and Move in Ready!! This spacious 4-bedroom, 2.5-bath home perfectly positioned for convenience and comfort inside the gated Lake Monticello community. Just seconds from the Monish Gate, this property offers an easy commute while providing all the perks of lake living — beaches, pool, golf, and more. Freshly painted and new carpet
Welcome to 4 Old Homestead Circle, tucked inside the highly sought-after Lake Monticello community, where everyday living feels a little more like a getaway. This well-appointed 3-bedroom, 2.5-bath home offers a thoughtful layout with both formal and casual spaces. A welcoming living room with a gas fireplace sets the tone, while the adjoining family room creates a comfortable place to gather.
Enjoy the ease of true main-level living with a spacious primary suite conveniently located on the first floor, complete with a large walk-in closet and a well-appointed en-suite bath. Thoughtfully designed to support a comfortable, low-maintenance lifestyle, the home offers wide, accessible openings at key entry points, enhancing both flow and functionality. The main level features a gracious
Experience exceptional lakefront living at 7 Bolling Circle, with nearly 100 feet of waterfront sets the stage for a truly remarkable home. This move-in ready home offers 5 bedrooms, 4 full baths, and approx 4,800 finished square feet designed for both everyday comfort and effortless entertaining. Inside, you will find expansive living and gathering spaces filled with natural lights, complemented
Welcome to The Hinsdale, a charming 1-story ranch home that offers a blend of comfort and functionality. This 3-bedroom, 2-bathroom is ready for you to call home. As soon as you step inside from the covered porch, you'll be greeted by the warm and inviting atmosphere of this home.The heart of the home lies in the kitchen, which boasts a walk-in pantry and an optional island for added convenience.
Welcome to The Irving, a charming 3 bedroom, 2 bathroom home that is perfect for anyone looking for a comfortable and convenient living space. This one story ranch home boasts a spacious kitchen with an island, ideal for entertaining friends and family. The dining area seamlessly flows into the cozy family room, creating the perfect setting for relaxing evenings at home. But wait, there's more!
Welcome to 4 Nutwood! Located at the end of a cul-de-sac on an oversized 1.33 acre level lot, this fabulous 3 bedroom, 3 bathroom home features a new roof (2025) with new gutter guards (2025) and new plumbing through out (NO quest)! Come enjoy tons of privacy on your back deck with a retractable awning and there is plenty of space outdoors including a firepit area. The kitchen is spacious with
Welcome to The Melrose, the perfect home for those looking for space and comfort. This 2-story home boasts 4 bedrooms and 2.5 bathrooms, providing ample room for everyone to spread out and relax.The main level features a spacious kitchen with an optional island in an open concept living space overlooking the dining and family room. Need a quiet space to work or study? The flex room can be
New construction The Irving is a charming 3 bedroom, 2 bath home designed for comfort and convenience. The spacious kitchen features an island ideal for entertaining, along with a unique pocket office perfect for working from home. An optional patio offers outdoor enjoyment, and this final homesite opportunity — Unit 177 — backs to woods, providing added privacy in a peaceful setting. Estimated
The Coves at Monticello is conveniently located at the intersection of Thomas Jefferson Parkway (VA-53) and Lake Monticello Road (VA-618) and will offer 124 affordable garden-style apartments as well as a pool, clubhouse, fitness center, and community room. Attractive wooded surroundings and other natural amenities including proximity to Lake Monticello, while also having convenient access to
Waterfront A-frame at end of a cul-de-sac with large wrap-around deck. Large, light-filled great room with 18' cathedral ceilings, a wall of windows looking out onto the lake, and a wood burning fireplace. Updated kitchen with SS appliances, 2 beds/1 bath on main level w/loft bedroom and full bath up. Dining room table stays. Lower level not included in rental. THIS PROPERTY IS MANAGED BY
Available August 12th - This pet-friendly 3 bedroom, 2 bath home is nestled in the gated community of Lake Monticello in Fluvanna County. Residents enjoy a variety of water activities, including boating, fishing, swimming, and kayaking along the 350-acre lake. Beyond the lake, the community offers a championship golf course, several beaches and parks, tennis and pickleball courts, walking and
The best of both worlds: country living with modern conveniences -- but only 20 minutes from Charlottesville. 4 minutes from the Lake Monticello Food Lion shopping center with multiple restaurants, banks, even an Anytime Fitness gym. Open concept main floor. Quartz countertops and GE stainless appliances. Spacious back deck. Washer & dryer are conveniently located on the 3rd floor near the 3
3 Bed 2 1/2 Bath House in beautiful gated community of Lake Monticello. Please call/TEXT Barbara for more information and showing times. Available 6/2/26
Spacious three bedroom ranch offers large bedrooms, open floor plan with vaulted ceiling. Kitchen island. Back deck expands the entertainment area and there is an attached storage room. Tenant responsible for yard, gutters, & HVAC filter changes. No smoking. Updates being done between tenants to include flooring/paint/some appliances.
GENEVIEVE REILLYLONG & FOSTER - LAKE MONTICELLO
$2,795 per month
Dog-Friendly Townhouse Just South of Downtown Charlottesville
Available August 24th - Nestled within the Galaxie Farm community, this dog-friendly 3 bedroom, 2.5 bath end-unit townhome provides easy access to 5th St Station, downtown Charlottesville, and I-64. Residents enjoy being close to shopping, dining, and entertainment, with the University of Virginia Grounds and Medical Center just a short drive away. Outdoor enthusiasts will appreciate nearby
Enjoy easy one-level living in this brand-new, move-in-ready home. The open-concept design features 2 bedrooms, 2 full baths, and a versatile study or home office to fit your lifestyle. A dedicated laundry room and oversized garage add everyday convenience, while the location provides quick access to Charlottesville, shopping, dining, and more.
This spacious three-bedroom, two-bathroom main-level home is inside the community of Lake Monticello. It is located conveniently near the main gate and minutes from many of the amenities Lake Monticello offers. Tenants are responsible for obtaining the following utilities: electricity, water/sewer, and yard maintenance. Trash/recycling is included. One small pet will be considered with a monthly
Nicely appointed home on quiet street close to main gate, playground and main beach. Hardwood floors, granite counter tops and SS appliances. 4 beds 2.5 bath. Fenced backyard with a screened porch and shed for outside storage. Prefer NO pets. THIS HOME IS MANAGED BY MONTICELLOPROPERTIES AND ALL INQUIRIES/APPLICATIONS MUST COME THROUGH THEM. We do ask for the following requirements from all our
GENEVIEVE REILLYLONG & FOSTER - LAKE MONTICELLO
$2,850 per month
4 Bdrm / 2.5 Bath Beautiful Lake Home at Central Virginia's largest Community
Beautiful Lake Home at Central Virginia's largest Community.25 Glen Burnie RdPalmyra, VA 22963Security Deposit $2850.00Monthly Rent $2850.004 Bedroom 2.5 Bathroom. 2,128 Square Feet352 acres of lake access. Five Beaches, Marina, 18 Hole Golf Course, Pub house, and Tennis Courts.Gated EntrySurrounded by heart-warming countryside of Fluvanna
Conveniently located near Lake Monticello's Main Gate. New interior paint and new Luxury Vinly Plank flooring throught the upstairs hall, stairs and all four bedrooms. Hardwood flooring on main level. Formal Living & Dining Rooms. Freshly painted white cabinetry in the fully equipped kitchen. Kitchen open to Breakfast Room and Family Room with Gas Log Fireplace. Beautiful Screen Porch and fenced
Local Logic measures the walkability, access to public transit and bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
