NOT LISTED FOR SALE

426 Jefferson Dr Palmyra, VA 22963

Lake Monticello Area

Estimated Value: $342,466 - $398,000

3 Beds
2.5 Baths
1,750 Sq Ft
$206/Sq Ft Est. Value

Sale Details

Date Sold: September 17, 2025

Last sale price $341,700 $195 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $2,287 / mo

20 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Front Porch
  • Recessed Lighting
  • 1 Fireplace
  • Eat-In Kitchen
  • Entrance Foyer

About This Home

As of September 2025

Welcome to 426 Jefferson Dr — a beautifully refreshed home in the heart of Lake Monticello! This move-in ready gem features newly refinished hardwood floors and tasteful modern updates throughout, offering a fresh and inviting feel the moment you step inside. The spacious living areas flow seamlessly, perfect for entertaining or cozy nights in while enjoying your wood burning fireplace. Main level Owners Suite with an attached bathroom featuring a soaker tub, walk-in shower and double vanity. On the second floor you will find two oversized bedrooms and a full bathroom. Enjoy the outdoors with a freshly pressure-washed and re-stained deck, ideal for relaxing or hosting gatherings. Fresh landscaping enhances curb appeal and provides a serene setting all around. Located just minutes from the Monish gate, beaches, golf course, and all of Lake Monticello’s amenities. Don’t miss this opportunity to own a thoughtfully updated home in a sought-after lake community!

Last Agent to Sell the Property

Christy Beck

PAUL WESLEY REAL ESTATE License #0225249946 Listed on: 07/29/2025

PAUL WESLEY REAL ESTATE

Co-Listed By

THE GUNNELS GROUP

LONG & FOSTER - LAKE MONTICELLO License #0225265900

Last Buyer's Agent

Melissa Moody

NEST REALTY GROUP License #0225255351

NEST REALTY GROUP

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,994

Year Built

  • Built in 2002

Lot Details

  • 0.38

HOA Fees

  • $122 per month

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,750 Sq Ft Home
  • Recessed Lighting
  • 1 Fireplace
  • Entrance Foyer

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Additional Features

  • Front Porch
  • 16,553 Sq Ft Lot

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 12 407

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,994

Year Built

Built in 2002

Lot Details

0.38 Acres

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 12 407
  • Property Sub Type: Detached
  • LotSizeAcres: 0.38
  • Co List Office Mls Id: 6379
  • Co List Office Phone: 434-589-7653
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1750.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: One
  • Fireplaces: 1
  • Interior Amenities: Primary Downstairs, Entrance Foyer, Eat-in Kitchen, Kitchen Island, Recessed Lighting
  • Living Area: 1750.0
  • Main Level Bathrooms: 2

Exterior Features

  • Roof: Composition, Shingle
  • Disclosures: Seller Disclosure
  • Exclusions: blinds in the living room and dining room
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch, Porch

Utilities

  • Heating: Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, Satellite Internet Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1459.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Native Plants
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R Residential

Building Info

  • Year Built: 2002

Tax Info

  • Year: 2024
  • Tax Annual Amount: 1993.5

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2025
Closed on
Sep 14, 2025
Sold by
Dempsey Kaitlyn and Gibson Steven
Bought by
Seller's Agent
Christy Beck
PAUL WESLEY REAL ESTATE
Buyer's Agent
Melissa Moody
NEST REALTY GROUP
List Price
$339,900
Sold Price
$341,700
Premium/Discount to List
$1,800
0.53%
Views
20
Current Estimated Value
$360,617

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,917
Avg. Annual Appreciation
5.65%
Original Mortgage
$335,510
Outstanding Balance
$332,512
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$28,105

Purchase Details

Listed on
Oct 28, 2022
Closed on
Jan 17, 2023
Sold by
Jones Jeremy Ray and Jones Crystal Jean
Bought by
Gibson Steven and Dempsey Kaitlyn
Seller's Agent
Maureen Hegarty
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
John Farmer
MONTAGUE, MILLER & CO. - WESTFIELD
List Price
$299,900
Sold Price
$300,000
Premium/Discount to List
$100
0.03%
Views
29

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.00%
Original Mortgage
$306,900
Interest Rate
6.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 3, 2014
Sold by
Walgren Joseph M and Walgren Andrea L
Bought by
Jones Jeremy Ray and Jones Crystal Jean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,755
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2005
Sold by
Walter Ronald C and Walter Margaret R
Bought by
Walgren Joseph M and Walgren Andrea L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
6.34%
Mortgage Type
Credit Line Revolving
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Palmyra, VA

  • SOPHIE LIN Real Estate Agent - Long & Foster Real Estate, Inc.

    SOPHIE LIN

    Responds Quickly

    Long & Foster Real Estate, Inc.

    (434) 326-5119

    59 Total Sales

    4 in Lake Monticello

    $309K - $315K Price Range

    SOPHIE LIN
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  • Tony Girard Real Estate Agent - HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

    Tony Girard

    Responds Quickly

    HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

    (434) 443-5691

    50 Total Sales

    2 in Lake Monticello

    $379,900 Price Range

    Tony Girard
     Section Image
  • Lindsey McClellan Real Estate Agent - Real Broker, LLC

    Lindsey McClellan

    Real Broker, LLC

    (540) 701-7321

    112 Total Sales

    2 in Lake Monticello

    $300K - $305K Price Range

    Lindsey McClellan
     Section Image
  • Gavin Sherwood Real Estate Agent - YES REALTY PARTNERS

    Gavin Sherwood

    YES REALTY PARTNERS

    (434) 443-6489

    77 Total Sales

    9 in Lake Monticello

    $55K - $575K Price Range

    Gavin Sherwood
     Section Image
  • Lisa Rogers Real Estate Agent - SPRING CREEK REALTY

    Lisa Rogers

    SPRING CREEK REALTY

    (434) 443-5669

    75 Total Sales

    4 in Lake Monticello

    $275K - $305K Price Range

    Lisa Rogers
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  • CAROLINE REVERCOMB Real Estate Agent - HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

    CAROLINE REVERCOMB

    HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

    (434) 443-5497

    103 Total Sales

    3 in Lake Monticello

    $303K - $355K Price Range

    CAROLINE REVERCOMB
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$341,700 Chicago Title Insurance Compan
Gibson Steven $300,000 Title Resources Guaranty Compa
Jones Jeremy Ray $139,900 Chicago Title Ins Co
Walgren Joseph M -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $335,510
Previous Owner Gibson Steven $306,900
Previous Owner Jones Jeremy Ray $142,755
Previous Owner C Ronald $65,000
Previous Owner Walgren Joseph M $216,125
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/17/2025 09/17/25 Sold $341,700 +0.5% $195 / Sq Ft
08/18/2025 08/18/25 Pending -- -- --
07/29/2025 07/29/25 For Sale $339,900 +13.3% $194 / Sq Ft
01/17/2023 01/17/23 Sold $300,000 +3.5% $171 / Sq Ft View Prior Sale
12/04/2022 12/04/22 Pending -- -- --
11/30/2022 11/30/22 Price Changed $289,900 -3.3% $166 / Sq Ft
10/28/2022 10/28/22 For Sale $299,900 -- $171 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,007 $265,800 $30,000 $235,800
2025 $1,994 $265,800 $30,000 $235,800
2024 $18 $209,700 $30,000 $179,700
2023 $1,770 $209,700 $30,000 $179,700
2022 $1,572 $180,700 $27,500 $153,200
2021 $1,572 $180,700 $27,500 $153,200
2020 $1,567 $169,400 $27,500 $141,900
2019 $1,567 $169,400 $27,500 $141,900
2018 $1,468 $161,900 $27,500 $134,400
2017 $1,468 $161,900 $27,500 $134,400
2016 $1,470 $160,300 $27,500 $132,800
2015 $1,434 $160,300 $27,500 $132,800
2014 $1,434 $162,900 $27,500 $135,400
Source: Public Records

Agents Affiliated with this Home

  • Christy Beck Real Estate Agent - PAUL WESLEY REAL ESTATE

    Seller's Agent in 2025

    Christy Beck

    PAUL WESLEY REAL ESTATE

    (386) 365-0460

    104 Total Sales

    Christy Beck
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  • TG

    Seller Co-Listing Agent in 2025

    THE GUNNELS GROUP

    LONG & FOSTER - LAKE MONTICELLO

  • Melissa Moody Real Estate Agent - NEST REALTY GROUP

    Buyer's Agent in 2025

    Melissa Moody

    NEST REALTY GROUP

    (262) 227-0950

    88 Total Sales

    Melissa Moody
    Section Image
  • Maureen Hegarty Real Estate Agent - KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    Seller's Agent in 2023

    Maureen Hegarty

    KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    (434) 409-9468

    82 Total Sales

    Maureen Hegarty
    Section Image

  • HR

    Seller's Agent in 2023

    HEGARTY_PEERY REALTORS

    KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

  • John Farmer Real Estate Agent - MONTAGUE, MILLER & CO. - WESTFIELD

    Buyer's Agent in 2023

    John Farmer

    MONTAGUE, MILLER & CO. - WESTFIELD

    (434) 260-8980

    23 Total Sales

    John Farmer
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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 667368

Charlottesville area Association of Realtors®

APN: 18A-12-407

Virginia Fluvanna County Palmyra 22963

426 Jefferson Dr, Palmyra, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Charlottesville area Association of Realtors® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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