$389,000
$40K PRICE DROP

Estimated payment $2,496/month

Total Views 21,876
4 Beds
3 Baths
3,144 Sq Ft
$124 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • Porch
  • Laundry Room
  • Main Floor Primary Bedroom
  • Walk-In Closet
  • Central Air

About This Home

Motivated Seller!! Beautifully maintained, move-in-ready home with over 3000sqft. This bright and welcoming home is situated on a private lot within walking distance of the beach. The vaulted living room features a floor-to-ceiling gas log fireplace and attractive flooring throughout the main level. The spacious kitchen offers plenty of cabinet and counter space with updated butcher block countertops. The adjacent dining area provides easy access to the back deck, making it ideal for everyday living and entertaining. A first-floor laundry room with side entrance adds convenience. The split-bedroom floor plan includes a generous primary suite with a walk-in closet and private bath featuring a jetted tub and separate shower. Two additional bedrooms and a full bath complete the main level. The lower level offers a large finished basement with a family/recreation room, an additional bedroom and full bath, plus a home office or hobby room. The HVAC system is less than a year old. Outside, enjoy the fenced backyard, paved driveway, aggregate walkway, and inviting front porch. With flexible living space, ample storage, and a desirable location near the water, this home is ready for its next owner.

Listing Agent

JOSEPH SULLIVAN

DOGWOOD REALTY GROUP LLC License #0225242155 Listed on: 06/02/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,700

Year Built

  • Built in 2003

Lot Details

  • 19,166 Sq Ft Lot
  • Zoning described as R-1 Residential

HOA Fees

  • $125 per month

Home Design

  • Poured Concrete
  • Stick Built Home

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Laundry Room
  • Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • Baseboard Heating

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 5 12

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,700

Year Built

Built in 2003

Lot Details

0.44 Acres

HOA Fees

$125 per month

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 5 12
  • Property Sub Type: Detached
  • LotSizeAcres: 0.44
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1644.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • BelowGradeUnfinishedArea: 164.0
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Basement: Finished, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1500.0
  • Fireplace Features: Gas Log
  • Interior Amenities: Primary Downstairs, Walk-In Closet(s)
  • Living Area: 3144.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 2

Exterior Features

  • Roof: Architectural
  • Disclosures: Seller Disclosure
  • Exclusions: Fridge in basement.
  • Construction Type: Stick Built
  • Foundation Details: Poured
  • Patio And Porch Features: Deck, Porch

Utilities

  • Heating: Baseboard, Heat Pump
  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1494.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-1 Residential

Building Info

  • Year Built: 2003

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2700.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,692 $356,500 $30,000 $326,500
2025 $2,674 $356,500 $30,000 $326,500
2024 $23 $268,600 $30,000 $238,600
2023 $2,267 $268,600 $30,000 $238,600
2022 $2,027 $233,000 $27,500 $205,500
2021 $2,027 $233,000 $27,500 $205,500
2020 $1,911 $206,600 $27,500 $179,100
2019 $1,911 $206,600 $27,500 $179,100
2018 $1,813 $199,900 $27,500 $172,400
2017 $1,813 $199,900 $27,500 $172,400
2016 $1,783 $194,400 $27,500 $166,900
2015 $1,677 $194,400 $27,500 $166,900
2014 $1,677 $190,600 $27,500 $163,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/24/2026 08/24/26 Price Changed $389,000 -2.0% $124 / Sq Ft
08/19/2026 08/19/26 Price Changed $396,800 -0.6% $126 / Sq Ft
07/23/2026 07/23/26 Price Changed $399,000 -3.9% $127 / Sq Ft
07/02/2026 07/02/26 Price Changed $415,000 -3.3% $132 / Sq Ft
06/02/2026 06/02/26 For Sale $429,000 +20.7% $136 / Sq Ft
01/03/2024 01/03/24 Sold $355,354 +1.8% $112 / Sq Ft View Prior Sale
11/03/2023 11/03/23 Pending -- -- --
10/22/2023 10/22/23 For Sale $349,000 -- $110 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $355,000 American Land Title
Deed -- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $17,750 New Conventional
Open $348,570 FHA
Previous Owner $56,000 Credit Line Revolving
Previous Owner $23,700 Credit Line Revolving
Previous Owner $210,000 Adjustable Rate Mortgage/ARM
Previous Owner $204,000 New Conventional
Previous Owner $203,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Charlottesville area Association of Realtors®

MLS Number: 677909

Charlottesville area Association of Realtors®

APN: 18A 5 12

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