18 Seminole Trail Palmyra, VA 22963
Lake Monticello AreaEstimated payment $2,421/month
Highlights
- Beach
- Community Boat Facilities
- Community Lake
- Golf Course Community
- Gated Community
- Clubhouse
About This Home
Significant Price Improvement! Welcome to life in beautiful Lake Monticello — a gated lake and golf community just outside Charlottesville offering the perfect blend of peaceful living and resort-style amenities. Situated on a spacious corner lot in the desirable Cherokee section of the community, this well-maintained home offers comfort, updates, and lifestyle all in one. Inside, you’ll find over 2,300 square feet of living space with 3 bedrooms, 2 full baths, and 1 half bath. The home features a beautifully remodeled kitchen completed in 2025, offering updated finishes and a fresh modern feel ideal for both everyday living and entertaining. Additional major updates include all original Quest plumbing fully removed and replaced in 2023, along with a 50-year roof installed approximately four years ago, providing peace of mind for years to come. The outdoor spaces are equally inviting with a fenced backyard, patio entertaining area, and room to relax and enjoy the natural surroundings. Whether sipping coffee in the morning or hosting friends and family, this property offers the ideal balance of comfort and functionality. Lake Monticello residents enjoy access to exceptional community amenities including lake access, boating, beaches, golf, tennis, walking trails, playgrounds, dining, and more — all within a secure gated setting. Conveniently located near Charlottesville while still offering a peaceful retreat from the pace of everyday life, this home is an excellent opportunity to enjoy the very best of Central Virginia living.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,687
Year Built
- Built in 1996
Lot Details
- 21,344 Sq Ft Lot
- Back Yard Fenced
HOA Fees
- $117 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Frame Construction
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,388 Sq Ft Home
- 2-Story Property
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
Basement
- Walk-Out Basement
- Partial Basement
Outdoor Features
- Deck
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Listing and Financial Details
- Assessor Parcel Number 18-A-10-158
Community Details
Overview
- Lake Monticello Subdivision
- Community Lake
- Pond in Community
Amenities
- Common Area
- Clubhouse
Recreation
- Community Boat Facilities
- Beach
- Golf Course Community
- Tennis Courts
- Community Basketball Court
- Community Playground
- Community Pool
- Park
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,704 | $358,200 | $30,000 | $328,200 |
| 2025 | $2,687 | $358,200 | $30,000 | $328,200 |
| 2024 | $21 | $253,200 | $30,000 | $223,200 |
| 2023 | $2,137 | $253,200 | $30,000 | $223,200 |
| 2022 | $1,857 | $213,500 | $25,000 | $188,500 |
| 2021 | $1,857 | $213,500 | $25,000 | $188,500 |
| 2020 | $1,770 | $191,400 | $25,000 | $166,400 |
| 2019 | $1,770 | $191,400 | $25,000 | $166,400 |
| 2018 | $1,657 | $182,700 | $25,000 | $157,700 |
| 2017 | $1,657 | $182,700 | $25,000 | $157,700 |
| 2016 | $1,714 | $186,900 | $25,000 | $161,900 |
| 2015 | $1,616 | $186,900 | $25,000 | $161,900 |
| 2014 | $1,616 | $183,600 | $25,000 | $158,600 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/18/2026 06/18/26 | Price Changed | $385,000 | -3.5% | $161 / Sq Ft | |
| 05/22/2026 05/22/26 | For Sale | $399,000 | +26.7% | $167 / Sq Ft | |
| 01/31/2022 01/31/22 | Sold | $315,000 | 0.0% | $144 / Sq Ft | View Prior Sale |
| 12/24/2021 12/24/21 | Pending | -- | -- | -- | |
| 10/26/2021 10/26/21 | For Sale | $315,000 | -- | $144 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $315,000 | Chicago Title |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $252,000 | New Conventional |
Source: Central Virginia Regional MLS
MLS Number: 2613964
APN: 18A-10-158
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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