Seller's Agent in 2026
Anne Baumgartel
EXP Realty LLC
(540) 300-1103
9 Total Sales
18 Seminole Trail Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $394,883 - $405,000
3
Beds
2.5
Baths
2,188
Sq Ft
$182/Sq Ft
Est. Value
Highlights
- Beach
- Gated Community
- Clubhouse
- Golf Course Community
- Community Lake
- Multiple Fireplaces
About This Home
As of January 2022Significant Price Improvement! Welcome to life in beautiful Lake Monticello — a gated lake and golf community just outside Charlottesville offering the perfect blend of peaceful living and resort-style amenities. Situated on a spacious corner lot in the desirable Cherokee section of the community, this well-maintained home offers comfort, updates, and lifestyle all in one. Inside, you’ll find over 2,300 square feet of living space with 3 bedrooms, 2 full baths, and 1 half bath. The home features a beautifully remodeled kitchen completed in 2025, offering updated finishes and a fresh modern feel ideal for both everyday living and entertaining. Additional major updates include all original Quest plumbing fully removed and replaced in 2023, along with a 50-year roof installed approximately four years ago, providing peace of mind for years to come. The outdoor spaces are equally inviting with a fenced backyard, patio entertaining area, and room to relax and enjoy the natural surroundings. Whether sipping coffee in the morning or hosting friends and family, this property offers the ideal balance of comfort and functionality. Lake Monticello residents enjoy access to exceptional community amenities including lake access, boating, beaches, golf, tennis, walking trails, playgrounds, dining, and more — all within a secure gated setting. Conveniently located near Charlottesville while still offering a peaceful retreat from the pace of everyday life, this home is an excellent opportunity to enjoy the very best of Central Virginia living.
Last Agent to Sell the Property
AVENUE REALTY, LLC License #0225229830 Listed on: 10/26/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,890
Year Built
- Built in 1996
Lot Details
- 21,344 Sq Ft Lot
- Property is zoned R-4 Residential, 4 Dwellings/Acre
HOA Fees
- $94 Monthly HOA Fees
Home Design
- Concrete Block With Brick
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Multiple Fireplaces
- Gas Log Fireplace
- Living Room with Fireplace
- Unfinished Basement
- Walk-Out Basement
- Washer and Dryer Hookup
Kitchen
- Convection Oven
- Electric Cooktop
- Microwave
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- 1 Car Attached Garage
- Basement Garage
- Side Facing Garage
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number DB 304-413
Community Details
Overview
- Association fees include area maint, golf, reserve fund, road maint
- Lake Monticello Subdivision
- Community Lake
Recreation
- Beach
- Golf Course Community
- Soccer Field
- Community Basketball Court
- Trails
Additional Features
- Clubhouse
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 26, 2021
Closed on
Jan 20, 2022
Sold by
Bought by
Seller's Agent
WILL NAFEI
AVENUE REALTY, LLC
Buyer's Agent
Katie Pearl
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$315,000
Sold Price
$315,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$83,971
Avg. Annual Appreciation
5.45%
Original Mortgage
$252,000
Outstanding Balance
$228,320
Interest Rate
3.22%
Mortgage Type
New Conventional
Estimated Equity
$170,651
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $315,000 | Chicago Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $252,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/18/2026 06/18/26 | Price Changed | $385,000 | -3.5% | $161 / Sq Ft |
| 05/22/2026 05/22/26 | For Sale | $399,000 | +26.7% | $167 / Sq Ft |
| 01/31/2022 01/31/22 | Sold | $315,000 | 0.0% | $144 / Sq Ft |
| 12/24/2021 12/24/21 | Pending | -- | -- | -- |
| 10/26/2021 10/26/21 | For Sale | $315,000 | -- | $144 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,704 | $358,200 | $30,000 | $328,200 |
| 2025 | $2,687 | $358,200 | $30,000 | $328,200 |
| 2024 | $21 | $253,200 | $30,000 | $223,200 |
| 2023 | $2,137 | $253,200 | $30,000 | $223,200 |
| 2022 | $1,857 | $213,500 | $25,000 | $188,500 |
| 2021 | $1,857 | $213,500 | $25,000 | $188,500 |
| 2020 | $1,770 | $191,400 | $25,000 | $166,400 |
| 2019 | $1,770 | $191,400 | $25,000 | $166,400 |
| 2018 | $1,657 | $182,700 | $25,000 | $157,700 |
| 2017 | $1,657 | $182,700 | $25,000 | $157,700 |
| 2016 | $1,714 | $186,900 | $25,000 | $161,900 |
| 2015 | $1,616 | $186,900 | $25,000 | $161,900 |
| 2014 | $1,616 | $183,600 | $25,000 | $158,600 |
Source: Public Records
Agents Affiliated with this Home
-
Anne Baumgartel
-
WILL NAFEI
Seller's Agent in 2022
WILL NAFEI
AVENUE REALTY, LLC
(434) 242-9471
28 Total Sales
-
Katie Pearl
Buyer's Agent in 2022
Katie Pearl
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
(434) 270-0950
91 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 623582
APN: 18A-10-158
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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