$497,000

Estimated payment $2,768/month

Total Views 1,914
3 Beds
2 Baths
1,824 Sq Ft
$272 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Spa
  • Wood Flooring
  • Bay Elementary School Rated A-
  • Newly Painted Property
  • Country Style Home

About This Home

Tucked beneath a canopy of trees on nearly half an acre you will find this charming 3-bedroom, 2.5-bath home offering comfort and coastal convenience.

Located just minutes from a boat launch and from the white sand beaches of South Walton and the tranquil waters of Choctawhatchee Bay, this home invites you to slow down, breathe deep, and live fully.

Step onto the wide, welcoming front porch—perfect for morning coffee or sunset chats—and feel the calm of country living surround you. Around back, a screened-in porch provides the ultimate afternoon retreat, ideal for a quiet nap or getting lost in your favorite book as birdsong floats on the breeze.

Inside, hardwood floors and a see-through fireplace create a warm and inviting first impression. The open-concept living area flows gracefully from a spacious living room into an intimate dining space and onward to a country-style kitchen with classic cabinetry and tiled flooring designed for gatherings that turn into memories.

Each of the home's 3 bedrooms offers generous space, with the primary suite featuring a massive cedar-lined walk-in closet. The bathrooms have been tastefully updated, giving the home a fresh and modern feel without losing its timeless character.

A large, oversized garage with extra covered parking ensures there's room for your vehicles, boat, or recreational gearespecially handy with a public boat ramp less than a mile away. With public water and sewer, no HOA, and easy access to both the beach and bay, this home strikes the rare balance between seclusion and convenience.

Whether you're searching for a permanent residence, a second home retreat, or a quiet escape from the crowds, this South of the Bay sanctuary puts you close to everything but far from ordinary.

Listing Agent

Whitby Jerkins

Douglas Elliman License #3521786 Listed on: 07/21/2025

Douglas Elliman

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $559

Year Built

  • Built in 1979

Lot Details

  • 0.43 Acre Lot
  • Lot Dimensions are 150x145
  • Property fronts a private road
  • Property fronts a county road
  • Partially Fenced Property
  • Privacy Fence
  • Level Lot

Parking

  • 2 Car Attached Garage
  • 3 Attached Carport Spaces
  • Oversized Parking
  • Parking available for a boat
  • RV Access or Parking

Home Design

  • Country Style Home
  • Newly Painted Property
  • Floor Insulation
  • Pitched Roof
  • Ridge Vents on the Roof
  • Membrane Roofing
  • Stone Siding
  • Wood Trim

Interior Spaces

  • 1,824 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Fireplace
  • Insulated Doors
  • Living Room
  • Dining Room
  • Screened Porch
  • Storm Doors

Kitchen

  • Electric Oven or Range
  • Microwave

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Outdoor Features

  • Spa
  • Separate Outdoor Workshop
  • Rain Gutters

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available

Additional Features

  • Energy-Efficient Doors
  • Flood Insurance May Be Required

Community Details

  • Town Of Santa Rosa Subdivision

Listing and Financial Details

  • Assessor Parcel Number 22-2S-20-33120-074-0010

Home Details

Home Type

Single Family

Est. Annual Taxes

$559

Year Built

Built in 1979

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.43
  • Lot Size: 150X145
  • Road Frontage Type: County Road, Private Road
  • Subdivision Name: TOWN OF SANTA ROSA
  • Directions: From Highway 98, take Hwy 393 North to Chat Holley Road and then turn right (East) and then go North (left) on Indian Woman Road. Go Left on East Ann, and continue to N 4th Street.
  • Architectural Style: Country
  • Carport Y N: Yes
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 1
  • Year Built: 1979
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Laundry2: Yes
  • Energy:Ridge Vent: Yes
  • Energy:Storm Doors: Yes
  • Energy:Insulated Floors: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Microwave, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace Features: Fireplace
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Interior Amenities: Fireplace, Newly Painted, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Interior:Split Bedroom: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Newly Painted: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Fencing: Fenced Lot-Part, Fenced Privacy
  • Lot Features: Flood Insurance Req, Level, Survey Available
  • Construction Type: Roof Pitched, Stone, Trim Wood
  • Exterior Features: Rain Gutter, Hot Tub
  • Other Structures: Workshop
  • Patio And Porch Features: Patio Covered, Porch, Porch Screened
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Exterior:Porch: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Exterior:Workshop: Yes
  • ConstructionSiding:Roof Membrane: Yes
  • Exterior:Rain Gutter: Yes
  • ConstructionSiding:Stone: Yes
  • Exterior:Fireplace2: Yes

Garage/Parking

  • Attached Garage: Yes
  • Carport Spaces: 3.0
  • Garage Spaces: 2.0
  • Parking Features: Garage, Boat, Carport Attached, Covered, Oversized, RV
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Boat: Yes
  • Parking Features:Carport Attached: Yes
  • Parking Features:Covered: Yes
  • Parking Features:RV: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 18730.8
  • Parcel #: 22-2S-20-33120-074-0010
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 559.44
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,825 $358,651 $135,000 $223,651
2023 $2,825 $349,166 $105,000 $244,166
2022 $926 $138,138 $0 $0
2021 $934 $134,115 $0 $0
2020 $948 $168,796 $48,672 $120,124
2019 $913 $129,289 $0 $0
2018 $893 $126,878 $0 $0
2017 $864 $124,268 $0 $0
2016 $847 $121,712 $0 $0
2015 $908 $118,761 $0 $0
2014 $602 $100,097 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 For Sale $497,000 0.0% $272 / Sq Ft
07/08/2025 07/08/25 Off Market $497,000 -- --
07/07/2025 07/07/25 For Sale $497,000 +19.8% $272 / Sq Ft
05/17/2022 05/17/22 Sold $415,000 0.0% $228 / Sq Ft
04/23/2022 04/23/22 Pending -- -- --
03/30/2022 03/30/22 For Sale $415,000 +196.4% $228 / Sq Ft
07/03/2014 07/03/14 Sold $140,000 0.0% $77 / Sq Ft
05/20/2014 05/20/14 Pending -- -- --
05/20/2014 05/20/14 For Sale $140,000 -- $77 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $415,000 Bracken Law Pa
Interfamily Deed Transfer -- Attorney
Warranty Deed $140,000 Attorney
Warranty Deed $75,000 Dba Aqua Title Inc
Warranty Deed $19,000 Associated Land Title Group
Warranty Deed $175,000 Associated Land Title Group
Warranty Deed -- Associated Land Title Group
Warranty Deed $32,000 Associated Land Title Group
Warranty Deed -- Associated Land Title Group
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $394,250 New Conventional
Previous Owner $112,000 New Conventional
Previous Owner $210,000 Fannie Mae Freddie Mac
Previous Owner $175,000 Seller Take Back
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 978244

Emerald Coast Association of REALTORS®

APN: 22-2S-20-33120-074-0010