$1,290,000

Estimated payment $7,808/month

Total Views 1,651
5 Beds
3.5 Baths
4,244 Sq Ft
$304 Price per Sq Ft

Highlights

  • Guest House
  • Cabana
  • City View
  • Parkway Elementary School Rated A-
  • Eat-In Gourmet Kitchen
  • Heated Floors

About This Home

A Hidden Jewel: Classic Cape Cod Charm, Unfolding into a Welcoming Retreat. Thoughtfully enhanced inside and out, offering refined living, inspired entertaining, and quiet retreat—with a luxurious guest cottage, heated pool, and curated gardens steps from Baker Park. From the street, 11 N Jefferson Street appears to be a classic Cape Cod, welcoming in its charm and simplicity. Step inside, however, and the home unfolds into something far more extraordinary—an elegant, light-filled retreat designed for modern living while honoring its historic character. Over nearly three decades, this home has been lovingly enhanced to balance warmth, beauty, and functionality. The main house features a seamlessly integrated floor plan, a gourmet kitchen, custom cabinetry, hardwood floors, and a cozy gas fireplace. A finished basement extends the living space with thoughtful storage and flexibility. Beyond the main home, a luxurious detached cottage offers its own story of comfort and delight: vaulted ceilings, a loft, heated floors, kitchenette, and garden views make it perfect for guests, extended family, or a private studio retreat. Outdoors, the property becomes a sanctuary. A heated in-ground pool, stone patios, brick walkways, and lush professional landscaping create a peaceful oasis for gathering, entertaining, or simply unwinding. Every season brings its own beauty, from blooming gardens to serene evenings poolside. Set on a generous lot just steps from the swinging bridge in Baker Park and within walking distance of downtown Frederick’s restaurants, shops, and cultural attractions, this home offers the best of both community and retreat. It is a place where life naturally gathers, where memories are made, and where every day feels a little more inspired.

Listing Agent

Lori Rogers

Keller Williams Realty Centre Listed on: 08/29/2025

Keller Williams Realty Centre

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,508

Year Built

  • Built in 1941

Lot Details

  • 0.28 Acre Lot
  • Downtown Location
  • Wrought Iron Fence
  • Property is Fully Fenced
  • Wood Fence
  • Extensive Hardscape
  • Property is in very good condition
  • Property is zoned DB

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Shake Roof

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Fireplace Mantel
  • Gas Fireplace
  • Window Treatments
  • French Doors
  • Entrance Foyer
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Workshop
  • City Views
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Room
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Heated Floors
  • Marble
  • Tile or Brick
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior Basement Entry

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Brick Driveway

Pool

  • Cabana
  • Private Pool

Outdoor Features

  • Patio
  • Exterior Lighting
  • Shed
  • Outdoor Grill
  • Porch

Additional Homes

  • Guest House

Schools

  • Parkway Elementary School
  • West Frederick Middle School
  • Frederick High School

Utilities

  • Central Air
  • Cooling System Utilizes Natural Gas
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Baker Park Subdivision

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 1102106310

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,508

Year Built

Built in 1941

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1, Upper 2
  • Expected On Market: 8/29/2025 12:00:00 AM
  • Year Built: 1941
  • Remarks Public: A Hidden Jewel: Classic Cape Cod Charm, Unfolding into a Welcoming Retreat. Thoughtfully enhanced inside and out, offering refined living, inspired entertaining, and quiet retreat—with a luxurious guest cottage, heated pool, and curated gardens steps from Baker Park. From the street, 11 N Jefferson Street appears to be a classic Cape Cod, welcoming in its charm and simplicity. Step inside, however, and the home unfolds into something far more extraordinary—an elegant, light-filled retreat designed for modern living while honoring its historic character. Over nearly three decades, this home has been lovingly enhanced to balance warmth, beauty, and functionality. The main house features a seamlessly integrated floor plan, a gourmet kitchen, custom cabinetry, hardwood floors, and a cozy gas fireplace. A finished basement extends the living space with thoughtful storage and flexibility. Beyond the main home, a luxurious detached cottage offers its own story of comfort and delight: vaulted ceilings, a loft, heated floors, kitchenette, and garden views make it perfect for guests, extended family, or a private studio retreat. Outdoors, the property becomes a sanctuary. A heated in-ground pool, stone patios, brick walkways, and lush professional landscaping create a peaceful oasis for gathering, entertaining, or simply unwinding. Every season brings its own beauty, from blooming gardens to serene evenings poolside. Set on a generous lot just steps from the swinging bridge in Baker Park and within walking distance of downtown Frederick’s restaurants, shops, and cultural attractions, this home offers the best of both community and retreat. It is a place where life naturally gathers, where memories are made, and where every day feels a little more inspired.
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring Type: Hardwood, Heated, Luxury Vinyl Plank, Marble, Tile/Brick
  • Interior Amenities: Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Table Space, Kitchen - Gourmet, Crown Moldings, Bathroom - Tub Shower, Chair Railings, Wainscotting, Walk-In Closet(s), Window Treatments, Wood Floors, Built-Ins, Breakfast Area, Attic, Bathroom - Jetted Tub, Bathroom - Stall Shower, Ceiling Fan(s), Combination Kitchen/Dining, Combination Dining/Living, Entry Level Bedroom, Kitchen - Eat-In, Recessed Lighting, Upgraded Countertops
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: French
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Kitchen, Basement, Foyer, Breakfast Room, Bedroom 1, Laundry, Workshop, Bathroom 1, Bathroom 2, Half Bath
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Heated, Improved, Interior Access, Connecting Stairway
  • Laundry Type: Lower Floor
  • Total Sq Ft: 4244
  • Living Area Sq Ft: 4244
  • Price Per Sq Ft: 381.66
  • Above Grade Finished Sq Ft: 3380
  • Below Grade Finished Sq Ft: 864
  • Total Below Grade Sq Ft: 864
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 11

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Upper Level 2 Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Cabana/Pool House, Guest House, Shed
  • Construction Materials: Brick
  • Exterior Features: Sidewalks, Bbq Grill, Extensive Hardscape, Exterior Lighting
  • Roof: Shake
  • View: City, Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Brick Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Natural Gas
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: PARKWAY
  • Middle School: WEST FREDERICK
  • High School: FREDERICK
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139693024
  • School District Source: 3rd Party
  • Elementary School: PARKWAY
  • High School: FREDERICK
  • Middle Or Junior School: WEST FREDERICK

Lot Info

  • Fencing: Fully, Wood, Wrought Iron
  • Land Use Code: R
  • Lot Size Acres: 0.28
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12250.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: DB
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 9508.00
  • Assessor Parcel Number: 1102106310
  • Tax Lot: 7
  • Tax Total Finished Sq Ft: 2183
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,507 $554,500 $166,800 $387,700
2024 $9,507 $513,900 $0 $0
2023 $8,517 $473,300 $0 $0
2022 $7,766 $432,700 $166,800 $265,900
2021 $7,688 $431,167 $0 $0
2020 $7,688 $429,633 $0 $0
2019 $7,657 $428,100 $160,200 $267,900
2018 $7,066 $391,167 $0 $0
2017 $6,343 $428,100 $0 $0
2016 $6,807 $317,300 $0 $0
2015 $6,807 $317,300 $0 $0
2014 $6,807 $317,300 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 For Sale $1,290,000 -- $304 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer $120,000 None Available
Deed $165,900 --
Deed $162,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $273,169 Stand Alone Second
Closed $330,000 Stand Alone Refi Refinance Of Original Loan
Closed $330,798 Credit Line Revolving
Previous Owner $129,600 No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDFR2069048

Bright MLS

APN: 02-106310