Listed by Windermere RE Whatcom, Inc.
$675,000

11 River Ridge Loop Bellingham, WA 98229

Estimated payment $4,305/month

Total Views 364
3 Beds
3 Baths
2,441 Sq Ft
$277 Price per Sq Ft

Highlights

  • Golf Course Community
  • Community Boat Launch
  • Deck
  • Kulshan Middle School Rated A-
  • Clubhouse
  • Property is near public transit and bus stop

About This Home

This pristine home on a sunny double lot equaling .3 acres in Sudden Valley is move-in ready! The open floor plan makes it easy to entertain so you never miss out on the conversation with guests when cooking in the kitchen! The gas fireplace in the living room provides cozy nights when the temperature drops. The large back deck means the party can continue outside! The kitchen features quartz counter tops, quartz farm style sink, double oven, LG stainless appliances, under counter lighting and a stone backsplash. The home has newer carpeting and flooring and refinished wood floors. The front stairs and back deck have new composite decking for easy care. The fully fenced and private back yard makes it safe for pets and little ones. There's room in the sunny yard to grow flowers and vegetables without the threat of deer! The yard backs up to a green belt area with a creek so you can enjoy a lovely view of the woods. New roof, gutters, downspouts, gutter guard and skylights installed in 2025, so all the large maintenance projects are done! There is also a Simply Safe security system that comes with the house. The Sudden Valley community features parks, playgrounds, trails, 2 community gardens, beaches, dog parks, Marina (wet/dry slips), a boat launch, Tennis and Pickleball Courts, a community pool, fitness center, and an 18-hole golf course. Enjoy all the benefits of living in the Pacific Northwest just minutes from your home. All you have to do is move in and start living!

Listing Agent

Mary Kay Robinson

Windermere RE Whatcom, Inc. License #111366 Listed on: 07/08/2026

Windermere RE Whatcom, Inc.

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2549560

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,907

Year Built

  • Built in 2003

Lot Details

  • 13,148 Sq Ft Lot
  • Property is Fully Fenced
  • Level Lot

HOA Fees

  • $167 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Split Foyer
  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Wood Composite

Interior Spaces

  • 2,441 Sq Ft Home
  • Multi-Level Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Dining Room
  • Territorial Views

Kitchen

  • Double Oven
  • Stove
  • Microwave
  • Dishwasher
  • Farmhouse Sink

Flooring

  • Wood
  • Carpet
  • Vinyl Plank
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Schools

  • Geneva Elementary School
  • Kulshan Mid Middle School
  • Bellingham High School

Utilities

  • Forced Air Heating System
  • Propane
  • Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Deck
  • Property is near public transit and bus stop

Listing and Financial Details

Community Details

Overview

  • Association fees include road maintenance, security, snow removal
  • Sudden Valley Community Assoication Association
  • Sudden Valley Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Golf Course Community
  • Sport Court
  • Community Playground
  • Park
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,907

Year Built

Built in 2003

Lot Details

0.3 Acres

HOA Fees

$167 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 14 - Split Entry
  • Year Built: 2003
  • Inclusions: Dishwasher(s),Dryer(s),Leased Equipment,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Active
  • Prev Status: Active
  • Unit Levels: Multi/Split
  • New Construction: No
  • Structure Type: House
  • CalculatedSquareFootage: 2441
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2549560, https://www.workforce-resource.com/dpr/listing/NWMLS/2549560?w=Consumer&agent=93741
  • Special Features: VirtualTour

Interior Features

  • Fireplaces: 1
  • Basement: None
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Hardwood, Vinyl, Vinyl Plank, Carpet
  • Interior Amenities: Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Water Heater
  • Living Area: 2441
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • BathsFullMain: 2
  • SquareFootageFinished: 2441
  • SquareFootageUnfinished: 0
  • BathsFullLower: 1
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Paved
  • View: Yes
  • Waterfront: No
  • Construction Type: Wood
  • Exterior Features: Wood Products
  • Foundation Details: Poured Concrete
  • BusLineNearby: true
  • BusRouteNumber: 512
  • WaterAccess: Community Waterfront/Pvt Beach

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Security: Fully Fenced, Security Service
  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Lake Whatcom Water and Sewer District
  • WaterCompany: Lake Whatcom Water and Sewer District
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Gas
  • CableConnected: Comcast
  • InternetConnected: Comcast

Condo/Co-op/Association

  • Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf, Park, Playground, Trail(s)
  • Senior Community: No
  • Association Fee: 167.21
  • Association Fee Frequency: Monthly
  • Association: Yes
  • AssociationContactName: Sudden Valley Community Assoication

Fee Information

  • Association Fee Includes: Road Maintenance, Security, Snow Removal

Schools

  • Junior High Dist: Bellingham
  • High School: Bellingham High
  • Middle Or Junior School: Kulshan Mid

Lot Info

  • Parcel Number: 3703013902220000
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.3018
  • Lot Size Sq Ft: 13148
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Fenced-Fully,High Speed Internet,Propane
  • MLSLotSizeSource: Realist
  • LotNumber: 38 and 39

Green Features

  • Power Production Type: Electric, Propane

Tax Info

  • Year: 2026
  • Tax Annual Amount: 5907

Multi Family

  • EnergySource: Electric,Propane

MLS Schools

  • Elementary School: Geneva Elem

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,466 $600,260 $171,180 $429,080
2024 $5,976 $591,388 $168,650 $422,738
2023 $5,976 $595,000 $169,680 $425,320
2022 $4,700 $597,504 $146,280 $451,224
2021 $4,510 $432,974 $106,000 $326,974
2020 $4,077 $408,466 $100,000 $308,466
2019 $3,745 $363,449 $86,304 $277,145
2018 $3,757 $341,260 $81,000 $260,260
2017 $3,170 $291,632 $69,188 $222,444
2016 $2,839 $256,562 $60,750 $195,812
2015 $2,842 $240,667 $57,904 $182,763
2014 -- $233,793 $56,250 $177,543
2013 -- $252,433 $74,700 $177,733
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/08/2026 07/08/26 For Sale $675,000 +57.0% $277 / Sq Ft
07/30/2020 07/30/20 Sold $430,000 0.0% $176 / Sq Ft View Prior Sale
07/03/2020 07/03/20 Pending -- -- --
07/02/2020 07/02/20 For Sale $429,900 0.0% $176 / Sq Ft
06/28/2020 06/28/20 Pending -- -- --
06/11/2020 06/11/20 For Sale $429,900 -- $176 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $453,000 Credit Line Revolving
Closed $170,000 No Value Available
Source: Public Records

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2549560

Northwest Multiple Listing Service (NWMLS)

APN: 370301-390222-0000

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