NOT LISTED FOR SALE

11 Ruth Terrace Albany, NY 12203

Estimated Value: $524,000 - $549,000

4 Beds
2.5 Baths
2,169 Sq Ft
$247/Sq Ft Est. Value

Last Sold June 17, 2022

Last sale price $475,000 $219 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $3,500/month

6 Days on Market

Highlights

  • Craftsman Architecture
  • Wood Flooring
  • No HOA
  • Farnsworth Middle School Rated A-
  • Main Floor Primary Bedroom
  • Front Porch

About This Home

As of June 2022

Welcome to 11 Ruth Terrace! A beautiful custom-built home with an equally gorgeous and stunningly landscaped yard, complete with two patios! This home has the wow factor. Meticulously maintained and cared for. One of the many great features is this home offers two primary suites! One primary suite on first floor and one on the second! Enjoy the open floor plan and sun drenched rooms. Enjoy beautiful views of your backyard through the sunrooms Pella Windows, while cozying up in front of the gas fireplace! Updated kitchen with upgraded cabinetry and granite island with barstool seating. Upstairs loft area. Home rebuilt in 2011 from the first floor up. Washer 5 years old. Gutters & in ground sprinkler system. Mudroom/laundry room flex space off garage includes big pantry. Sweet neighborhood!

Last Agent to Sell the Property

Stephanie Martino

Clancy Real Estate License #10401329921 Listed on: 03/23/2022

Last Buyer's Agent

Angela Weller

Red Door Realty NY Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,254

Year Built

  • Built in 2011

Lot Details

  • 0.38 Acre Lot
  • Lot Dimensions are 130x126
  • Landscaped
  • Cleared Lot
  • Garden

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Craftsman Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 2,169 Sq Ft Home
  • Gas Fireplace
  • Living Room with Fireplace

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Outdoor Features

  • Patio
  • Front Porch

Schools

  • Guilderland High School

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 013089 52.18-1-7

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,254

Year Built

Built in 2011

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2011
  • Directions: Western Ave to Alton Rd to Ruth Terrace
  • Above Grade Finished Sq Ft: 2169.0
  • Architectural Style: Craftsman
  • Financial Details General Taxes: 1738.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 4516.0
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.38
  • Lot Size: 130X126
  • New Construction: No
  • Parking Features Parking Total: 8.0
  • Primary Bedroom Level: First
  • Sale Detail Buyer Zip Code: 12304
  • Sale Detail Seller Contribution: Yes
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Carpet: Yes
  • Laundry Features:Main Level: Yes
  • Cooling:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Flooring:Wood: Yes
  • Electric:_two_00 Amp Service: Yes
  • Architectural Style:Craftsman: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Tile, Wood, Carpet
  • Basement: Exterior Entry, Full
  • Interior Amenities: Eat-in Kitchen, Kitchen Island
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Living Room
  • Fireplaces: 1
  • Living Area: 2169.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Loft Level: Second
  • Mud Room Level: First
  • Sunroom Level: First
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Fireplace Features:Living Room: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Basement:Exterior Entry: Yes
  • Kitchen Features:Modern Kitchen: Yes
  • Fireplace Features:Gas2: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Gourmet Kitchen: Yes

Exterior Features

  • Exterior Features: Drive-Paved, Garden
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Front Porch, Patio
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Drive-Paved: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Garden2: Yes
  • Patio And Porch Features:Front Porch: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Paved, Attached, Driveway
  • Attached Garage: Yes
  • Total Parking Spaces: 8.0
  • Property Detail:Garage Spaces: 1.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Parking Features:Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Forced Air
  • Laundry Features: Main Level
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Guilderland

Lot Info

  • Lot Features: Cleared, Garden, Landscaped
  • Parcel #: 013089 52.18-1-7
  • Lot Size Sq Ft: 16552.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6254.0

MLS Schools

  • HighSchool: Guilderland

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2022
Closed on
Jun 17, 2022
Sold by
Haley Michael E
Bought by
Session Margarita and Session Wilbur
Seller's Agent
Stephanie Martino
Clancy Real Estate
Buyer's Agent
Angela Weller
Red Door Realty NY Inc
List Price
$399,000
Sold Price
$475,000
Premium/Discount to List
$76,000
19.05%
Current Estimated Value
$534,695

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,695
Avg. Annual Appreciation
6.20%
Original Mortgage
$398,500
Outstanding Balance
$380,185
Interest Rate
5.25%
Mortgage Type
New Conventional
Estimated Equity
$197,306

Purchase Details

Closed on
Mar 31, 1995
Sold by
Lavigna Claude A
Bought by
Haley Michael E and Irvine Christine
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Session Margarita $475,000 None Listed On Document
Haley Michael E $119,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Session Margarita $398,500
Closed Session Margarita $398,500
Previous Owner Irvine Christine $20,000
Previous Owner Irvine Christine $253,000
Previous Owner Irvine Christine $252,000
Previous Owner Haley Michael E $140,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2022 06/17/22 Sold $475,000 +19.0% $219 / Sq Ft
03/29/2022 03/29/22 Pending -- -- --
03/23/2022 03/23/22 For Sale $399,000 -- $184 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,810 $280,000 $56,000 $224,000
2023 $7,363 $267,000 $53,000 $214,000
2022 $6,343 $267,000 $53,000 $214,000
2021 $5,742 $267,000 $53,000 $214,000
2020 $5,644 $267,000 $53,000 $214,000
2019 $5,170 $267,000 $53,000 $214,000
2018 $4,577 $192,300 $38,500 $153,800
2017 $0 $192,300 $38,500 $153,800
2016 $5,093 $192,300 $38,500 $153,800
2015 -- $192,300 $38,500 $153,800
2014 -- $192,300 $38,500 $153,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202213985

Global MLS

APN: 013089-052-018-0001-007-000-0000