$398,500
$10K PRICE DROP

11 White Oak Ln Palm Coast, FL 32164

Estimated payment $2,548/month

Total Views 4,268
3 Beds
2 Baths
1,638 Sq Ft
$243 Price per Sq Ft

Highlights

  • In Ground Pool
  • Main Floor Primary Bedroom
  • Pool View
  • Open Floorplan
  • High Ceiling
  • No HOA

About This Home

This stunning tropical oasis is a beautifully designed three-bedroom, two-bathroom home that offers a perfect blend of comfort and luxury. The open layout enhances the flow of the living space, creating a welcoming atmosphere. The beautiful tile floors throughout the home add a touch of elegance while keeping things cool and easy to maintain. The New Roof was installed in June of 2022.
The heart of the home is its spacious living area, which seamlessly connects to the kitchen and dining space, making it ideal for both relaxed family living and entertaining guests. Large windows with plantation shutters and sliding doors allow natural light to flood the rooms and provide easy access to the lanai and screened-in pool area, where you can enjoy year-round outdoor living in privacy.
The primary bedroom features an ensuite with a soaking tub, a separate shower, and a walk-in closet. The two additional bedrooms share a well-appointed second bathroom, providing convenience for family or guests.
Step outside into your very own private tropical paradise, where the screened-in pool is surrounded by lush landscaping, offering both beauty and tranquility. Whether you're lounging by the pool or hosting a barbecue, this home is designed to bring the outdoors in and offer the ultimate tropical retreat.
This home has been a successful operating Airbnb. Continue with this fully equipped business option or live your life like you are on vacation everyday.
Additionally, the home features a two-car garage, providing ample storage space and convenience. This property is the perfect combination of tropical charm and modern living all within minutes minutes to beautiful Flagler beach and still being positioned West of I-95 for greater insurance rates. Plus no CDD or HOA Fees.

Listing Agent

SIMINEE SCHMIDT

FAIR MARKET REALTY License #3500823 Listed on: 05/21/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,526

Year Built

  • Built in 2001

Lot Details

  • 0.25 Acre Lot
  • Northwest Facing Home
  • Property is zoned SFR-1

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior

Interior Spaces

  • 1,638 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Window Treatments
  • Combination Dining and Living Room
  • Tile Flooring
  • Pool Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Private Mailbox

Schools

  • Wadsworth Elementary School
  • Buddy Taylor Middle School
  • Flagler-Palm Coast High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Palm Coast Sec 23 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,526

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete
  • Fireplace: No
  • Living Area: 1638
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 2362
  • Lot Size Sq Ft: 10780
  • Directions to Property: From I-95 and Palm Coast Pkwy Turn left onto Cypress Point Pkwy. Turn left onto Belle Terre Pkwy. Turn right onto Whippoorwill Drive. Turn left onto White Star Drive. Turn right onto White Oak Lane.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Palm Coast
  • Escrow Postal Code: 32137
  • Escrow State: FL
  • Escrow Street Name: Palm Coast Parkway NW
  • Escrow Street Number: 4879
  • Floor Number: 1
  • List Office Head Office Key Nume: 579203066
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 243.28
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: No
  • Street Number Modifier: 11
  • Living Area Meters: 152.18
  • Room Count: 5

Exterior Features

  • Direction Faces: Northwest
  • Pool Features: In Ground
  • Exterior Features: Private Mailbox
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2018-06-06
  • Flood Zone Panel: 12035C0138E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Holding Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Development: Pine Lakes

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Wadsworth Elementary
  • High School: Flagler-Palm Coast High
  • Middle Or Junior School: Buddy Taylor Middle

Lot Info

  • Zoning: SFR-1
  • Parcel Number: 07-11-31-7023-00270-0160
  • Additional Parcels: No
  • Property Attached Yn: No
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 1001

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Negotiable
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4526
  • Tax Block: 27
  • Tax Book Number: 180/397
  • Tax Lot: 16

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,285 $275,529 $44,000 $231,529
2023 $4,285 $213,855 $0 $0
2022 $3,991 $246,903 $45,500 $201,403
2021 $3,441 $176,739 $24,000 $152,739
2020 $3,192 $161,327 $18,000 $143,327
2019 $3,227 $161,327 $18,000 $143,327
2018 $3,122 $156,693 $14,500 $142,193
2017 $2,811 $137,867 $12,500 $125,367
2016 $1,513 $115,672 $0 $0
2015 $1,514 $114,868 $0 $0
2014 $1,518 $113,956 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/26/2025 07/26/25 Price Changed $398,500 -2.4% $243 / Sq Ft
05/21/2025 05/21/25 For Sale $408,500 -- $249 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- None Available
Warranty Deed $160,000 Professional Title Agency In
Quit Claim Deed -- --
Warranty Deed $123,900 --
Warranty Deed $6,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $101,704 New Conventional
Previous Owner $116,000 Fannie Mae Freddie Mac
Previous Owner $106,000 New Conventional
Previous Owner $99,100 No Value Available
Source: Public Records

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Source: Stellar MLS

MLS Number: FC309816

Stellar MLS

APN: 07-11-31-7023-00270-0160