$372,000
SOLD OCT 28, 2025

11 White Oak Ln Palm Coast, FL 32164

3 Beds
2 Baths
1,638 Sq Ft
0.25 Acres

Recently Sold

$227 Per Sq Ft

9% Below List Price

127 Days on Market

Highlights

  • In Ground Pool
  • Main Floor Primary Bedroom
  • Pool View
  • Open Floorplan
  • High Ceiling
  • No HOA

About This Home

As of October 2025

This stunning tropical oasis is a beautifully designed three-bedroom, two-bathroom home that offers a perfect blend of comfort and luxury. The open layout enhances the flow of the living space, creating a welcoming atmosphere. The beautiful tile floors throughout the home add a touch of elegance while keeping things cool and easy to maintain. The New Roof was installed in June of 2022.
The heart of the home is its spacious living area, which seamlessly connects to the kitchen and dining space, making it ideal for both relaxed family living and entertaining guests. Large windows with plantation shutters and sliding doors allow natural light to flood the rooms and provide easy access to the lanai and screened-in pool area, where you can enjoy year-round outdoor living in privacy. The primary bedroom features an ensuite with a soaking tub, a separate shower, and a walk-in closet. The two additional bedrooms share a well-appointed second bathroom, providing convenience for family or guests.
Step outside into your very own private tropical paradise, where the screened-in pool is surrounded by lush landscaping, offering both beauty and tranquility. Whether you're lounging by the pool or hosting a barbecue, this home is designed to bring the outdoors in and offer the ultimate tropical retreat.
This home has been a successful operating Airbnb. Continue with this fully equipped business option or live your life like you are on vacation everyday.
Additionally, the home features a two-car garage, providing ample storage space and convenience. This property is the perfect combination of tropical charm and modern living all within minutes minutes to beautiful Flagler beach and still being positioned West of I-95 for greater insurance rates. Plus no CDD or HOA Fees.

Last Agent to Sell the Property

Sim SCHMIDT

FAIR MARKET REALTY Brokerage Phone: 720-224-3989 License #3500823 Listed on: 05/21/2025

Last Buyer's Agent

Ashley Katz

SERENITY REALTY GROUP License #3276893

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,526

Year Built

  • Built in 2001

Lot Details

  • 0.25 Acre Lot
  • Northwest Facing Home
  • Property is zoned SFR-1

Parking

  • 2 Car Attached Garage

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Block Exterior

Interior Spaces

  • 1,638 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Plantation Shutters
  • Combination Dining and Living Room
  • Tile Flooring
  • Pool Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Private Mailbox

Schools

  • Wadsworth Elementary School
  • Buddy Taylor Middle School
  • Flagler-Palm Coast High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Sewer Holding Tank

Community Details

  • No Home Owners Association
  • Palm Coast Sec 23 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,526

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Concrete
  • Fireplace: No
  • Living Area: 1638
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 2362
  • Lot Size Sq Ft: 10780
  • Status: Sold
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 219.44
  • Escrow City: Palm Coast
  • Escrow State: FL
  • Escrow Street Name: Palm Coast Parkway NW
  • Floor Number: 1
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 227.11
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 720-224-3989
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: No
  • Living Area Meters: 152.18

Exterior Features

  • Direction Faces: Northwest
  • Pool Features: In Ground
  • Exterior Features: Private Mailbox
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12035C0138E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Holding Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Development: Pine Lakes

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Wadsworth Elementary
  • High School: Flagler-Palm Coast High
  • Middle Or Junior School: Buddy Taylor Middle

Lot Info

  • Zoning: SFR-1
  • Parcel Number: 07-11-31-7023-00270-0160
  • Additional Parcels: No
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Negotiable
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4526
  • Tax Block: 27
  • Tax Book Number: 180/397
  • Tax Lot: 16

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2025
Closed on
Oct 27, 2025
Sold by
Cowan James P and Derodriguez Mirna De
Bought by
Coale Dennis and Coale Barbara Jean
Seller's Agent
Sim SCHMIDT
FAIR MARKET REALTY
Buyer's Agent
Ashley Katz
SERENITY REALTY GROUP
List Price
$408,500
Sold Price
$372,000
Premium/Discount to List
-$36,500
-8.94%
Views
111

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.84%

Purchase Details

Closed on
Feb 13, 2020
Sold by
Rodriguez Mirna De La Caridad
Bought by
Cowan James P and Rodriguez Mirna De La Caridad

Purchase Details

Closed on
Jun 20, 2019
Sold by
Rodriguez Mirna C
Bought by
Cowan James P and Rodriguez Mirna C

Purchase Details

Closed on
May 5, 2016
Sold by
Ravelo Raul Rodriguez and Milian Lidia M Cruz
Bought by
Rodriguez Mirna De La Caridad

Purchase Details

Closed on
Feb 11, 2016
Sold by
Haygood Dana
Bought by
Ravelo Raul Rodriguez and Milian Lidia M Cruz

Purchase Details

Closed on
May 5, 2005
Sold by
Haygood Brian L
Bought by
Haygood Dana

Purchase Details

Closed on
Jul 27, 2001
Sold by
21St Homes Inc
Bought by
Haygood Brian L and Haygood Dana

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,100
Interest Rate
7.09%

Purchase Details

Closed on
Jan 5, 2001
Sold by
Vernooy Robert A
Bought by
21St Homes Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $372,000 Covenant Closing & Title Servi
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- None Available
Warranty Deed $160,000 Professional Title Agency In
Quit Claim Deed -- --
Warranty Deed $123,900 --
Warranty Deed $6,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $99,100 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/28/2025 10/28/25 Sold $372,000 -2.0% $227 / Sq Ft
09/25/2025 09/25/25 Pending -- -- --
09/20/2025 09/20/25 Price Changed $379,500 -4.8% $232 / Sq Ft
07/26/2025 07/26/25 Price Changed $398,500 -2.4% $243 / Sq Ft
05/21/2025 05/21/25 For Sale $408,500 -- $249 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,526 $269,636 $51,500 $218,136
2024 $4,285 $275,529 $44,000 $231,529
2023 $4,285 $213,855 $0 $0
2022 $3,991 $246,903 $45,500 $201,403
2021 $3,441 $176,739 $24,000 $152,739
2020 $3,192 $161,327 $18,000 $143,327
2019 $3,227 $161,327 $18,000 $143,327
2018 $3,122 $156,693 $14,500 $142,193
2017 $2,811 $137,867 $12,500 $125,367
2016 $1,513 $115,672 $0 $0
2015 $1,514 $114,868 $0 $0
2014 $1,518 $113,956 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: FC309816

Stellar MLS

APN: 07-11-31-7023-00270-0160