Seller's Agent in 2025
Michelle Armbruster
LOCKHART & ASSOCIATES INC
(863) 521-6879
5 in this area
51 Total Sales
110 Covington Cove SE Winter Haven, FL 33880
Downtown Winter Haven Neighborhood
4
Beds
4.5
Baths
2,857
Sq Ft
0.52
Acres
Highlights
- In Ground Pool
- 0.52 Acre Lot
- Bamboo Flooring
- Gated Community
- Living Room with Fireplace
- Great Room
About This Home
As of February 2025Welcome to your dream home in the sought-after and centrally located gated community, Covington Cove! This stunning property sitting on over a half acre of land, boasts four very spacious bedrooms and four and one half baths. The kitchen showcases elegant granite countertops and solid wood cabinets. Also, featuring all stainless steel appliances, convection oven, two deep farmhouse style sinks and an undercounter ice maker built into the island. The bamboo wood flooring adds a touch of natural beauty throughout the home, which is enhanced by all of the natural light the home offers. Boasting exquisite double crown molding with recessed lighting that enhances the ambiance. The living room offers a wood burning fireplace with a beautiful shiplap accent wall and mantle for year-round enjoyment. Beautiful views of the pool, patio and backyard can be seen from the living room, dining room and kitchen. The outdoor area offers multiple options for your outdoor enjoyment. Stepping out of the french doors, the covered patio and brick pavers allow for ample space for outdoor entertainment. If you have the need for or just want peace of mind, the pool area is equipped with a removable safety fence that can be used when the pool needs to be fenced/screened off for safety. The pool is being run with chlorine but the system is equipped for salt water usage as well. The large backyard is fenced in by an upgraded vinyl privacy fence. A workshop with electricity and a garage style door allows for extra storage or multiple options for use. The home has two hot water heaters (one gas and one electric), a whole home water softener system and the irrigation system is run off of a deep water well, lowering the monthly cost for yard maintenance of lawn and vegetation. Both air conditioner units and roof were replaced in 2020. The location of this home is ideal being close to retail, grocery, banking, restaurants, medical and dental as well as the vibrant downtown district. Legoland is only a few miles away and with Winter Haven being centrally located between Orlando and Tampa it is in the heart of central Florida! Don't miss out on this opportunity to own this exceptional home!
Last Agent to Sell the Property
LOCKHART & ASSOCIATES INC Brokerage Phone: 863-293-1234 License #3435629 Listed on: 10/31/2024
Co-Listed By
LOCKHART & ASSOCIATES INC Brokerage Phone: 863-293-1234 License #3587178
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,431
Year Built
- Built in 1998
Lot Details
- 0.52 Acre Lot
- North Facing Home
- Irrigation
HOA Fees
- $83 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Bi-Level Home
- Slab Foundation
- Shingle Roof
- Stone Siding
- Vinyl Siding
Interior Spaces
- 2,857 Sq Ft Home
- Chair Railings
- Crown Molding
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- French Doors
- Great Room
- Family Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Workshop
- Attic Fan
Kitchen
- Convection Oven
- Microwave
- Ice Maker
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Flooring
- Bamboo
- Wood
- Concrete
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- In Ground Pool
- Child Gate Fence
Outdoor Features
- Separate Outdoor Workshop
- Outdoor Storage
- Private Mailbox
Utilities
- Central Heating and Cooling System
- Thermostat
- Natural Gas Connected
- Well
- Electric Water Heater
- High Speed Internet
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 15
- Assessor Parcel Number 26-28-33-658219-000150
Community Details
Overview
- Justin Martin Association, Phone Number (863) 287-9795
- Covington Cove Subdivision
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 31, 2024
Closed on
Feb 7, 2025
Sold by
Armbruster Joshua A and Armbruster Jennifer D
Bought by
Whatley Cecil Garrett and Whatley Hailey Marie
Seller's Agent
Michelle Armbruster
LOCKHART & ASSOCIATES INC
Buyer's Agent
Debbie Bradbury
REAL ESTATE BROKERS USA, INC.
List Price
$599,999
Sold Price
$570,000
Premium/Discount to List
-$29,999
-5%
Views
51
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,047
Avg. Annual Appreciation
-0.95%
Original Mortgage
$370,000
Outstanding Balance
$366,832
Interest Rate
6.91%
Mortgage Type
New Conventional
Estimated Equity
$198,121
Purchase Details
Listed on
Oct 17, 2019
Closed on
Jan 27, 2020
Sold by
Kovalenko Anya and Sardinas Ovicilo A
Bought by
Armbruster Joshua A and Armbruster Jennifer D
Seller's Agent
Anya Kovalenko
LPT REALTY, LLC
Buyer's Agent
Caitlin Meadows
KELLER WILLIAMS REALTY SMART 1
List Price
$405,900
Sold Price
$387,000
Premium/Discount to List
-$18,900
-4.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.95%
Original Mortgage
$309,600
Interest Rate
3.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 25, 2019
Sold by
Sardinas Ovidio
Bought by
Kovalenko Anya
Purchase Details
Closed on
Jul 16, 2015
Sold by
Gte Federal Credit Union
Bought by
Kovalenko Anya and Sardinas Ovidio
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,290
Interest Rate
3.92%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 5, 2014
Sold by
Wilson Chivonne
Bought by
Gte Federal Credit Union
Purchase Details
Closed on
Feb 22, 2005
Sold by
Davis Charles A and Davis Yvonne Marie
Bought by
Wilson Jamie and Wilson Chivonne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
5.61%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 14, 1998
Sold by
Commercial Warehousing Inc
Bought by
Davis Charles A and Davis Yvonne M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,575
Interest Rate
7.06%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $570,000 | Insta Close Title | |
| Warranty Deed | $570,000 | Insta Close Title | |
| Warranty Deed | $387,000 | Paramount Title | |
| Quit Claim Deed | -- | None Available | |
| Special Warranty Deed | $260,000 | Home Loan Alliance Title Llc | |
| Trustee Deed | $170,000 | None Available | |
| Warranty Deed | $275,000 | -- | |
| Warranty Deed | $218,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $370,000 | New Conventional | |
| Closed | $370,000 | New Conventional | |
| Previous Owner | $309,600 | New Conventional | |
| Previous Owner | $255,290 | FHA | |
| Previous Owner | $180,000 | Purchase Money Mortgage | |
| Previous Owner | $59,270 | New Conventional | |
| Previous Owner | $207,575 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/17/2025 02/17/25 | Sold | $570,000 | -3.2% | $200 / Sq Ft | |
| 01/02/2025 01/02/25 | Pending | -- | -- | -- | |
| 12/04/2024 12/04/24 | Price Changed | $589,000 | -1.8% | $206 / Sq Ft | |
| 11/11/2024 11/11/24 | Price Changed | $599,900 | 0.0% | $210 / Sq Ft | |
| 10/31/2024 10/31/24 | For Sale | $599,999 | +55.0% | $210 / Sq Ft | |
| 01/27/2020 01/27/20 | Sold | $387,000 | -2.7% | $135 / Sq Ft | View Prior Sale |
| 12/04/2019 12/04/19 | Pending | -- | -- | -- | |
| 10/23/2019 10/23/19 | Price Changed | $397,900 | -2.0% | $139 / Sq Ft | |
| 10/16/2019 10/16/19 | For Sale | $405,900 | -- | $142 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,580 | $399,515 | -- | -- |
| 2024 | $6,431 | $388,256 | -- | -- |
| 2023 | $6,431 | $376,948 | -- | -- |
| 2022 | $6,209 | $308,504 | $0 | $0 |
| 2021 | $5,660 | $280,458 | $44,000 | $236,458 |
| 2020 | $4,745 | $276,438 | $42,000 | $234,438 |
| 2018 | $4,711 | $267,779 | $40,000 | $227,779 |
| 2017 | $4,621 | $274,928 | $0 | $0 |
| 2016 | $5,051 | $250,642 | $0 | $0 |
| 2015 | $5,591 | $272,184 | $0 | $0 |
| 2014 | $3,551 | $219,804 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Armbruster
-
Hannah Armbruster
H
Seller Co-Listing Agent in 2025
Hannah Armbruster
LOCKHART & ASSOCIATES INC
(863) 521-6870
3 in this area
12 Total Sales
-
Debbie Bradbury
Buyer's Agent in 2025
Debbie Bradbury
REAL ESTATE BROKERS USA, INC.
(863) 242-6624
2 in this area
136 Total Sales
-
Anya Kovalenko
Seller's Agent in 2020
Anya Kovalenko
LPT REALTY, LLC
(863) 286-0148
2 in this area
62 Total Sales
-
Caitlin Meadows
Buyer's Agent in 2020
Caitlin Meadows
KELLER WILLIAMS REALTY SMART 1
(863) 845-6562
37 Total Sales
Map
Source: Stellar MLS
MLS Number: P4932551
APN: 26-28-33-658219-000150
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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