NOT LISTED FOR SALE

Estimated Value: $535,227 - $636,000

4 Beds
1.5 Baths
2,694 Sq Ft
$218/Sq Ft Est. Value

Last Sold January 29, 2013

Last sale price $121,000 $45 Per Sq Ft

Est. 391% increase in value since last sale

Current estimated payment $3,239/month

224 Days on Market

Highlights

  • The property is located in a historic district
  • Fireplace in Bedroom
  • High Ceiling
  • 0.36 Acre Lot
  • Wood Flooring
  • No HOA

About This Home

As of January 2013

Historic Ferger Place, just 1.5 mi east on Main St from Chattanooga's South Side Art District. The National Historic Register names it the South's first planned subdivision with neighborhood park and unique stone entryways. Craftsman style home with Big huge front porch. Fresh interior paint. Brand-new roof, 2012. Gated Portico Hardwood throughout.Built-in bench with storage in the foyer, Wainscoting in dining room. Unique light fixtures, two sets of huge pocket doors, Bright solarium with broken tile flooring, high ceilings and much more. Great floor plan for entertaining. All rooms are large. Updated kitchen. Sunroon upstairs. Full Basement with lots of built in storage area. Bath plumbed in basement. Property is sold ''AS-IS'' including any existing appliances, plumbing, heating a onditioning and electrical systems. Seller and agent make no guarantees on equipment, systems, or other property improvements.

Last Agent to Sell the Property

Darwin White

RE/MAX Properties Listed on: 05/26/2012

Last Buyer's Agent

John Martin

Fletcher Bright Realty License #324355

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,782

Year Built

  • Built in 1916

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 106.87 x 145
  • Fenced
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 2,694 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Wood Frame Window
  • Entrance Foyer
  • Great Room with Fireplace
  • 2 Fireplaces
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Game Room with Fireplace
  • Wood Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storage In Attic
  • No Kitchen Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Bedroom
  • Walk-In Closet
  • Bathtub with Shower

Parking

  • 1 Carport Space
  • Off-Street Parking

Outdoor Features

  • Covered Patio or Porch
  • Outbuilding

Location

  • The property is located in a historic district

Schools

  • East Side Elementary School
  • Howard Middle School
  • Howard School Of Academics & Tech High School

Community Details

  • No Home Owners Association
  • Ferger Place Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 156B B 032
  • $35,125 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,782

Year Built

Built in 1916

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.36
  • Lot Size: 106.87 X 145
  • Subdivision Name: Ferger Place
  • Directions: I-24 east, Exit Right on 4th Ave, Left on Main St. Left on Morningside, home on left.
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: Two
  • Living Area: 2694.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1916
  • Location Tax and Legal Parcel Number2: 156B B 032
  • Location Tax and Legal Elementary School: East Side Elementary
  • Location Tax and Legal Middle Or Junior School2: Howard Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 1782.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: Yes
  • General Property Information Lot Size Acres: 0.36
  • General Property Information Lot Size Square Feet2: 15681.6
  • General Property Information Lot Size Dimensions: 106.87 X 145
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Remarks and Miscellaneous Public Remarks2: Historic Ferger Place, just 1.5 mi east on Main St from Chattanooga's South Side Art District. The National Historic Register names it the South's first planned subdivision with neighborhood park and unique stone entryways. Craftsman style home with Big huge front porch. Fresh interior paint. Brand-new roof, 2012. Gated Portico Hardwood throughout.Built-in bench with storage in the foyer, Wainscoting in dining room. Unique light fixtures, two sets of huge pocket doors, Bright solarium with broken tile flooring, high ceilings and much more. Great floor plan for entertaining. All rooms are large. Updated kitchen. Sunroon upstairs. Full Basement with lots of built in storage area. Bath plumbed in basement. Property is sold ''AS-IS'' including any existing appliances, plumbing, heating a
  • General Property Information Carport Spaces2: 1.0
  • Water Source:Public: Yes
  • Levels:Two: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Fencing Fenced: Yes
  • Interior Features Separate Dining Room: Yes
  • Location Tax and Legal Tax Other Annual Assessment Amount: 35125.0
  • Patio And Porch Features Porch - Covered: Yes
  • Interior Features Sitting Area: Yes
  • Other Structures:Out Building: Yes
  • Brick and Stone Features All Brick: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: None
  • Has Basement: Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Bedroom, Great Room
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Entrance Foyer, High Ceilings, Plumbed, Separate Dining Room, Sitting Area, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Wood Frames
  • Basement:Unfinished: Yes
  • Community Features:Sidewalks: Yes
  • Full Basement: Yes
  • Community Features:Historic District: Yes
  • Attic Features:Storage Only: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Great Room2: Yes
  • Fireplace Features:Bedroom2: Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:None2: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Level, Split Possible
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick
  • Other Structures: Outbuilding
  • Patio And Porch Features: Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes
  • Window Features:Wood Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Historic District, Sidewalks
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: East Side Elementary
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Howard Middle

Lot Info

  • Lot Size Sq Ft: 15681.6
  • Additional Parcels: No
  • Parcel #: 156B B 032
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1782.0
  • Tax Other Annual Assessment Amount: 35125.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 28, 2013
Sold by
The Jewell Co
Bought by
Huston Heather
Current Estimated Value
$593,649

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,000
Outstanding Balance
$166,463
Interest Rate
3.53%
Mortgage Type
New Conventional
Estimated Equity
$419,844

Purchase Details

Closed on
May 21, 2013
Sold by
U S Bank Na
Bought by
The Jewell Co

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,000
Outstanding Balance
$166,463
Interest Rate
3.53%
Mortgage Type
New Conventional
Estimated Equity
$419,844

Purchase Details

Listed on
May 26, 2012
Closed on
Jan 28, 2013
Sold by
U S Bank Na
Bought by
The Jewell Co
Seller's Agent
Darwin White
RE/MAX Properties
Buyer's Agent
John Martin
Fletcher Bright Realty
List Price
$149,900
Sold Price
$121,000
Premium/Discount to List
-$28,900
-19.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.98%

Purchase Details

Closed on
Nov 30, 2011
Sold by
Hoffman Robert Aaron and Hoffman Vanessa Sha
Bought by
Bank Of America National Association

Purchase Details

Closed on
Oct 25, 2005
Sold by
Gordon David V and Fuzzell Carolyn Patricia
Bought by
Hoffman Robert Aaron and Hoffman Vanessa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
5.71%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 11, 1998
Sold by
Carter Janis Maria
Bought by
Gordon David V and Gordon Carolyn P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
7.14%

Purchase Details

Closed on
Jan 24, 1996
Sold by
Rebecca Cook Edith
Bought by
Watson Eugene K

Purchase Details

Closed on
Nov 16, 1995
Bought by
Rebecca Cook Edith

Purchase Details

Closed on
Mar 3, 1995
Sold by
Cook Aultman Winona
Bought by
Rebecca Cook Edith
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Huston Heather $236,000 Title Services Of Tennessee
The Jewell Co -- Change Of Title Inc
The Jewell Co $121,000 Rels Centralized Title
Bank Of America National Association $153,562 None Available
Hoffman Robert Aaron $180,000 --
Gordon David V $90,000 --
Watson Eugene K $75,000 --
Rebecca Cook Edith -- --
Rebecca Cook Edith -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Huston Heather $236,000
Previous Owner Hoffman Robert Aaron $144,000
Previous Owner Gordon David V $50,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/29/2013 01/29/13 Sold $121,000 -19.3% $45 / Sq Ft
01/04/2013 01/04/13 Pending -- -- --
05/25/2012 05/25/12 For Sale $149,900 -- $56 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,660 $109,550 $0 $0
2024 $1,667 $74,500 $0 $0
2023 $1,667 $74,500 $0 $0
2022 $1,667 $74,500 $0 $0
2021 $3,510 $74,500 $0 $0
2020 $1,589 $57,450 $0 $0
2019 $1,589 $57,450 $0 $0
2018 $1,435 $57,450 $0 $0
2017 $1,589 $57,450 $0 $0
2016 $1,060 $0 $0 $0
2015 $2,060 $38,325 $0 $0
2014 $2,060 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1179335

Greater Chattanooga REALTORS®

APN: 156B-B-032