NOT LISTED FOR SALE

110 Ruby Ridge Rd Franklin, NC 28734

Estimated Value: $422,108 - $544,000

2 Beds
2.5 Baths
2,605 Sq Ft
$184/Sq Ft Est. Value

Last Sold January 09, 2024

Last sale price $440,000 $169 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $2,649/month

24 Days on Market

Highlights

  • RV Access or Parking
  • Deck
  • Partially Wooded Lot
  • 5.23 Acre Lot
  • Private Lot
  • Traditional Architecture

About This Home

As of January 2024

Come plant your roots in the heart of Cowee Valley with this 2 bed, 2.5 bath home with metal roof, bonus room, 30'x 40' metal building, pond, approx. 660' of creek frontage and 5.23 acres of land. Pull up onto the concrete pad and enter the home through the covered entryway and you will find yourself on the main level of the home which features large windows, ceramic tile in the entryway, kitchen, and laundry room. Hardwood floors make up the living and dining area with a gas log fireplace. A bedroom with sliding glass door and full bath is located on this level if you desire main level living. Kitchen includes stainless appliances, gas stove, granite countertops, and an island with vegetable sink. In the dining area, a sliding glass door will lead out to the covered porch overlooking the pond and yard. Laundry room includes plenty of storage cabinets. Head upstairs where you will find a HUGE master bedroom with additional gas fireplace and deck. A bonus room, complete with bathroom and closets, is located upstairs. Unfinished basement has propane heater and single car garage. Home is pre-wired for generator, wired for surround sound, and includes a sprinkler system.

Last Agent to Sell the Property

Matthew Cochran

Re/Max Elite Realty Brokerage Phone: 8283494600 License #339619 Listed on: 10/24/2023

Last Buyer's Agent

Melissa Rogers

Keller Williams Great Smokies - Sylva License #303085

Keller Williams Great Smokies - Sylva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,530

Year Built

  • Built in 2003

Lot Details

  • 5.23 Acre Lot
  • Home fronts a stream
  • Private Lot
  • Open Lot
  • Lot Has A Rolling Slope
  • Partially Wooded Lot

Parking

  • 1 Car Garage
  • Basement Garage
  • RV Access or Parking

Home Design

  • Traditional Architecture
  • Metal Roof
  • Stucco Exterior

Interior Spaces

  • 2,605 Sq Ft Home
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Window Screens
  • Living Area on First Floor
  • Bonus Room
  • Fire and Smoke Detector

Kitchen

  • Gas Oven or Range
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Bathtub Includes Tile Surround

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Outdoor Features

  • Deck
  • Outdoor Storage
  • Outbuilding
  • Porch

Schools

  • Iotla Elementary School
  • Macon Middle School
  • Franklin High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heating System Powered By Owned Propane
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 6598516461

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,530

Year Built

Built in 2003

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 5.23
  • Road Surface Type: Gravel
  • Ownership: More than One Year
  • Directions: From Franklin, take Hwy 28 North (Bryson CIty Rd) approx 7 miles then turn right onto Cowee Creek Rd. Follow Cowee Creek Rd. until it splits then take a right onto Ruby Mine Rd. Next, take Allen Rd. to your right and follow to the end and Ruby Ridge Rd will be on your left. Signs in place.
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Year Built: 2003
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • Attribution Contact: 8283494600
  • NAV27_AllowsVacationRentalYN: Yes
  • Special Features: None

Interior Features

  • Furnished: Unfurnished
  • Appliances: Electric Water Heater, Dishwasher, Gas Oven/Range, Refrigerator, Washer, Dryer
  • Has Basement: Full, Heated, Exterior Entry, Interior Entry
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Gas Log
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Ceramic Tile
  • Interior Amenities: Bonus Room, Ceiling Fan(s), Ceramic Tile Bath, Kitchen Island, Large Master Bedroom, Living/Dining Room, Main Level Living, Walk-In Closet(s)
  • Living Area: 2605
  • Window Features: Screens, Skylight(s)
  • Room Bedroom2 Level: First
  • Living Room Living Room Level: First
  • Master Bedroom Master Bedroom Level: Second
  • Room Bedroom2 Area: 212.6111
  • Room Living Room Area: 382.375
  • Room Kitchen Area: 290.8403
  • Dining Room Dining Room Level: First
  • Master Bedroom Master Bedroom Width: 29.5
  • Room Master Bedroom Area: 651.4583
  • Room Dining Room Area: 213.1042

Exterior Features

  • Lot Features: Allow RVs, Open Lot, Private, Rolling, Wooded
  • View: No
  • Waterfront Features: Stream/Creek
  • Home Warranty: No
  • Construction Type: Stucco
  • Other Structures: Outbuilding/Workshop, Storage Building/Shed
  • Patio And Porch Features: Deck, Porch
  • Roof: Metal

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Parking Features: Garage-Single in Basement

Utilities

  • Laundry Features: First Level
  • Security: Smoke Detector(s)
  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating: Electric, Propane
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cell Service Available
  • Water Source: Well
  • Gas Company: Propane Tank: Owned
  • Telephone: Cell Service Available

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Iotla Elementary
  • High School: Franklin
  • Middle Or Junior School: Macon Middle

Lot Info

  • Lot Size Sq Ft: 227818.8
  • Parcel #: 6598516461
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1529.61
  • Tax Book Number: N-40

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 24, 2023
Closed on
Dec 21, 2023
Sold by
Cochran Matthew M and Cochran Lindy Beck
Bought by
Bohannon Donald and Bohannon Barbara
Seller's Agent
Matthew Cochran
Re/Max Elite Realty
Buyer's Agent
Melissa Rogers
Keller Williams Great Smokies - Sylva
List Price
$489,000
Sold Price
$440,000
Premium/Discount to List
-$49,000
-10.02%
Views
50
Current Estimated Value
$478,527

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$38,527
Avg. Annual Appreciation
4.88%
Original Mortgage
$240,000
Outstanding Balance
$235,853
Interest Rate
7.29%
Mortgage Type
New Conventional
Estimated Equity
$242,674

Purchase Details

Closed on
Nov 17, 2020
Sold by
Cochran Alisha Janette Shuler
Bought by
Cochran Matthew M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,000
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Listed on
Sep 7, 2015
Closed on
Apr 26, 2016
Sold by
Bartel Jean and Swanson Donald A
Bought by
Cochran Matthew M and Cochran Shuler Alisha Janette
Seller's Agent
Evan Harrell
RE/MAX Elite Realty
Buyer's Agent
John Becker
Bald Head Realty
List Price
$158,000
Sold Price
$158,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.43%

Purchase Details

Closed on
Nov 22, 1996
Sold by
Thorson Ronald
Bought by
Bartel Daniel Paul
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bohannon Donald $440,000 None Listed On Document
Cochran Matthew M -- None Available
Cochran Matthew M $158,000 Attorney
Bartel Daniel Paul $16,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bohannon Donald $240,000
Previous Owner Cochran Matthew M $213,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/09/2024 01/09/24 Sold $440,000 -7.2% $169 / Sq Ft
11/18/2023 11/18/23 Pending -- -- --
10/31/2023 10/31/23 Price Changed $474,000 -3.1% $182 / Sq Ft
10/24/2023 10/24/23 For Sale $489,000 +209.5% $188 / Sq Ft
04/29/2016 04/29/16 Sold $158,000 0.0% $88 / Sq Ft View Prior Sale
03/30/2016 03/30/16 Pending -- -- --
09/07/2015 09/07/15 For Sale $158,000 -- $88 / Sq Ft
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,339 $332,410 $30,190 $302,220
2024 $1,293 $332,410 $30,190 $302,220
2023 $1,207 $330,510 $30,190 $300,320
2022 $1,207 $206,650 $17,980 $188,670
2021 $1,207 $213,750 $17,980 $195,770
2020 $1,153 $213,750 $17,980 $195,770
2018 $1,185 $237,330 $31,960 $205,370
2017 $1,185 $237,330 $31,960 $205,370
2016 $1,185 $237,330 $31,960 $205,370
2015 $1,162 $237,330 $31,960 $205,370
2014 $969 $247,200 $30,660 $216,540
2013 -- $247,200 $30,660 $216,540
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26035047

APN: 6598516461