Seller's Agent in 2020
Lisa Cox
Colony Realty
(540) 560-5711
139 in this area
252 Total Sales
110 Waterside Ln Cross Junction, VA 22625
Cross Junction NeighborhoodEstimated Value: $704,000 - $901,000
4
Beds
4.5
Baths
3,709
Sq Ft
$210/Sq Ft
Est. Value
Highlights
- 90 Feet of Waterfront
- Beach
- Public Beach
- 1 Boat Dock
- Pier or Dock
- Spa
About This Home
As of October 2020PRIME LUXURY WATERFRONT HOME! THIS LAKEFRONT HOME IS BUILT FOR ENTERTAINING! Walk into this gorgeous waterfront home and the views are everywhere and on every level! Tall, vaulted ceilings in living room invite you in with windows galore, gorgeous wood flooring, and 3 sided gas fireplace. Gourmet kitchen includes granite counters, 42 inch cabinetry, stainless steel appliances. MAIN FLOOR MASTER SUITE has luxurious attached master bath, and french doors to private balcony. 2 bedrooms upstairs EACH have their own private baths and built in bench seating. FINISHED BASEMENT HAS 12 FOOT CEILINGS and includes large family room with wood stove, wet bar , huge bedroom and a full bath. The unfinished area is fabulous for storage but also has potential for future 5th bedroom . NUMEROUS DECKS ON MULTIPLE LEVELS include built in grill, refrigerator, cabinets. Sellers just installed a brand new multi level TREX deck. Your own private dock with boat lift is awaiting you! Come live your lakefront dream on the main body of water at Lake Holiday. THIS HOUSE HAS ONE OF THE MOST SPECTACULAR VIEWS IN ALL OF LAKE HOLIDAY! Lake Holiday offers high speed internet and this house has access to either Xfinity/Comcast or Verizon! Make this your permanent or weekend entertainment home, located just 20 minutes from Winchester and 90 minutes from DC. 24/7 gated lake community offering boating, water skiing, swimming, 3 beaches, clubhouse, fishing pier, volleyball/tennis/basketball courts.
Last Agent to Sell the Property
(540) 560-5711 lcox.realtor@gmail.com Colony Realty Listed on: 08/04/2020
Last Buyer's Agent
(540) 327-6718 whitacred@gmail.com Colony Realty License #WVA230040227
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,904
Year Built
- Built in 2006
Lot Details
- 0.26 Acre Lot
- 90 Feet of Waterfront
- Home fronts navigable water
- Public Beach
- Extensive Hardscape
- Property is in excellent condition
- Property is zoned R5
HOA Fees
- $142 Monthly HOA Fees
Property Views
- Lake
- Scenic Vista
- Woods
- Mountain
Home Design
- Contemporary Architecture
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Wood Burning Stove
- Double Sided Fireplace
- Fireplace Mantel
- Gas Fireplace
- Double Pane Windows
- Vinyl Clad Windows
- Double Hung Windows
- Window Screens
- Family Room Off Kitchen
- Living Room
- Combination Kitchen and Dining Room
- Storage Room
- Flood Lights
Kitchen
- Gourmet Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Built-In Microwave
- Extra Refrigerator or Freezer
- Freezer
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on lower level
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Shelving
- Space For Rooms
- Basement Windows
Parking
- 6 Parking Spaces
- 6 Driveway Spaces
- Off-Street Parking
Eco-Friendly Details
- Energy-Efficient Windows
Outdoor Features
- Spa
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Manual Hoist or Boat Lift
- Limit On Boat Length
- 1 Boat Dock
- Private Dock Site
- Dock made with Composite Material
- 1 Powered Boats Permitted
- 3 Non-Powered Boats Permitted
- Lake Privileges
- Multiple Balconies
- Deck
- Exterior Lighting
- Outdoor Grill
- Porch
Schools
- Gainesboro Elementary School
- Frederick County Middle School
- James Wood High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Electric Water Heater
Listing and Financial Details
- Tax Lot 1242
- Assessor Parcel Number 18A055B 31242
Community Details
Overview
- $2,000 Capital Contribution Fee
- Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, security gate
- $57 Other Monthly Fees
- Lake Holiday Estates HOA
- Lake Holiday Estates Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Meeting Room
- Party Room
Recreation
- Pier or Dock
- 80 Community Slips
- Beach
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Fishing Allowed
- Jogging Path
Security
- Security Service
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 4, 2020
Closed on
Oct 15, 2020
Sold by
Milam Michael M and Milam Callie A
Bought by
Merchant Christopher J and Merchant Heather H
Seller's Agent
Lisa Cox
Colony Realty
Buyer's Agent
Dan Whitacre
Colony Realty
List Price
$699,900
Sold Price
$685,000
Premium/Discount to List
-$14,900
-2.13%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,978
Avg. Annual Appreciation
2.49%
Original Mortgage
$510,400
Outstanding Balance
$453,974
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$325,004
Purchase Details
Listed on
May 22, 2019
Closed on
Jun 27, 2019
Sold by
Mccallum Daniel F and Mccallum Diane L
Bought by
Milam Michael M and Milam Callie A
Seller's Agent
Lisa Cox
Colony Realty
Buyer's Agent
Dave Spence
RE/MAX Roots
List Price
$619,900
Sold Price
$619,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.05%
Original Mortgage
$484,000
Interest Rate
4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 7, 2006
Sold by
Joy Homes L C
Bought by
Mccallum Daniel F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$560,000
Interest Rate
6.7%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Merchant Christopher J | $685,000 | Attorney | |
| Milam Michael M | $619,900 | Attorney | |
| Mccallum Daniel F | $70,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Merchant Christopher J | $510,400 | |
| Previous Owner | Milam Michael M | $484,000 | |
| Previous Owner | Mccallum Daniel F | $560,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/15/2020 10/15/20 | Sold | $685,000 | -2.1% | $185 / Sq Ft | |
| 08/20/2020 08/20/20 | Pending | -- | -- | -- | |
| 08/04/2020 08/04/20 | For Sale | $699,900 | +12.9% | $189 / Sq Ft | |
| 07/01/2019 07/01/19 | Sold | $619,900 | 0.0% | $167 / Sq Ft | View Prior Sale |
| 05/23/2019 05/23/19 | Pending | -- | -- | -- | |
| 05/22/2019 05/22/19 | For Sale | $619,900 | -- | $167 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,547 | $738,880 | $153,000 | $585,880 |
| 2024 | $1,901 | $638,800 | $137,000 | $501,800 |
| 2023 | $3,258 | $638,800 | $137,000 | $501,800 |
| 2022 | $3,228 | $529,200 | $132,000 | $397,200 |
| 2021 | $3,906 | $529,200 | $132,000 | $397,200 |
| 2020 | $3,582 | $476,100 | $132,000 | $344,100 |
| 2019 | $3,582 | $476,100 | $132,000 | $344,100 |
| 2018 | $3,455 | $455,300 | $132,000 | $323,300 |
| 2017 | $3,410 | $455,300 | $132,000 | $323,300 |
| 2016 | $3,098 | $403,300 | $105,100 | $298,200 |
| 2015 | $2,255 | $402,700 | $104,500 | $298,200 |
| 2014 | $1,513 | $358,400 | $104,500 | $253,900 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Cox
-
Dan Whitacre
Buyer's Agent in 2020
Dan Whitacre
Colony Realty
(540) 327-6718
14 in this area
338 Total Sales
-
Dave Spence
Buyer's Agent in 2019
Dave Spence
RE/MAX
(540) 974-6634
5 in this area
309 Total Sales
Map
Source: Bright MLS
MLS Number: VAFV158974
APN: 18A055B-3-1242
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