Paul Gallagher
Colony Realty
(540) 546-5558
154 Total Sales
6 in Cross Junction
$55K - $690K Price Range
202 Masters Dr Cross Junction, VA 22625
Cross Junction NeighborhoodEstimated Value: $322,600
3
Beds
2
Baths
1,904
Sq Ft
$169/Sq Ft
Est. Value
Highlights
- 1 Dock Slip
- Home fronts navigable water
- Canoe or Kayak Water Access
- Beach
- Private Beach
- Fitness Center
About This Home
As of April 2026PRICED TO SELL!!! Best Value in Lake Holiday! 3BR/2BA with Massive Growth Potential. WELCOME HOME TO LAKE LIFE LIVING! This super affordable home is perfectly positioned near the main entrance and across from ACRES of common area. Enjoy fantastic curb appeal featuring an extra-wide paved driveway offering plenty of space for parking, outdoor toys, and boat storage. Inside, you'll find a well-maintained 3 bedroom, 2 bath home with newer carpet, a spacious newer deck perfect for outdoor entertaining, and a newly installed pellet stove on the main level that can efficiently heat the home or serve as supplemental heating for added comfort and energy savings. The partially unfinished walk-out basement includes a rough-in for a third full bathroom and offers excellent potential to double the finished square footage or utilize as multi generation living. The lower level features two additional finished rooms that could easily be converted into 4th and 5th bedrooms by adding closets, providing flexible space for guests, home offices, or future expansion. Lake Holiday is a 240-acre gated lake community offering amenities galore including boating, swimming at two sandy beaches, fishing pier, clubhouse with fitness room, tennis, volleyball and basketball courts, playgrounds, and scenic walking trails. Enjoy added privacy with this home backing to woods and truly vacation where you live in this well-built lake community home.
Last Agent to Sell the Property
(540) 662-0323 lcox.realtor@gmail.com Colony Realty Brokerage Phone: 5406620323 Listed on: 02/06/2026
Last Buyer's Agent
(703) 330-2222 joycelarkinbroker@gmail.com Keller Williams Realty/Lee Beaver & Assoc.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,478
Year Built
- Built in 1988
Lot Details
- 10,019 Sq Ft Lot
- Home fronts navigable water
- Private Beach
- Extensive Hardscape
- Property is in very good condition
- Property is zoned R5
HOA Fees
- $156 Monthly HOA Fees
Property Views
- Scenic Vista
- Woods
- Garden
Home Design
- Split Foyer
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Traditional Floor Plan
- Ceiling Fan
- Window Treatments
- Family Room
- Living Room
- Dining Room
- Storage Room
Kitchen
- Country Kitchen
- Electric Oven or Range
- Self-Cleaning Oven
- Range Hood
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on lower level
- Washer and Dryer Hookup
Partially Finished Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Rear Basement Entry
- Rough-In Basement Bathroom
- Basement Windows
Parking
- 8 Parking Spaces
- 8 Driveway Spaces
- Off-Street Parking
Outdoor Features
- Canoe or Kayak Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Limit On Boat Length
- Physical Dock Slip Conveys
- 1 Dock Slip
- 1 Powered Boats Permitted
- 3 Non-Powered Boats Permitted
- Lake Privileges
- Deck
- Exterior Lighting
- Shed
- Outbuilding
Schools
- Gainesboro Elementary School
- Frederick County Middle School
- James Wood High School
Utilities
- Central Air
- Heat Pump System
- Pellet Stove burns compressed wood to generate heat
- Electric Water Heater
Listing and Financial Details
- Tax Lot 170
- Assessor Parcel Number 18-A02-2-11-170
Community Details
Overview
- $2,000 Capital Contribution Fee
- Association fees include common area maintenance, management, reserve funds, road maintenance, security gate
- Lake Holiday Country Club HOA
- Lake Holiday Estates Subdivision
- Community Lake
Amenities
- Common Area
- Clubhouse
Recreation
- Community Boat Dock
- Pier or Dock
- 110 Community Slips
- 1 Community Docks
- Beach
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Fitness Center
- Fishing Allowed
- Dog Park
- Recreational Area
- Jogging Path
Security
- Security Service
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 6, 2026
Closed on
Apr 10, 2026
Sold by
Bought by
Seller's Agent
Lisa Cox
Colony Realty
Buyer's Agent
Ricardo Roman
Keller Williams Realty/Lee Beaver & Assoc.
List Price
$349,900
Sold Price
$324,000
Premium/Discount to List
-$25,900
-7.4%
Views
123
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,400
Avg. Annual Appreciation
-1.27%
Original Mortgage
$327,272
Outstanding Balance
$326,619
Interest Rate
6%
Mortgage Type
FHA
Estimated Equity
-$4,019
Purchase Details
Listed on
May 31, 2023
Closed on
Jul 5, 2023
Sold by
Bought by
Seller's Agent
Alan Good
Colony Realty
Buyer's Agent
Alisa Eberly
Realty ONE Group Old Towne
List Price
$299,900
Sold Price
$295,000
Premium/Discount to List
-$4,900
-1.63%
Views
37
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.42%
Original Mortgage
$265,500
Interest Rate
6.57%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cross Junction, VA
-
Paul Gallagher
-
Lori Hoffman
Lori Hoffman
Realty ONE Group Old Towne
(540) 274-1511
232 Total Sales
1 in Cross Junction
$535,000 Price
-
Ken Evans
Ken Evans
RE/MAX Real Estate Connections
(540) 517-6643
330 Total Sales
1 in Cross Junction
$751,000 Price
-
Denese DeJerf-Carter
Denese DeJerf-Carter
Samson Properties
(540) 701-2430
35 Total Sales
1 in Cross Junction
$280,000 Price
-
Amber Castles
Amber Castles
Pearson Smith Realty LLC
(833) 400-2650
121 Total Sales
1 in Cross Junction
$38,000 Price
-
Frank Armstrong, IV
Frank Armstrong, IV
Responds QuicklyColony Realty
(540) 546-5449
28 Total Sales
1 in Cross Junction
$305,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $324,000 | Old Republic National Title | ||
| $295,000 | Old Town Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $327,272 | ||
| Closed | $265,500 | ||
| Previous Owner | $100,000 | ||
| Previous Owner | $181,876 | ||
| Previous Owner | $180,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/17/2026 04/17/26 | Sold | $324,000 | +4.5% | $170 / Sq Ft | |
| 03/18/2026 03/18/26 | Pending | -- | -- | -- | |
| 03/03/2026 03/03/26 | Price Changed | $309,900 | -4.6% | $163 / Sq Ft | |
| 02/23/2026 02/23/26 | Price Changed | $324,999 | -3.0% | $171 / Sq Ft | |
| 02/13/2026 02/13/26 | Price Changed | $334,999 | -2.9% | $176 / Sq Ft | |
| 02/11/2026 02/11/26 | Price Changed | $344,900 | -1.4% | $181 / Sq Ft | |
| 02/06/2026 02/06/26 | For Sale | $349,900 | +18.6% | $184 / Sq Ft | |
| 07/05/2023 07/05/23 | Sold | $295,000 | -1.6% | $226 / Sq Ft | View Prior Sale |
| 06/13/2023 06/13/23 | Pending | -- | -- | -- | |
| 05/31/2023 05/31/23 | For Sale | $299,900 | -- | $229 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,478 | $307,820 | $58,000 | $249,820 |
| 2025 | $1,478 | $307,820 | $58,000 | $249,820 |
| 2024 | $891 | $242,700 | $42,000 | $200,700 |
| 2023 | $1,238 | $242,700 | $42,000 | $200,700 |
| 2022 | $1,175 | $192,700 | $37,000 | $155,700 |
| 2021 | $1,853 | $192,700 | $37,000 | $155,700 |
| 2020 | $1,739 | $174,000 | $37,000 | $137,000 |
| 2019 | $1,739 | $174,000 | $37,000 | $137,000 |
| 2018 | $1,680 | $164,200 | $37,000 | $127,200 |
| 2017 | $1,663 | $164,200 | $37,000 | $127,200 |
| 2016 | $1,544 | $144,300 | $25,100 | $119,200 |
| 2015 | $704 | $143,700 | $24,500 | $119,200 |
| 2014 | $704 | $130,700 | $24,500 | $106,200 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Cox
Seller's Agent in 2026
Lisa Cox
Colony Realty
(540) 560-5711
138 in this area
234 Total Sales
-
Ricardo Roman
R
Buyer's Agent in 2026
Ricardo Roman
Keller Williams Realty/Lee Beaver & Assoc.
(540) 398-7392
2 in this area
11 Total Sales
-
Alan Good
Seller's Agent in 2023
Alan Good
Colony Realty
(304) 268-2907
3 in this area
50 Total Sales
-
Alisa Eberly
Buyer's Agent in 2023
Alisa Eberly
Realty ONE Group Old Towne
(540) 325-6192
1 in this area
148 Total Sales
Map
Source: Bright MLS
MLS Number: VAFV2039306
APN: 18A022-11-170
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The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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