$700,000
SOLD OCT 30, 2024

1103 Chester Rd Middle River, MD 21220

4 Beds
2.5 Baths
2,272 Sq Ft
0.37 Acres

Recently Sold

$308 Per Sq Ft

7% Below List Price

50 Days on Market

Highlights

  • 90 Feet of Waterfront
  • Access to Tidal Water
  • Colonial Architecture
  • Private Dock Site
  • Fishing Allowed
  • Deck

About This Home

As of October 2024

Price Improvement! Welcome to 1103 Chester Road in Long Beach Estates. A boat enthusiasts dream, featuring this charming water front single-family home located on Galloway Creek in Middle River minutes from Chesapeake Bay. Not only does this home offer plenty of water front shoreline (approximately 90') , the average water level is approximately 4ft, plenty of depth for most boats. This beautifully maintained 4 bedroom 2 and a half bath home boasts fresh paint, new flooring on the first and second level, newly renovated bathroom and a 40-year shingle roof replaced in 2020. Upon entering this open floor plan style home, you are greeted by a large kitchen with ample countertop space, cabinets and family room with large windows looking out onto Galloway Creek. The spacious living room is ideal for gatherings and relaxation and opens up to a large covered porch that overlooks the open waterway. The primary bedroom is large and offers a fantastic view of Galloway Creek, ensuring a peaceful retreat, while the additional bedrooms provide flexibility for guests. The lower level is finished with a space for an office and a full size second family room. Outside, the property is over half an acre between the two parcels that convey providing plenty of space for outdoor activities and entertaining. With approximately 90 feet of water front shoreline this space creates a warm and inviting atmosphere whether inside or out. The location ensures convenience such as a short boat ride to Hart-Miller Island, Bowley’s Yacht Basin and plenty of water front restaurants nearby, making it a desirable place to call home. Don't miss the opportunity to make 1103 Chester Road your own. Schedule a showing today and envision yourself living in this wonderful Middle River water front community!

Last Agent to Sell the Property

Mark Richa

Cummings & Co. Realtors License #629477 Listed on: 07/08/2024

Cummings & Co. Realtors

Last Buyer's Agent

Jennifer Fitze

Compass

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,125

Year Built

  • Built in 1923 | Remodeled in 1994

Lot Details

  • 0.37 Acre Lot
  • 90 Feet of Waterfront
  • Home fronts navigable water

Home Design

  • Colonial Architecture
  • Block Foundation
  • Frame Construction

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Flood Lights

Kitchen

  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Private Parking
  • Gravel Driveway
  • Shared Driveway
  • Paved Parking

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property Near A Cove
  • Personal Watercraft
  • Private Dock Site
  • Powered Boats Permitted
  • Balcony
  • Deck
  • Enclosed Patio or Porch
  • Rain Gutters

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 04151507470753

Community Details

Overview

  • No Home Owners Association
  • Long Beach Estates Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,125

Year Built

Built in 1923 | Remodeled in 1994

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-07-08
  • Year Built: 1923
  • Year Renovated: 1994
  • Automatically Close On Close Date: No
  • Remarks Public: Price Improvement! Welcome to 1103 Chester Road in Long Beach Estates. A boat enthusiasts dream, featuring this charming water front single-family home located on Galloway Creek in Middle River minutes from Chesapeake Bay. Not only does this home offer plenty of water front shoreline (approximately 90') , the average water level is approximately 4ft, plenty of depth for most boats. This beautifully maintained 4 bedroom 2 and a half bath home boasts fresh paint, new flooring on the first and second level, newly renovated bathroom and a 40-year shingle roof replaced in 2020. Upon entering this open floor plan style home, you are greeted by a large kitchen with ample countertop space, cabinets and family room with large windows looking out onto Galloway Creek. The spacious living room is ideal for gatherings and relaxation and opens up to a large covered porch that overlooks the open waterway. The primary bedroom is large and offers a fantastic view of Galloway Creek, ensuring a peaceful retreat, while the additional bedrooms provide flexibility for guests. The lower level is finished with a space for an office and a full size second family room. Outside, the property is over half an acre between the two parcels that convey providing plenty of space for outdoor activities and entertaining. With approximately 90 feet of water front shoreline this space creates a warm and inviting atmosphere whether inside or out. The location ensures convenience such as a short boat ride to Hart-Miller Island, Bowley’s Yacht Basin and plenty of water front restaurants nearby, making it a desirable place to call home. Don't miss the opportunity to make 1103 Chester Road your own. Schedule a showing today and envision yourself living in this wonderful Middle River water front community!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Icemaker, Oven - Wall, Refrigerator, Washer, Water Heater
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Full, Fully Finished
  • Total Sq Ft: 3592
  • Living Area Sq Ft: 2272
  • Price Per Sq Ft: 319.10
  • Above Grade Finished Sq Ft: 2272
  • Below Grade Sq Ft: 1320
  • Total Below Grade Sq Ft: 1320
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1103

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Flood Lights, Gutter System
  • Water Access Features: Fishing Allowed, Boat - Powered, Canoe/Kayak, Personal Watercraft (PWC), Private Access
  • Water Access: Yes
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: No
  • Water Frontage In Feet: 90

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone, Paved Parking, Private, Shared Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Oil
  • Heating Type: Central, Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.37
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16137.00
  • Outdoor Living Structures: Deck(s), Enclosed, Balcony, Porch(es), Roof
  • Year Assessed: 2024
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6125.00
  • Assessor Parcel Number: 04151507470753
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 2272
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 10/30/2024

Multi Family

  • Mean Low Water Feet: 4
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 8, 2024
Closed on
Oct 30, 2024
Sold by
Bihy Howard G and Bihy Donna R
Bought by
Verch Michael and Miller Jo-Anne
Seller's Agent
Mark Richa
Cummings & Co. Realtors
Buyer's Agent
Jennifer Fitze
Compass
List Price
$749,900
Sold Price
$700,000
Premium/Discount to List
-$49,900
-6.65%
Views
179
Current Estimated Value
$711,630

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,630
Avg. Annual Appreciation
2.81%
Original Mortgage
$525,000
Outstanding Balance
$520,995
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$194,316

Purchase Details

Closed on
Aug 11, 1987
Sold by
Goeller Rita M
Bought by
Bihy Howard G and Bihy Donna R
Source: Public Records

Similar Homes in Middle River, MD

  • 616 Willowshire St, Middle River, MD 21220

    $728,990

    • 5 Beds
    • 3.5 Baths
    • 616 Willowshire St
    • Middle River, MD

    Fall Delivery! Designed for gracious living, the Preston provides numerous spaces to grow and entertain. Upon entry are a formal dining room and a secluded study, while an open-concept main living area and porch are tucked at the back for seamless indoor-outdoor activities. The kitchen features painted harbor cabinetry, stainless steel appliances, iced white quartz countertops, and a white subway

    Terri Hill Builder Solutions Realty

    Section Image
  • 10535 Windlass Run Rd, Middle River, MD 21220

    $675,000

    • 4 Beds
    • 3.5 Baths
    • 4,166 Sq Ft
    • 10535 Windlass Run Rd
    • Middle River, MD

    VA loan may be eligible for assumption for qualified applicants at 3.25%!! Gorgeous Home Convenient Location, !! Porch front Home, Walk in to the Bright foyer and open floorplan!! First Floor Boasts a Formal Living & Dining Room Open Gourmet Kitchen with Stainless Steel appliances, double wall oven, Cooktop, Built in Microwave, Smart Dishwasher and Large Island that overlook the Sunroom!! Door

    Tanya Lewis Cummings & Co. Realtors

    Section Image
  • 1412 Chesapeake Ave, Middle River, MD 21220

    $875,000

    • 3 Beds
    • 1 Bath
    • 1,768 Sq Ft
    • 1412 Chesapeake Ave
    • Middle River, MD

    ***PRIME LUXURY WATERFRONT PROPERTY on CHESAPEAKE AVENUE in HIGHLY SOUGHT AFTER "LONG BEACH ESTATES” ***FIND THE BEST OF WATERFRONT OWNERSHIP ENJOYMENT HERE: NO FLOOD INSURANCE, DIRECT WATERFRONT ON MIDDLE RIVER, DEEP WATER, PRIME LOCATION, LOCATION, LOCATION ON CHESAPEAKE AVENUE w/FULL, PANORAMIC, UNOBSTRUCTED LIVING MURAL, SCENIC VIEWS, VIEWS, VIEWS, SUNSETS, and SOUTHERN BREEZES, EXCELLENT

    Joseph Banick Banick, LLC.

    Section Image
  • 1224 Burke Rd, Middle River, MD 21220

    $575,000

    • 3 Beds
    • 2 Baths
    • 1,524 Sq Ft
    • 1224 Burke Rd
    • Middle River, MD

    Welcome to your dream home on sought-after Galloway Creek in the highly desirable Bowleys Quarters neighborhood! This deceptively spacious 3-bedroom, 2-bath rancher offers the epitome of one-level coastal living.Step inside to discover a thoughtfully designed floor plan featuring oversized bedrooms, a huge living room with a cozy fireplace, and an open-concept kitchen—perfect for

    Samantha Bongiorno RE/MAX Advantage Realty

    Section Image
  • 1342 Burke Rd, Middle River, MD 21220

    $650,000

    • 3 Beds
    • 2 Baths
    • 1,410 Sq Ft
    • 1342 Burke Rd
    • Middle River, MD

    Bowleys Quarters "Spectacular Waterfront Living" Large Rancher (Lexington Model) w/ 9ft. ceilings. Ground level living at its finest, 3- full bedrooms 2- full baths 2- car oversized attached garage 30X20 w/ floored attic for storage. Street entrance has covered lighted walkway w/ pond, landscaping and a covered 11X13 deck at the rear (street) door. Enter into the 13X33 living rm/dinning rm combo

    Patricia Parks Coldwell Banker Realty

    Section Image
  • 1825 Wilson Point Rd, Middle River, MD 21220

    $675,000

    • 4 Beds
    • 3 Baths
    • 1,804 Sq Ft
    • 1825 Wilson Point Rd
    • Middle River, MD

    Water Views Water Views. This waterfront home has a private dock and long peir. Large rear deck overlooking your yard. Large Family room with fireplace with floor to ceiling windows and sliding door,. Perfect for entertaining. Very unique 4 bedroom and 3 bath home with wood floors throughout the first and second floor. Primary suite with private balcony overlooking the water.

    Charles Warns Long & Foster Real Estate, Inc.

    Section Image
  • 3831 Bay Dr, Middle River, MD 21220

    $750,000

    • 2 Beds
    • 1 Bath
    • 1,410 Sq Ft
    • 3831 Bay Dr
    • Middle River, MD

    Welcome to 3831 Bay Drive - a classic waterfront home in Bowleys Quarters on a rarely available large flat double Lot boasting over a 100 ft of water frontage and picturesque million dollar panoramic views of the Chesapeake Bay - available to purchase for the 1st time in over 50 years!This stunning 0.46 acre property features a Pier with mechanical Boat Lift, a concrete kayak or jet ski

    Benjamin McGann Compass

    Section Image
  • 10703 Larkswood St, Middle River, MD 21220

    $799,900

    • 5 Beds
    • 4.5 Baths
    • 4,555 Sq Ft
    • 10703 Larkswood St
    • Middle River, MD

    Quick Move ready in July 20254555SF of finished space. Front porch with bay window. Large kitchen with an 11 foot island. Finished lower rec room with bedroom and bath. Upgraded appliances and upgrades throughout, built in appliances and so much more. Cal for your appointment now . $15K in Closing Costs with the Builders Lender and Title PartnerPrices subject to change without notice.

    Cindy DelZoppo Northrop Realty

    Section Image
  • 984 Seneca Park Rd, Middle River, MD 21220

    $525,000

    • 3 Beds
    • 2 Baths
    • 1,700 Sq Ft
    • 984 Seneca Park Rd
    • Middle River, MD

    Fantastic Waterfront with beautiful eastern views that offers 3 Bedrooms ,2 full baths with the master bedroom and bath on the main level . Freshly painted throughout, and new flooring. The full bath on the main level has a rain shower head, hand held shower head and full soaking tub . The upper level features two bedrooms a full bath and extra room that could be used for a playroom or

    Robert Landon Samson Properties

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $700,000 Black Oak Title
Deed $700,000 Black Oak Title
Deed $85,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $525,000 New Conventional
Closed $525,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $50,000 Credit Line Revolving
Previous Owner $235,000 Stand Alone Second
Previous Owner $10,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/30/2024 10/30/24 Sold $700,000 -3.4% $308 / Sq Ft
08/28/2024 08/28/24 Pending -- -- --
07/23/2024 07/23/24 Price Changed $724,999 -3.3% $319 / Sq Ft
07/08/2024 07/08/24 For Sale $749,900 -- $330 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,232 $549,200 -- --
2024 $5,232 $527,300 $0 $0
2023 $2,474 $505,400 $263,000 $242,400
2022 $4,697 $481,700 $0 $0
2021 $4,600 $458,000 $0 $0
2020 $4,600 $434,300 $263,000 $171,300
2019 $4,511 $424,033 $0 $0
2018 $4,356 $413,767 $0 $0
2017 $4,976 $403,500 $0 $0
2016 $3,873 $403,500 $0 $0
2015 $3,873 $403,500 $0 $0
2014 $3,873 $406,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDBC2100516

Bright MLS

APN: 15-1507470753