$800,000
SOLD JUL 28, 2025

1106 Emerald Dr Bel Air, MD 21014

6 Beds
4 Baths
3,580 Sq Ft
5.22 Acres

Recently Sold

$223 Per Sq Ft

5% Below List Price

7 Days on Market

Highlights

  • Second Kitchen
  • 5.22 Acre Lot
  • 3 Fireplaces
  • Red Pump Elementary School Rated A-
  • Contemporary Architecture
  • Workshop

About This Home

As of July 2025

Welcome to this exceptional custom-built home in Bel Air offering space, privacy, and versatility on 5.2 scenic acres. Thoughtfully designed for comfort and flexibility, this home is perfect for multi-generational living, room to grow, hobbyists, or anyone seeking a peaceful escape with modern amenities.

The main level features four spacious bedrooms and three full bathrooms, including a large primary bedroom with an ensuite bathroom, and the fourth bedroom off the kitchen also has an ensuite bathroom. A huge open-concept kitchen serves as the heart of the home, ideal for cooking and entertaining, with a convenient laundry room just around the corner. Step through the sliding glass doors off the kitchen onto a massive two-tier deck, where you can relax or host gatherings while you enjoy the serene backyard and natural wood setting.

Downstairs is a fully finished lower level that hosts a private in-law suite with its own entrance, two bedrooms, a full bathroom, second laundry area, and generous living space perfect for extended family, guests, or potential rental use.

Step outside to enjoy the natural beauty of the land: a peaceful stream meanders through the wooded section, while open grassy areas offer space for outdoor activities, gardening, or relaxation. Nature and privacy abound, all just minutes from the conveniences of downtown Bel Air.

Garage & Parking Features:

Attached oversized 2-car garage
Detached 4-car garage with a car lift
Expansive driveway with room for multiple vehicles, RVs, and/or trailers

Key Updates Include:

Dual Zoned HVAC - Unit in garage replaced in 2021, Unit in basement replaced in 2024
New Roof (2018)
All Front Windows Replaced with Anderson Windows (2024)
Water Filtration System (2017)
New Well Pump (2021)
Owned Propane Tank so no rental fees

This custom-built home is a rare find offering the best of both worlds: tranquility and privacy with close proximity to everything Bel Air has to offer. Do not miss your chance to own this one-of-a-kind property. Schedule your private showing today!

Last Agent to Sell the Property

Colin Wilcoxen

Cummings & Co. Realtors License #5002427 Listed on: 06/13/2025

Cummings & Co. Realtors

Last Buyer's Agent

Alexander Necker

American Premier Realty, LLC License #646911

American Premier Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,762

Year Built

  • Built in 1987

Lot Details

  • 5.22 Acre Lot
  • Property is in excellent condition
  • Property is zoned R1

Parking

  • 6 Garage Spaces | 2 Attached and 4 Detached
  • 8 Driveway Spaces
  • Basement Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Side Facing Garage

Home Design

  • Contemporary Architecture
  • Rambler Architecture
  • Block Foundation
  • Wood Siding

Interior Spaces

  • Property has 2 Levels
  • 3 Fireplaces
  • Double Sided Fireplace
  • Wood Burning Fireplace
  • Stone Fireplace
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room

Kitchen

  • Second Kitchen
  • Built-In Oven
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Rear Basement Entry
  • Workshop
  • Laundry in Basement

Accessible Home Design

  • Level Entry For Accessibility

Schools

  • Red Pump Elementary School
  • Fallston Middle School
  • Fallston High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Well
  • Propane Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Watervale Subdivision

Listing and Financial Details

  • Tax Lot 44
  • Assessor Parcel Number 1303092917

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,762

Year Built

Built in 1987

Lot Details

0

Parking

6

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Ranch/Rambler
  • Accessibility Features: Level Entry - Main
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 6/13/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1987
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to this exceptional custom-built home in Bel Air offering space, privacy, and versatility on 5.2 scenic acres. Thoughtfully designed for comfort and flexibility, this home is perfect for multi-generational living, room to grow, hobbyists, or anyone seeking a peaceful escape with modern amenities. The main level features four spacious bedrooms and three full bathrooms, including a large primary bedroom with an ensuite bathroom, and the fourth bedroom off the kitchen also has an ensuite bathroom. A huge open-concept kitchen serves as the heart of the home, ideal for cooking and entertaining, with a convenient laundry room just around the corner. Step through the sliding glass doors off the kitchen onto a massive two-tier deck, where you can relax or host gatherings while you enjoy the serene backyard and natural wood setting. Downstairs is a fully finished lower level that hosts a private in-law suite with its own entrance, two bedrooms, a full bathroom, second laundry area, and generous living space perfect for extended family, guests, or potential rental use. Step outside to enjoy the natural beauty of the land: a peaceful stream meanders through the wooded section, while open grassy areas offer space for outdoor activities, gardening, or relaxation. Nature and privacy abound, all just minutes from the conveniences of downtown Bel Air. Garage & Parking Features: Attached oversized 2-car garage Detached 4-car garage with a car lift Expansive driveway with room for multiple vehicles, RVs, and/or trailers Key Updates Include: Dual Zoned HVAC - Unit in garage replaced in 2021, Unit in basement replaced in 2024 New Roof (2018) All Front Windows Replaced with Anderson Windows (2024) Water Filtration System (2017) New Well Pump (2021) Owned Propane Tank so no rental fees This custom-built home is a rare find offering the best of both worlds: tranquility and privacy with close proximity to everything Bel Air has to offer. Do not miss your chance to own this one-of-a-kind property. Schedule your private showing today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Washer, Dryer, Dishwasher, Refrigerator, Water Heater, Oven - Wall
  • Interior Amenities: 2nd Kitchen, Combination Kitchen/Dining, Family Room Off Kitchen
  • Fireplace Features: Stone, Double Sided, Wood
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Walkout Level, Rear Entrance, Workshop, Fully Finished
  • Laundry Type: Dryer In Unit, Washer In Unit, Main Floor, Basement
  • Total Sq Ft: 4760
  • Living Area Sq Ft: 3580
  • Price Per Sq Ft: 355.04
  • Above Grade Finished Sq Ft: 2380
  • Below Grade Finished Sq Ft: 1200
  • Below Grade Sq Ft: 1180
  • Total Below Grade Sq Ft: 2380
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1106

Beds/Baths

  • Bedrooms: 6
  • Main Level Bedrooms: 4
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 3
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Wood Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 6.00
  • Garage: Yes
  • Garage Features: Oversized, Garage - Side Entry, Basement Garage, Additional Storage Area, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 4
  • Total Garage And Parking Spaces: 14
  • Type Of Parking: Attached Garage, Detached Garage, Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric, Propane
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • Elementary School: RED PUMP
  • Middle School: FALLSTON
  • High School: FALLSTON
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139964110
  • School District Source: 3rd Party
  • Elementary School: RED PUMP
  • High School: FALLSTON
  • Middle Or Junior School: FALLSTON

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 5.22
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 227383.00
  • Property Condition: Excellent, Very Good
  • Year Assessed: 2025
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6762.00
  • Assessor Parcel Number: 1303092917
  • Tax Lot: 44
  • Tax Total Finished Sq Ft: 3580
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/28/2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2025
Closed on
Jul 28, 2025
Sold by
Koziol Joshua and Koziol Rachel
Bought by
Fblp Family Trust
Seller's Agent
Colin Wilcoxen
Cummings & Co. Realtors
Buyer's Agent
Alexander Necker
American Premier Realty, LLC
List Price
$845,000
Sold Price
$800,000
Premium/Discount to List
-$45,000
-5.33%
Views
177

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
32.38%

Purchase Details

Listed on
Jun 4, 2017
Closed on
Dec 5, 2017
Sold by
Satafford Michael E and Satafford Tammi L
Bought by
Koziol Joshua and Koziol Rachel
Seller's Agent
Donald Wilson
Town & Country Real Estate
Buyer's Agent
Linda Hash
Long & Foster Real Estate, Inc.
List Price
$659,000
Sold Price
$575,000
Premium/Discount to List
-$84,000
-12.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.41%
Original Mortgage
$488,750
Interest Rate
3.94%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 30, 2014
Closed on
Jun 19, 2014
Sold by
Hulse Barron Elizabeth M and Hulse Elizabeth M
Bought by
Stafford Michael E and Stafford Tammi L
Seller's Agent
Lawrence Lessin
Save 6, Incorporated
Buyer's Agent
Kay Deitz
Garceau Realty
List Price
$549,999
Sold Price
$522,000
Premium/Discount to List
-$27,999
-5.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.83%
Original Mortgage
$417,000
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 19, 2009
Sold by
Hulse Glenn R
Bought by
Hulse Elizabeth M

Purchase Details

Closed on
Mar 1, 2007
Sold by
Hulse Glenn R
Bought by
Hulse Glenn R and Hulse Elizabeth M

Purchase Details

Closed on
Feb 2, 2007
Sold by
Hulse Glenn R
Bought by
Hulse Glenn R and Hulse Elizabeth M

Purchase Details

Closed on
Apr 7, 2006
Sold by
Franz Edward H
Bought by
Hulse Glenn R and O'Hara Elizabeth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,430
Interest Rate
6.16%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Feb 16, 2006
Sold by
Franz Edward H
Bought by
Hulse Glenn R and O'Hara Elizabeth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,430
Interest Rate
6.16%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $800,000 None Listed On Document
Deed $800,000 None Listed On Document
Deed $575,000 Sage Title Group Llc
Deed $522,000 Real Estate Title & Escrow L
Deed -- --
Deed -- --
Deed -- --
Deed $612,150 --
Deed $612,150 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $472,500 New Conventional
Previous Owner $488,750 New Conventional
Previous Owner $417,000 New Conventional
Previous Owner $122,430 Stand Alone Second
Previous Owner $122,430 Stand Alone Second
Previous Owner $489,720 Purchase Money Mortgage
Previous Owner $330,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Sold $800,000 -5.3% $223 / Sq Ft
06/20/2025 06/20/25 Pending -- -- --
06/13/2025 06/13/25 For Sale $845,000 +47.0% $236 / Sq Ft
12/05/2017 12/05/17 Sold $575,000 -1.7% $242 / Sq Ft
10/16/2017 10/16/17 Pending -- -- --
10/11/2017 10/11/17 Price Changed $584,999 -0.8% $246 / Sq Ft
09/03/2017 09/03/17 Price Changed $589,999 -1.0% $248 / Sq Ft
08/11/2017 08/11/17 Price Changed $595,999 -0.7% $250 / Sq Ft
07/04/2017 07/04/17 Price Changed $599,999 -3.1% $252 / Sq Ft
06/19/2017 06/19/17 Price Changed $619,000 -4.6% $260 / Sq Ft
06/05/2017 06/05/17 Price Changed $649,000 -1.5% $273 / Sq Ft
06/04/2017 06/04/17 For Sale $659,000 +26.2% $277 / Sq Ft
06/19/2014 06/19/14 Sold $522,000 -5.1% $219 / Sq Ft
05/12/2014 05/12/14 Pending -- -- --
03/30/2014 03/30/14 For Sale $549,999 -- $231 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,260 $656,100 $144,000 $512,100
2024 $6,260 $620,400 $0 $0
2023 $5,958 $584,700 $0 $0
2022 $5,668 $549,000 $144,000 $405,000
2021 $5,420 $513,033 $0 $0
2020 $5,420 $477,067 $0 $0
2019 $5,150 $441,100 $161,000 $280,100
2018 $4,866 $420,267 $0 $0
2017 $4,608 $441,100 $0 $0
2016 -- $378,600 $0 $0
2015 $4,466 $378,600 $0 $0
2014 $4,466 $378,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2043172

Bright MLS

APN: 03-092917