$535,000
SOLD JAN 31, 2025

1108 Hilltop Place St. Cloud, FL 34772

6 Beds
4.5 Baths
3,856 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$139 Per Sq Ft

3% Below List Price

61 Days on Market

Highlights

  • Loft
  • High Ceiling
  • 2 Car Attached Garage
  • CANOE CREEK K-8-0991 Rated 9+
  • Family Room Off Kitchen
  • Eat-In Kitchen

About This Home

As of January 2025

PRICE IMPROVEMENT! Welcome to this stunning 6-bedroom, 4.5-bathroom home located at the end of a peaceful cul-de-sac in the sought-after Reserve at Pine Tree, St. Cloud. From the moment you arrive, the modern exterior, meticulously designed landscaping, and brick paver driveway leading to a 2-car garage will captivate you. Plus, the community playground is conveniently situated just steps from your front door, perfect for a quick walk. Inside, natural light fills the open spaces, creating an inviting atmosphere throughout. To the left of the entry, a spacious dining room awaits, perfect for entertaining, and conveniently connected to the kitchen. The chef’s kitchen boasts matching stainless steel appliances, bright cabinetry with crown molding, marble countertops, and a large center island offering additional seating for casual meals or social gatherings. The adjacent living room, featuring a stylish blue accent wall, provides the perfect space for relaxing or hosting guests.
Just off the living area is one of the master bedrooms, showcasing abundant natural light, two walk-in closets, and an en suite bath with dual vanities, a large bathtub, and a walk-in shower. Upstairs, a massive loft offers versatility, whether you envision a second living area, home theater, or playroom. The remaining bedrooms are located here, with two featuring private en suite bathrooms and walk-in closets. Outside, enjoy privacy with no rear neighbors from your brick paver patio, ideal for unwinding after a long day. This home’s prime location within a community offering fantastic amenities, close to major roads, entertainment, and dining, makes it the perfect place to call home.

Last Agent to Sell the Property

Steven Pugh

EXP REALTY LLC License #647821 Listed on: 10/17/2024

EXP REALTY LLC

Last Buyer's Agent

Noah Current

IAD FLORIDA LLC License #3594200

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,411

Year Built

  • Built in 2021

Lot Details

  • 6,970 Sq Ft Lot
  • North Facing Home
  • Irrigation

HOA Fees

  • $90 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 3,856 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Loft
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Closet Cabinetry
  • Walk-In Closet

Outdoor Features

  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • High Speed Internet

Community Details

  • Artemis Lifestyle Esther Tejeda Association, Phone Number (407) 705-2190
  • Reserve At Pine Tree Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,411

Year Built

Built in 2021

Lot Details

0

HOA Fees

$90 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 3856
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 4355
  • Lot Size Sq Ft: 6970
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 404.59
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 138.74
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Amenities Additional Fees: ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT WITH HOA.
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_InLawSuiteYN: 0
  • Tax Year: 2023
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 6
  • Levels: Two
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 358.23

Exterior Features

  • Direction Faces: North
  • Exterior Features: Irrigation System, Lighting, Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 90
  • Association Fee Frequency: Monthly
  • Association Name: Artemis Lifestyle - Esther Tejeda
  • Phone: 4077052190
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT WITH HOA.
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 1080.00
  • Total Monthly Fees: 90.00
  • Monthly HOA Amount: 90.00

Lot Info

  • Zoning: RESI
  • Parcel Number: 26-26-30-0640-0001-0480
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT WITH HOA.

Tax Info

  • Tax Annual Amount: 5411.1
  • Tax Block: 0001
  • Tax Book Number: 27-93-95
  • Tax Lot: 48

Multi Family

  • Approval Process: ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT WITH HOA.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 17, 2024
Closed on
Jan 31, 2025
Sold by
Wright Sheldon Lemont and Wright Chantell Ebony
Bought by
Matthews Travis Sentell and Matthews Tonya
Seller's Agent
Steven Pugh
EXP REALTY LLC
Buyer's Agent
Noah Current
IAD FLORIDA LLC
List Price
$550,000
Sold Price
$535,000
Premium/Discount to List
-$15,000
-2.73%
Views
135
Current Estimated Value
$565,459

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,459
Avg. Annual Appreciation
6.13%
Original Mortgage
$552,655
Outstanding Balance
$548,847
Interest Rate
6.85%
Mortgage Type
VA
Estimated Equity
$16,612

Purchase Details

Closed on
Apr 28, 2021
Sold by
Century Homes Florida Llc
Bought by
Wright Sheldon Lemont and Wright Chantell Ebony

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,277
Interest Rate
3%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $535,000 Nona Title
Warranty Deed $535,000 Nona Title
Special Warranty Deed $378,085 First American Title Insuran
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $552,655 VA
Closed $552,655 VA
Previous Owner $340,277 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/31/2025 01/31/25 Sold $535,000 +1.9% $139 / Sq Ft
12/17/2024 12/17/24 Pending -- -- --
11/29/2024 11/29/24 Price Changed $525,000 -4.5% $136 / Sq Ft
10/17/2024 10/17/24 For Sale $550,000 -- $143 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,543 $363,105 -- --
2024 $5,411 $352,872 -- --
2023 $5,411 $342,595 $0 $0
2022 $6,983 $429,600 $50,000 $379,600
2021 $921 $50,000 $50,000 $0
2020 $823 $45,000 $45,000 $0
2019 $753 $40,000 $40,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5112802

Stellar MLS

APN: 26-26-30-0640-0001-0480