Seller's Agent in 2025
Dana Gardner
GardnerKeim Coastal Realty
(912) 996-4506
73 in this area
106 Total Sales
1108 Reserve Ln Saint Simons Island, GA 31522
3
Beds
2.5
Baths
1,772
Sq Ft
$210/mo
HOA Fee
Highlights
- Outdoor Pool
- Wood Flooring
- Coffered Ceiling
- St. Simons Elementary School Rated A-
- Screened Porch
- Double Pane Windows
About This Home
As of September 2025Welcome to one of the island's most desirable townhome communities, where convenience, comfort, and coastal charm come together. This immaculate 3BR/2.5BA townhome is being sold fully furnished, right down to the forks in the drawer, and is move-in ready as your primary residence, second home, or successful investment property, having brought in $142k over two years.
Inside, you’ll find thoughtfully designed living spaces with 9-foot ceilings, hardwood floors, and premium finishes throughout. The open-concept main floor includes a spacious kitchen with stainless steel appliances, hard-surface counters, a pantry, and a stylish subway tile backsplash. The large island and breakfast bar make everyday living + entertaining a breeze, while the adjacent dining area flows seamlessly into the great room and out to the new screened porch — a perfect spot for enjoying your morning coffee, outdoor dining or even a cozy al fresco living space. Whatever your preference, it's a nice extension of the interior of the home.
Located 1/4 mile from the causeway, the easy on/off island access and proximity to a top notch marina can't be beat. You're also minutes from some of the best dining on the island, as well as shopping, golf, tennis/pickleball, beaches, the village and pier — everything you love about St. Simons is right at your fingertips. The complex itself is beautifully landscaped and features a pool overlooking a serene pond and fountain, the perfect backdrop for relaxing or taking a dip! Easy to show so schedule your private viewing today and start enjoying the St Simons Island lifestyle! *some home decor staging items will not convey
Last Agent to Sell the Property
GardnerKeim Coastal Realty License #269536 Listed on: 07/31/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,059
Year Built
- Built in 2014
Lot Details
- 2,352 Sq Ft Lot
- Property fronts a county road
- Two or More Common Walls
- Street terminates at a dead end
- Landscaped
HOA Fees
- $210 Monthly HOA Fees
Parking
- 1 Car Garage
- Driveway
- Guest Parking
Home Design
- Brick Exterior Construction
- Slab Foundation
- Fire Rated Drywall
- Asphalt Roof
- Shake Siding
- HardiePlank Type
Interior Spaces
- 1,772 Sq Ft Home
- 2-Story Property
- Wired For Data
- Woodwork
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Ceiling Fan
- Double Pane Windows
- Screened Porch
- Pull Down Stairs to Attic
Kitchen
- Breakfast Bar
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
Eco-Friendly Details
- Energy-Efficient Windows
- Energy-Efficient Insulation
Pool
- Outdoor Pool
Schools
- St. Simons Elementary School
- Glynn Middle School
- Glynn Academy High School
Utilities
- Cooling Available
- Heat Pump System
- Programmable Thermostat
- Underground Utilities
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 04-14695
Community Details
Overview
- Association fees include management, ground maintenance, pest control, reserve fund
- The Reserve At Demere Townhomes Subdivision
Recreation
- Community Pool
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 31, 2025
Closed on
Sep 17, 2025
Sold by
Johnson Gerald E
Bought by
Sunny Island Stays Llc
Seller's Agent
Dana Gardner
GardnerKeim Coastal Realty
Buyer's Agent
Michelle Fox Massuh
Keller Williams Realty Golden Isles
List Price
$545,000
Sold Price
$540,000
Premium/Discount to List
-$5,000
-0.92%
Views
31
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.05%
Original Mortgage
$547,197
Outstanding Balance
$519,540
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$21,474
Purchase Details
Listed on
Apr 6, 2023
Closed on
Jun 23, 2023
Sold by
Lewis Audrey
Bought by
Johnson Gerald E and Johnson Stephanie M
Seller's Agent
Michael Harris
Michael Harris Team
Buyer's Agent
Stephanie Webb
BHHS Hodnett Cooper Real Estate BWK
List Price
$549,995
Sold Price
$549,995
Views
165
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.82%
Original Mortgage
$494,941
Interest Rate
7.88%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 4, 2022
Sold by
Lewis Audrey Lynn
Bought by
Lewis David Chase and Lewis Audrey Lynn
Purchase Details
Listed on
Aug 12, 2014
Closed on
Jul 20, 2015
Sold by
Palmetto Building Grp Llc
Bought by
Lewis Audrey
List Price
$229,990
Sold Price
$248,990
Premium/Discount to List
$19,000
8.26%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.79%
Original Mortgage
$199,192
Interest Rate
4.04%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $540,000 | -- | |
| Warranty Deed | $549,995 | -- | |
| Warranty Deed | -- | -- | |
| Limited Warranty Deed | $248,990 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $547,197 | Purchase Money Mortgage | |
| Previous Owner | $494,941 | New Conventional | |
| Previous Owner | $199,192 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/17/2025 09/17/25 | Sold | $540,000 | -0.9% | $305 / Sq Ft | |
| 08/22/2025 08/22/25 | Pending | -- | -- | -- | |
| 07/31/2025 07/31/25 | For Sale | $545,000 | -0.9% | $308 / Sq Ft | |
| 06/23/2023 06/23/23 | Sold | $549,995 | 0.0% | $310 / Sq Ft | View Prior Sale |
| 06/05/2023 06/05/23 | Pending | -- | -- | -- | |
| 05/02/2023 05/02/23 | For Sale | $549,995 | 0.0% | $310 / Sq Ft | |
| 04/28/2023 04/28/23 | Pending | -- | -- | -- | |
| 04/06/2023 04/06/23 | For Sale | $549,995 | 0.0% | $310 / Sq Ft | |
| 09/08/2016 09/08/16 | Rented | -- | -- | -- | |
| 09/08/2016 09/08/16 | For Rent | $1,800 | 0.0% | -- | |
| 07/20/2015 07/20/15 | Sold | $248,990 | +8.3% | $143 / Sq Ft | View Prior Sale |
| 05/13/2015 05/13/15 | Pending | -- | -- | -- | |
| 08/12/2014 08/12/14 | For Sale | $229,990 | -- | $132 / Sq Ft |
Source: Golden Isles Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,140 | $204,960 | $36,000 | $168,960 |
| 2024 | $5,140 | $204,960 | $36,000 | $168,960 |
| 2023 | $2,067 | $183,240 | $36,000 | $147,240 |
| 2022 | $2,497 | $141,800 | $24,000 | $117,800 |
| 2021 | $2,571 | $127,400 | $18,000 | $109,400 |
| 2020 | $2,594 | $127,400 | $18,000 | $109,400 |
| 2019 | $2,594 | $127,400 | $18,000 | $109,400 |
| 2018 | $2,974 | $113,920 | $18,000 | $95,920 |
| 2017 | $2,594 | $105,720 | $18,000 | $87,720 |
| 2016 | $2,405 | $99,600 | $18,000 | $81,600 |
| 2015 | -- | $41,720 | $18,000 | $23,720 |
Source: Public Records
Agents Affiliated with this Home
-
Dana Gardner
-
Lesley Flournoy
Seller Co-Listing Agent in 2025
Lesley Flournoy
GardnerKeim Coastal Realty
(912) 634-5500
13 in this area
107 Total Sales
-
Michelle Fox Massuh
Buyer's Agent in 2025
Michelle Fox Massuh
Keller Williams Realty Golden Isles
(912) 506-3798
52 in this area
92 Total Sales
-
Michael Harris
Seller's Agent in 2023
Michael Harris
Michael Harris Team
(912) 584-0424
31 in this area
94 Total Sales
-
Stephanie Webb
Buyer's Agent in 2023
Stephanie Webb
BHHS Hodnett Cooper Real Estate BWK
(912) 223-0604
32 in this area
355 Total Sales
-
M
Seller's Agent in 2016
Melody Wood
BHHS Hodnett Cooper Real Estate
Map
Source: Golden Isles Association of REALTORS®
MLS Number: 1655693
APN: 04-14695
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