$540,000
SOLD SEP 17, 2025

1108 Reserve Ln Saint Simons Island, GA 31522

3 Beds
2.5 Baths
1,772 Sq Ft
$210/mo HOA Fee

Recently Sold

$305 Per Sq Ft

1% Below List Price

22 Days on Market

Highlights

  • Outdoor Pool
  • Wood Flooring
  • Coffered Ceiling
  • St. Simons Elementary School Rated A-
  • Screened Porch
  • Double Pane Windows

About This Home

As of September 2025

Welcome to one of the island's most desirable townhome communities, where convenience, comfort, and coastal charm come together. This immaculate 3BR/2.5BA townhome is being sold fully furnished, right down to the forks in the drawer, and is move-in ready as your primary residence, second home, or successful investment property, having brought in $142k over two years.

Inside, you’ll find thoughtfully designed living spaces with 9-foot ceilings, hardwood floors, and premium finishes throughout. The open-concept main floor includes a spacious kitchen with stainless steel appliances, hard-surface counters, a pantry, and a stylish subway tile backsplash. The large island and breakfast bar make everyday living + entertaining a breeze, while the adjacent dining area flows seamlessly into the great room and out to the new screened porch — a perfect spot for enjoying your morning coffee, outdoor dining or even a cozy al fresco living space. Whatever your preference, it's a nice extension of the interior of the home.

Located 1/4 mile from the causeway, the easy on/off island access and proximity to a top notch marina can't be beat. You're also minutes from some of the best dining on the island, as well as shopping, golf, tennis/pickleball, beaches, the village and pier — everything you love about St. Simons is right at your fingertips. The complex itself is beautifully landscaped and features a pool overlooking a serene pond and fountain, the perfect backdrop for relaxing or taking a dip! Easy to show so schedule your private viewing today and start enjoying the St Simons Island lifestyle! *some home decor staging items will not convey

Last Agent to Sell the Property

Dana Gardner

GardnerKeim Coastal Realty License #269536 Listed on: 07/31/2025

Co-Listed By

Lesley Flournoy

GardnerKeim Coastal Realty License #269992

Last Buyer's Agent

Michelle Fox Massuh

Keller Williams Realty Golden Isles License #397265

Keller Williams Realty Golden Isles

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,059

Year Built

  • Built in 2014

Lot Details

  • 2,352 Sq Ft Lot
  • Property fronts a county road
  • Two or More Common Walls
  • Street terminates at a dead end
  • Landscaped

HOA Fees

  • $210 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Driveway
  • Guest Parking

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Fire Rated Drywall
  • Asphalt Roof
  • Shake Siding
  • HardiePlank Type

Interior Spaces

  • 1,772 Sq Ft Home
  • 2-Story Property
  • Wired For Data
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Bar
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient Insulation

Pool

  • Outdoor Pool

Schools

  • St. Simons Elementary School
  • Glynn Middle School
  • Glynn Academy High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Programmable Thermostat
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 04-14695

Community Details

Overview

  • Association fees include management, ground maintenance, pest control, reserve fund
  • The Reserve At Demere Townhomes Subdivision

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,059

Year Built

Built in 2014

Lot Details

0

HOA Fees

$210 per month

Parking

1

Listing Details

  • Property Sub Type: Townhouse
  • Prop. Type: Residential
  • Lot Size Acres: 0.05
  • Lot Size: ,,,
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt, Paved
  • Co List Office Mls Id: 1253
  • Co List Office Phone: 912-634-5500
  • Inclusions: Dryer,Refrigerator,Washer
  • Subdivision Name: The Reserve at Demere Townhomes (Fee Simple)
  • Directions: Take Demere Rd to Reserve Lane. Follow the curve of Reserve Ln all the way around to the left and the unit will be on your right.
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Efficiency: Insulation, Windows
  • Property Attached Yn: Yes
  • Building Stories: 2
  • Structure Type: Townhouse
  • Year Built: 2014
  • Property Sub Type Additional: Townhouse
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Hardwood, Tile
  • Interior Amenities: Breakfast Bar, Tray Ceiling(s), Crown Molding, Coffered Ceiling(s), Kitchen Island, Pantry, Pull Down Attic Stairs, Painted Woodwork, Ceiling Fan(s), Programmable Thermostat, Wired for Data
  • Living Area: 1772.0
  • Stories: 2
  • Window Features: Double Pane Windows

Exterior Features

  • Lot Features: Dead End, Subdivision, Landscaped, Pond on Lot
  • Pool Features: Pool, Association
  • View: Residential
  • Disclosures: Covenants/Restrictions Disclosure
  • Home Warranty: No
  • Common Walls: 2+ Common Walls
  • Construction Type: Brick, HardiPlank Type, Shake Siding, Drywall
  • Exterior Features: Curb, Paved Driveway
  • Foundation Details: Slab
  • Patio And Porch Features: Porch, Screened
  • Roof: Asphalt, Pitched

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Driveway, Guest, Paved
  • Total Parking Spaces: 2.0

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup, Laundry Room, Upper Level
  • Cooling: Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Sewer Connected, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights, Sidewalks, Curbs, Gutter(s), Handicap Access
  • Amenities: Pool, Pets Allowed
  • Association Fee: 210.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Maintenance Grounds, Pest Control, Reserve Fund

Schools

  • Elementary School: St. Simons
  • High School: Glynn Academy
  • Middle Or Junior School: Glynn Middle

Lot Info

  • Lot Size Sq Ft: 2352.0
  • Parcel #: 04-14695

Tax Info

  • Tax Annual Amount: 5059.2
  • Tax Book Number: 4850/104
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 6, 2023
Closed on
Jun 23, 2023
Sold by
Lewis Audrey
Bought by
Johnson Gerald E and Johnson Stephanie M
Seller's Agent
Michael Harris
Michael Harris Team
Buyer's Agent
Stephanie Webb-Foster
BHHS Hodnett Cooper Real Estate BWK
List Price
$549,995
Sold Price
$549,995
Views
165

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.59%
Original Mortgage
$494,941
Outstanding Balance
$484,925
Interest Rate
7.88%
Mortgage Type
New Conventional
Estimated Equity
$57,753

Purchase Details

Closed on
Mar 4, 2022
Sold by
Lewis Audrey Lynn
Bought by
Lewis David Chase and Lewis Audrey Lynn

Purchase Details

Listed on
Aug 12, 2014
Closed on
Jul 20, 2015
Sold by
Palmetto Building Grp Llc
Bought by
Lewis Audrey
List Price
$229,990
Sold Price
$248,990
Premium/Discount to List
$19,000
8.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.93%
Original Mortgage
$199,192
Interest Rate
4.04%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $549,995 --
Warranty Deed -- --
Limited Warranty Deed $248,990 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $494,941 New Conventional
Previous Owner $199,192 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/17/2025 09/17/25 Sold $540,000 -0.9% $305 / Sq Ft
08/22/2025 08/22/25 Pending -- -- --
07/31/2025 07/31/25 For Sale $545,000 -0.9% $308 / Sq Ft
06/23/2023 06/23/23 Sold $549,995 0.0% $310 / Sq Ft View Prior Sale
06/05/2023 06/05/23 Pending -- -- --
05/02/2023 05/02/23 For Sale $549,995 0.0% $310 / Sq Ft
04/28/2023 04/28/23 Pending -- -- --
04/06/2023 04/06/23 For Sale $549,995 0.0% $310 / Sq Ft
09/08/2016 09/08/16 Rented -- -- --
09/08/2016 09/08/16 For Rent $1,800 0.0% --
07/20/2015 07/20/15 Sold $248,990 +8.3% $143 / Sq Ft View Prior Sale
05/13/2015 05/13/15 Pending -- -- --
08/12/2014 08/12/14 For Sale $229,990 -- $132 / Sq Ft
Source: Golden Isles Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,140 $204,960 $36,000 $168,960
2024 $5,140 $204,960 $36,000 $168,960
2023 $2,067 $183,240 $36,000 $147,240
2022 $2,497 $141,800 $24,000 $117,800
2021 $2,571 $127,400 $18,000 $109,400
2020 $2,594 $127,400 $18,000 $109,400
2019 $2,594 $127,400 $18,000 $109,400
2018 $2,974 $113,920 $18,000 $95,920
2017 $2,594 $105,720 $18,000 $87,720
2016 $2,405 $99,600 $18,000 $81,600
2015 -- $41,720 $18,000 $23,720
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Golden Isles Association of REALTORS®

MLS Number: 1655693

Golden Isles Association of REALTORS®

APN: 04-14695