$445,000
UNDER CONTRACT $20K PRICE DROP

1108 Terraces Ln Hampstead, NC 28443

Estimated payment $2,361/month

Total Views 103,497
5 Beds
4 Baths
2,400-2,599 Sq Ft
$177 Price per Sq Ft

Highlights

  • Wetlands on Lot
  • Vaulted Ceiling
  • Community Pool
  • Topsail Elementary School Rated A-
  • Main Floor Primary Bedroom
  • Covered Patio or Porch

About This Home

Price Reduced + Motivated Sellers! Tucked away at the end of a quiet cul-de-sac, this stunning Richmond floor plan by Windsor Homes offers privacy, style, and space in one of Hampstead's most sought-after communities. With just over 2,500 sq. ft., this 5 bedroom, 3.5 bathroom home is designed for both comfortable living and effortless entertaining. A beautifully landscaped front yard, charming stone wainscoting, and a welcoming covered porch set the tone. Inside, you'll find coffered ceilings in the dining room, soaring vaulted ceilings, and durable LVP flooring throughout the main living areas. The heart of the home is the gourmet kitchen with granite countertops, an oversized island, stainless steel appliances, and a gas range—perfect for the at-home chef. The open layout flows seamlessly into the living and dining areas, making hosting a breeze. The main-level primary suite offers a private retreat with a spa-like ensuite and spacious walk-in closet. Upstairs, four additional bedrooms provide flexible living space, with one easily serving as a media room, game room, or home office. Step outside to your back patio overlooking serene wetlands, with no neighbors behind or beside you—an ideal setting for privacy and peaceful views. Community amenities include a pool, outdoor clubhouse, lake, picnic and grilling areas, scenic walking trails, sidewalks, and a planned multi-use path that will connect directly to the Surf City Bridge. Whether you're hosting gatherings, relaxing in your private backyard oasis, or enjoying everything this vibrant neighborhood has to offer, this home is a true lifestyle upgrade—now at an even better value. Freshly Painted! For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details

Listing Agent

Stephanie Bolleyer

Coldwell Banker Sea Coast Advantage-Hampstead License #351352 Listed on: 07/31/2025

Coldwell Banker Sea Coast Advantage-Hampstead

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $602

Year Built

  • Built in 2023

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 70x63x78x149x65
  • Property fronts a private road
  • Property is zoned RP

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,400-2,599 Sq Ft Home
  • 2-Story Property
  • Furnished or left unfurnished upon request
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Combination Dining and Living Room
  • Luxury Vinyl Plank Tile Flooring

Kitchen

  • Gas Oven
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Outdoor Features

  • Wetlands on Lot
  • Covered Patio or Porch

Schools

  • Surf City Elementary And Middle School
  • Topsail High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Natural Gas Connected
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 4215-97-1923-0000

Community Details

Overview

  • $90 Monthly HOA Fees
  • The Terraces At Surf City Association, Phone Number (910) 509-7281
  • The Terraces Subdivision
  • Maintained Community

Amenities

  • Picnic Area

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$602

Year Built

Built in 2023

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2023
  • Property Sub Type: Single Family Residence
  • Appliances: Gas Oven, Built-In Microwave, Dishwasher
  • Original List Price: 445000.00
  • Unit Levels: Two
  • Is New Construction?: No
  • Island Or Mainland: Mainland
  • Prospect Exempt Y N: No
  • Remarks And Showing Info Recording Device Y N: No
  • Remarks Written By Agent Y N: Yes
  • List Price Per Sqft: 177.08
  • Special Features: UnderContract

Interior Features

  • Basement: None
  • Dining Room Type: Combination
  • Flooring: LVT/LVP
  • Interior Amenities: Master Downstairs, Walk-in Closet(s), Vaulted Ceiling(s), Kitchen Island, Ceiling Fan(s), Gas Log, Walk-In Closet(s)
  • Master Bedroom Level: Primary Living Area
  • Stories: 2
  • Furnished: Unfurnished
  • Laundry Features: Dryer Hookup, Washer Hookup
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log
  • Has Fireplace?: Yes
  • Total Bedrooms: 9
  • Room Types: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Dining Area, Laundry
  • Bathrooms Total Source: Computed
  • Bathrooms Total Notational: 3.10
  • Living Area Range: 2400 - 2599

Exterior Features

  • Exterior Finish: Vinyl Siding
  • Fencing: None
  • Roof: Architectural Shingle
  • Road Frontage Type: Private Road, Paved
  • Road Surface Type: Paved
  • Waterfront?: No
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Has Attached Garage?: No
  • Garaged Spaces: 2.00
  • Parking Features: Garage Faces Front
  • Total Parking Spaces: 2.00
  • Attached Garage Spaces: 2.00

Utilities

  • Utilities: Natural Gas Connected, Sewer Connected, Water Connected
  • Water Heater: Natural Gas
  • Heating System Fuel Source: Electric
  • Water Source: Public
  • Cooling: Central Air, Heat Pump
  • Has Cooling?: Yes
  • Heating: Heat Pump, Electric, Forced Air
  • Heating Yn: Yes
  • Sewer Provider: Municipal Sewer
  • Electric Provider: Duke Energy

Condo/Co-op/Association

  • Association Amenities: Community Pool, Maintenance Common Areas, Maintenance Grounds, Maintenance Roads, Picnic Area, Sidewalks, Street Lights
  • Association Fees: 1080.00
  • Association Name: The Terraces at Surf City
  • Association Phone#: 910-509-7281
  • Has H O A?: Yes
  • Association Management Company: Go Property MGMT

Fee Information

  • Termite Bond Y N: Yes
  • Termite Company: Home Team
  • Termite Company Phone: 9103385572

Schools

  • Elementary School: Surf City
  • High School: Topsail
  • Middle Or Junior School: Surf City

Lot Info

  • Deed Book: 4831
  • Deed Page: 1878.00
  • Lot Number: 26
  • Zoning: RP
  • Lot Features: Wetlands
  • Lot Size Acres: 0.2
  • Lot Size: 70x63x78x149x65
  • Lot Size Sq Ft: 8712.00
  • Purchase Contract Date: 2026-01-16
  • Parcel#: 4215-97-1923-0000
  • Cobra Zone Y N: No
  • Federal Flood Insurance Available Y N: No
  • Permitted Use: Public

Tax Info

  • Tax Year: 2023
  • Tax Book Number: 69
  • Tax Map Number: 105
  • Tax Other Assessment Amount Frequency: N/A
  • Tax Amount: 601.52

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,181 $408,927 $33,600 $375,327
2024 $2,181 $262,807 $48,510 $214,297
2023 $0 $48,510 $48,510 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/05/2025 12/05/25 Price Changed $445,000 -1.1% $177 / Sq Ft
11/07/2025 11/07/25 Price Changed $450,000 -1.1% $179 / Sq Ft
10/23/2025 10/23/25 Price Changed $455,000 -1.1% $181 / Sq Ft
08/24/2025 08/24/25 Price Changed $460,000 -1.1% $183 / Sq Ft
07/31/2025 07/31/25 For Sale $465,000 +3.4% $185 / Sq Ft
03/05/2024 03/05/24 Sold $449,900 0.0% $179 / Sq Ft View Prior Sale
02/07/2024 02/07/24 Pending -- -- --
07/18/2023 07/18/23 For Sale $449,900 -- $179 / Sq Ft
Source: Hive MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $450,000 None Listed On Document
Source: Public Records

About the Listing Agent

Stephanie Bolleyer

Coldwell Banker Sea Coast Advantage-Hampstead

(910) 387-4182

Section Image

Originally from Oregon, I’ve lived across the United States in places like Minnesota, Wisconsin, Chicago, and Connecticut, where my real estate journey began. Now calling North Carolina home, I’ve fallen in love with its vibrant communities and breathtaking landscapes.

Real estate is more than a profession to me—it’s a passion. I understand the importance of finding a home that fits your unique needs and the emotional weight of selling a cherished property. I would be honored to guide

Stephanie's Other Listings

  • 20 S Passerine Path, Hampstead, NC 28443

    $675,000 Sold Feb 17, 2026

    • 4 Beds
    • 3.5 Baths
    • 2,800+ Sq Ft
    • 20 S Passerine Path
    • Hampstead, NC

    Resort-style living at its finest! This beautifully upgraded home offers a heated saltwater pool and an incredible outdoor retreat designed for both relaxation and entertaining. Enjoy the covered and screened-in porch overlooking the pool, complete with paver surround and an extended patio area perfect for gatherings. The fully fenced backyard features low-maintenance turf and your very own

    Stephanie Bolleyer Coldwell Banker Sea Coast Advantage-Hampstead

Source: Hive MLS

MLS Number: 100522183

Hive MLS

APN: 4215-97-1923-0000

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