$399,900

1109 Bancroft Ave Colonial Beach, VA 22443

Estimated payment $2,171/month

Total Views 12,404
2 Beds
2 Baths
1,040 Sq Ft
$385 Price per Sq Ft

Highlights

  • Seaplane Permitted
  • Public Beach
  • Bay View
  • Home fronts navigable water
  • Fishing Allowed
  • Open Floorplan

About This Home

CharmingPoint Cottage Just Blocks from the Water If you love the charm of Colonial Beach cottages, this one is hard to beat. Located just two blocks from Monroe Bay and two blocks from the Potomac River, this 2-bedroom, 2-bath home sits right in the heart of the Point neighborhood, where golf carts, beach days, and evening walks by the water are part of everyday life. The home welcomes you with an enclosed four-season porch, a great spot to enjoy your morning coffee or unwind after a day on the water. Inside, the living and dining areas flow together comfortably, creating an easy space for everyday living or gathering with friends. The cottage kitchen with breakfast nook keeps the home’s classic character, while the additional living space just off the kitchen offers flexibility for an office, studio, or extra sitting area. The primary bedroom includes its own attached bath, and throughout the home you’ll find charming vintage details—crystal door handles, a porcelain sink, and a clawfoot tub—that give the house its timeless cottage feel. Out back is where this property really shines. The expansive screened-in deck creates a perfect outdoor living space for entertaining, dining, or simply relaxing with friends and family. The large, flat fenced yard spans two lots, offering room to spread out along with multiple storage sheds for beach gear, bikes, and tools. You’ll even catch a peek of Monroe Bay from the yard. Living on The Point means you're just minutes from the boardwalk, beaches, restaurants, boutiques, and waterfront sunsets that make Colonial Beach such a special place to call home.

Listing Agent

Jessica Anthony

(540) 469-4300 kbreen@coldwellbanker.com Coldwell Banker Elite Brokerage Phone: 5404694300 Listed on: 04/03/2026

Coldwell Banker Elite

Co-Listing Agent

Eric Nelson

(804) 224-3501 kbreen@coldwellbanker.com Coldwell Banker Elite Brokerage Phone: 5404694300 License #0225220941

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $582

Year Built

  • Built in 1955

Lot Details

  • 7,153 Sq Ft Lot
  • Home fronts navigable water
  • Public Beach
  • Back Yard Fenced
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Additional Land
  • Additional Parcels
  • Property is zoned R2

Parking

  • Gravel Driveway

Home Design

  • Cottage
  • Wood Walls
  • Architectural Shingle Roof
  • Aluminum Siding

Interior Spaces

  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Bay Views
  • Crawl Space
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Freestanding Bathtub

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Public Water Access
  • Property near a bay
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Powered Boats Permitted
  • Enclosed Patio or Porch
  • Shed

Location

  • Bayside

Utilities

  • Central Air
  • Heat Pump System
  • Tankless Water Heater
  • Propane Water Heater

Listing and Financial Details

  • Tax Lot E & I
  • Assessor Parcel Number 3A1 2 20 E, 3A1 2 20 I

Community Details

Overview

  • No Home Owners Association
  • The Point Subdivision

Recreation

  • 1 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$582

Year Built

Built in 1955

Lot Details

7,153 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1955
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Refrigerator, Oven/Range - Electric, Range Hood, Water Heater - Tankless
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Attic, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Wood Floors
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall, Wood Walls
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 1360
  • Living Area Sq Ft: 1040
  • Price Per Sq Ft: 384.52
  • Above Grade Finished Sq Ft: 1040
  • Above Grade Unfinished Sq Ft: 320
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Aluminum Siding
  • Roof: Architectural Shingle
  • View: Bay, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Public Beach, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Monroe Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Security: Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: Yes
  • Fencing: Rear
  • Lot Features: Additional Lot(s), Cleared, Landscaping, Level
  • Lot Size Acres: 0.16
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7153.00
  • Outdoor Living Structures: Porch(es), Screened, Enclosed
  • Zoning: R2
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 582.12
  • Assessor Parcel Number: 3A1 2 20 E, 3A1 2 20 I
  • Tax Lot: E & I
  • Tax Year: 2025

MLS Schools

  • School District Name: COLONIAL BEACH PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $563 $134,000 $39,200 $94,800
2024 $563 $134,000 $39,200 $94,800
2023 $536 $134,000 $39,200 $94,800
2022 $536 $134,000 $39,200 $94,800
2021 $525 $114,000 $39,200 $74,800
2020 $536 $114,000 $39,200 $74,800
2018 $451 $114,000 $39,200 $74,800
2017 -- $112,700 $39,200 $73,500
2016 $440 $112,700 $39,200 $73,500
2015 -- $109,100 $39,200 $69,900
2014 -- $0 $0 $0
2013 -- $109,100 $39,200 $69,900
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/03/2026 04/03/26 For Sale $399,900 +116.2% $385 / Sq Ft
10/15/2019 10/15/19 Sold $185,000 -4.9% $178 / Sq Ft View Prior Sale
09/06/2019 09/06/19 For Sale $194,500 -- $187 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $185,000 Lawyers Title/Westmoreland
Warranty Deed $115,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $175,750 New Conventional
Previous Owner $92,000 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: VAWE2010842

Bright MLS

APN: 3A1-2-20-E

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