$406,500
SOLD OCT 14, 2025

11094 Affirmed Ct Ruther Glen, VA 22546

4 Beds
2.5 Baths
2,092 Sq Ft
9,497 Sq Ft Lot

Recently Sold

$194 Per Sq Ft

61 Days on Market

Highlights

  • Colonial Architecture
  • Breakfast Room
  • Living Room
  • Mud Room
  • 2 Car Attached Garage
  • Community Playground

About This Home

As of October 2025

Welcome to 11094 Affirmed Ct - a beautifully renovated 4 bedroom, 2.5 bath colonial nestled on a peaceful cul-de-sac in the sought-after Belmont at Carmel Church community. Featuring a new kitchen with quartz countertops and stainless steel appliance, new hardwood floors throughout the main level, new carpet in upper level, and freshly painted interior and exterior. This stunning home offers the perfect blend of modern upgrades and classic charm, providing a warm and inviting space for comfortable living and effortless entertaining.

Last Agent to Sell the Property

Mrs. Grace Bellows

gracebellows.realestate@gmail.com Samson Properties License #0225270286 Listed on: 07/12/2025

Samson Properties

Last Buyer's Agent

Gustavo Cruz

(703) 403-4959 GustavoSellsNOVA@gmail.com Samson Properties

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,055

Year Built

  • Built in 2019

Lot Details

  • 9,497 Sq Ft Lot
  • Property is zoned PRD

HOA Fees

  • $64 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 2,092 Sq Ft Home
  • Property has 2 Levels
  • Mud Room
  • Family Room
  • Living Room
  • Dining Room
  • Crawl Space

Kitchen

  • Breakfast Room
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Accessible Home Design

  • Halls are 36 inches wide or more

Schools

  • Caroline High School

Utilities

  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 221
  • Assessor Parcel Number 82A-6-221

Community Details

Overview

  • Association fees include trash
  • Built by HAMLET HOMES CORP
  • Belmont At Carmel Church Subdivision, Madison Model Colonial Floorplan

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,055

Year Built

Built in 2019

Lot Details

0

HOA Fees

$64 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: 36"+ Wide Halls
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2019
  • Automatically Close On Close Date: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Icemaker, Refrigerator, Stove, Microwave
  • Interior Amenities: Breakfast Area, Dining Area, Primary Bath(s)
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Mud Room
  • Basement: No
  • Total Sq Ft: 2092
  • Living Area Sq Ft: 2092
  • Price Per Sq Ft: 195.03
  • Above Grade Finished Sq Ft: 2092
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 64.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Trash
  • HOA: Yes
  • Senior Community: No

Schools

  • High School Source: 3rd Party
  • School District Source: 3rd Party
  • High School: CAROLINE

Lot Info

  • Lot Size Acres: 0.22
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9497.00
  • Zoning: PRD
  • In City Limits: No

Building Info

  • Builder Name: HAMLET HOMES CORP

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2055.00
  • Assessor Parcel Number: 82A-6-221
  • Tax Lot: 221
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 5, 2025
Sold by
Equity Trustees Llc
Bought by
Ffc Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,000
Outstanding Balance
$331,148
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$73,304

Purchase Details

Listed on
Aug 10, 2022
Closed on
Oct 18, 2022
Sold by
Ffc Properties Llc
Bought by
Marshall Heather Lee and Marshall John
Seller's Agent
David Coy
Red Cedar Real Estate
Buyer's Agent
Alex Belcher
Belcher Real Estate, LLC.
List Price
$365,000
Sold Price
$356,000
Premium/Discount to List
-$9,000
-2.47%
Views
92

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.36%
Original Mortgage
$331,000
Interest Rate
5.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 25, 2022
Sold by
Brown Dustan L
Bought by
Ffc Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
5.81%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 6, 2018
Sold by
Hamlet Homes Corp
Bought by
Brown Dustan L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,910
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Trustee Deed $287,801 None Listed On Document
Deed $356,000 First American Title
Deed $264,891 Glasser And Glasser Plc
Bargain Sale Deed $259,900 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $332,000 New Conventional
Previous Owner $331,000 New Conventional
Previous Owner $285,000 New Conventional
Previous Owner $233,910 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/14/2025 10/14/25 Sold $406,500 -0.4% $194 / Sq Ft
10/11/2025 10/11/25 Price Changed $408,000 0.0% $195 / Sq Ft
10/11/2025 10/11/25 For Sale $408,000 0.0% $195 / Sq Ft
08/01/2025 08/01/25 Price Changed $408,000 +2.3% $195 / Sq Ft
07/12/2025 07/12/25 For Sale $399,000 +12.1% $191 / Sq Ft
10/20/2022 10/20/22 Sold $356,000 +1.7% $170 / Sq Ft View Prior Sale
09/22/2022 09/22/22 Price Changed $350,000 +0.7% $167 / Sq Ft
08/31/2022 08/31/22 Price Changed $347,500 -0.6% $166 / Sq Ft
08/16/2022 08/16/22 Price Changed $349,500 -4.2% $167 / Sq Ft
08/10/2022 08/10/22 For Sale $365,000 -- $174 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $303,457 $394,100 $67,000 $327,100
2024 $2,029 $263,500 $67,000 $196,500
2023 $2,029 $263,500 $67,000 $196,500
2022 $2,029 $263,500 $67,000 $196,500
2021 $2,029 $263,500 $67,000 $196,500
2020 $1,660 $200,000 $51,000 $149,000
2019 $1,660 $200,000 $51,000 $149,000
2018 $374 $45,000 $45,000 $0
2017 $374 $45,000 $45,000 $0
2016 $369 $45,000 $45,000 $0
2015 $324 $45,000 $45,000 $0
2014 $324 $45,000 $45,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACV2008516

Bright MLS

APN: 82A-6-221