$250,000

Estimated payment $1,955/month

1 Bed
1.5 Baths
906 Sq Ft
$276 Price per Sq Ft

Highlights

  • Landscaped Professionally
  • Wood Flooring
  • Corner Lot
  • Lincoln Elementary School Rated A
  • Main Floor Bedroom
  • 2-minute walk to Baker Memorial Park

About This Home

Experience the best of downtown St. Charles in this ideally located condo, just steps from everything the city has to offer. Enjoy a truly walkable lifestyle with restaurants, nightlife, boutique shopping, the Fox River, scenic Riverwalk, and miles of bike trails right outside your door. ** Inside, you'll find beautiful hardwood floors throughout and a spacious primary suite featuring elegant French doors, a large walk-in closet, and a private en suite bath complete with a relaxing soaker tub. The updated kitchen and bathrooms (2021) blend style and function, while a huge walk-in pantry provides exceptional storage rarely found in condo living. The convenience continues with an in-unit laundry room featuring a full-size washer and dryer, along with the ease and accessibility of an elevator building. Whether you're looking for a low-maintenance home, a weekend retreat, or a place to enjoy the vibrant downtown lifestyle, this condo offers comfort, convenience, and an unbeatable location. Don't miss your opportunity to own in one of St. Charles' most desirable in-town communities!

Listing Agent

Laura Parker

eXp Realty Brokerage Phone: (847) 514-2443 License #475123280 Listed on: 08/26/2026

eXp Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,055

Year Built

  • Built in 2001

Lot Details

  • Landscaped Professionally

HOA Fees

  • $245 Monthly HOA Fees

Home Design

  • Entry on the 2nd floor
  • Brick Exterior Construction
  • Cedar

Interior Spaces

  • 906 Sq Ft Home
  • 3-Story Property
  • High Ceiling
  • Ceiling Fan
  • Family Room
  • Living Room
  • Formal Dining Room
  • Storage
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Quartz Countertops
  • Disposal

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Potential Bedroom
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Parking

  • 1 Parking Space
  • Parking Available
  • Driveway
  • Parking Included in Price
  • Assigned Parking

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include lawn care, scavenger, snow removal
  • 10 Units
  • Manager Association, Phone Number (773) 572-0880
  • Portland Terrace Subdivision
  • Property managed by Westward360

Pet Policy

  • Dogs and Cats Allowed

Security

  • Carbon Monoxide Detectors
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,055

Year Built

Built in 2001

Lot Details

0 Sq Ft Lot

HOA Fees

$245 per month

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • EntryLevel: 2
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: Portland Terrace
  • Year Built: 2001
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Attribution Contact: (847) 514-2443
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 3

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 1
  • Flooring: Hardwood
  • Interior Amenities: Elevator, 1st Floor Bedroom, 1st Floor Full Bath, Storage, Walk-In Closet(s), High Ceilings, Pantry, Quartz Counters
  • LivingArea: 906
  • Other Equipment: Fire Sprinklers, CO Detectors, Ceiling Fan(s)
  • Room Type: Walk In Closet
  • Stories Total: 3
  • Estimated Total Finished Sq Ft: 906
  • Bathroom Amenities: Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 906
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Brick, Cedar
  • Lot Features: Corner Lot, Landscaped
  • Waterfront: No

Garage/Parking

  • Parking Features: Asphalt, Assigned, Yes, Other
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 245
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Westward360
  • Management Contact Name: Manager
  • Management Phone: 773-572-0880

Fee Information

  • Association Fee Includes: Lawn Care, Scavenger, Snow Removal

Lot Info

  • Lot Dimensions: COMMON
  • Special Assessments: Y

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 4055
  • Tax Year: 2025
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 10

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,055 $65,816 $18,907 $46,909
2024 $4,055 $60,643 $17,421 $43,222
2023 $3,704 $54,276 $15,592 $38,684
2022 $3,411 $48,242 $16,914 $31,328
2021 $3,261 $45,984 $16,122 $29,862
2020 $3,220 $45,126 $15,821 $29,305
2019 $3,156 $44,233 $15,508 $28,725
2018 $2,731 $38,928 $13,319 $25,609
2017 $2,648 $37,597 $12,864 $24,733
2016 $2,766 $36,276 $12,412 $23,864
2015 -- $35,885 $12,278 $23,607
2014 -- $36,167 $12,278 $23,889
2013 -- $37,520 $12,401 $25,119
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/26/2026 08/26/26 For Sale $250,000 +62.3% $276 / Sq Ft
08/05/2019 08/05/19 Sold $154,000 -2.5% $170 / Sq Ft View Prior Sale
06/22/2019 06/22/19 Pending -- -- --
06/19/2019 06/19/19 For Sale $157,900 -- $174 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $154,000 Greater Illinois Title Co
Warranty Deed $175,000 Professional National Title
Corporate Deed $161,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $123,200 New Conventional
Previous Owner $120,000 New Conventional
Previous Owner $52,500 Stand Alone Second
Previous Owner $122,500 Unknown
Previous Owner $26,240 Credit Line Revolving
Previous Owner $131,250 Unknown
Previous Owner $152,900 No Value Available
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12728934

Midwest Real Estate Data (MRED)

APN: 09-27-470-015

Your Personal Tour Guide

Ask me questions while you tour the home.