203 N 4th Ave Saint Charles, IL 60174
Downtown Saint Charles NeighborhoodEstimated payment $5,603/month
Highlights
- Open Floorplan
- Landscaped Professionally
- Deck
- Lincoln Elementary School Rated A
- Mature Trees
- 2-minute walk to Baker Memorial Park
About This Home
Set on a professionally landscaped corner in the coveted St. Charles Historic District, 203 N 4th Ave places in-town St. Charles living just steps from the Friday farmers market, downtown restaurants and social scene, the Riverwalk, Pottawatomie Park and Golf Course, the library, shops, and the Fox River. Designed to live and present like a detached single-family home, this beautifully remodeled residence pairs 2,678 SF above grade with an additional 1,063 SF of finished lower-level space, private-feeling outdoor areas, a fenced yard, and an oversized, deep attached 2-car garage. Inside, a vaulted foyer with stained-glass detail, rich woodwork, iron balusters, plantation shutters, crown molding, and warm, timeless finishes sets the tone for a home remodeled by the current owners with exceptional attention to quality. The main level is open while thoughtfully defined, connecting a generous living room anchored by a stone fireplace, a separate dining area, and a well-appointed kitchen with abundant custom cabinetry, granite countertops, stainless-steel appliances, a Viking gas range, pantry closet, and breakfast bar. A main-floor office, currently used as a study and also suitable as a fourth bedroom, sits near an adjacent full bath, creating valuable flexibility for guests, work-from-home, or main-level living needs. Seamlessly adjacent to the living room, patio doors with exquisite stained-glass transom detail open to a spacious Trex deck designed for dining, grilling, entertaining, and relaxing, surrounded by mature professional landscaping, outdoor lighting, fenced green space, and remarkable privacy for an in-town setting. Upstairs, the primary suite is a true retreat with vaulted ceilings, plantation shutters, a generous custom-organized walk-in closet, and a spa-like bath, dual vanities, hydrotherapy soaking tub, separate full-body shower, and private water closet. Two additional bedrooms share a Jack-and-Jill bath, while second-floor laundry with ample cabinetry and a utility sink keeps the upper level practical and polished. The finished lower level extends the home's livability with a large recreation/media area, fireplace, billiards/game space, full bath, bonus room, extensive storage with shelving systems, and a built-in wet bar with live-edge bar top, bar refrigerator, and open shelving. With four bedrooms, four full baths, two fireplaces, and generous closets throughout, this is a standout opportunity for buyers who want the charm and convenience of downtown St. Charles without giving up space, storage, privacy, or finish quality.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $12,358
Year Built
- Built in 2004
Lot Details
- Fenced
- Landscaped Professionally
- Mature Trees
HOA Fees
- $295 Monthly HOA Fees
Parking
- 2.5 Car Attached Garage
- Parking Available
- Pre-Wired for Electric Vehicle Charging
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Half Duplex
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Stone Siding
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- 2,678 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Wet Bar
- Built-In Features
- Bar Fridge
- Bar
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Gas Log Fireplace
- Plantation Shutters
- Drapes & Rods
- Stained Glass
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Living Room with Fireplace
- Formal Dining Room
- Bonus Room
- Storage Room
Kitchen
- Double Oven
- Gas Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
- Radiant Floor
- Laminate
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- 4 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Shower Body Spray
- Separate Shower
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
- Sink Near Laundry
Finished Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8+ Feet High
- Sump Pump
- Recreation or Family Area in Basement
- Finished Basement Bathroom
- Basement Storage
- Basement Window Egress
Outdoor Features
- Deck
- Exterior Lighting
Schools
- Munhall Elementary School
- Wredling Middle School
- St Charles East High School
Utilities
- Central Air
- Humidifier
- Heating System Uses Natural Gas
- 200+ Amp Service
- Gas Water Heater
- Water Purifier
- Water Softener is Owned
- Cable TV Available
Listing and Financial Details
- Homeowner Tax Exemptions
- Other Tax Exemptions
Community Details
Overview
- Association fees include insurance, exterior maintenance
- 2 Units
- Manager Association
- Property managed by Self-Managed
Pet Policy
- Dogs and Cats Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,358 | $187,758 | $28,292 | $159,466 |
| 2024 | $12,358 | $173,001 | $26,068 | $146,933 |
| 2023 | $11,517 | $154,838 | $23,331 | $131,507 |
| 2022 | $10,710 | $141,582 | $25,825 | $115,757 |
| 2021 | $10,342 | $132,800 | $24,616 | $108,184 |
| 2020 | $10,386 | $132,192 | $24,157 | $108,035 |
| 2019 | $10,199 | $129,575 | $23,679 | $105,896 |
| 2018 | $10,665 | $128,581 | $22,779 | $105,802 |
| 2017 | $10,405 | $124,185 | $22,000 | $102,185 |
| 2016 | $11,407 | $124,865 | $21,227 | $103,638 |
| 2015 | -- | $117,697 | $20,998 | $96,699 |
| 2014 | -- | $113,592 | $20,998 | $92,594 |
| 2013 | -- | $125,765 | $30,297 | $95,468 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/06/2026 08/06/26 | Pending | -- | -- | -- |
| 07/29/2026 07/29/26 | For Sale | $779,000 | -- | $291 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $380,000 | First American Title | |
| Deed | -- | None Available | |
| Quit Claim Deed | $695,000 | Chicago Title Insurance Comp | |
| Warranty Deed | $155,000 | Chicago Title Insurance Comp |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $334,000 | New Conventional | |
| Closed | $344,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $685,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $275,000 | Credit Line Revolving | |
| Previous Owner | $540,000 | Purchase Money Mortgage | |
| Previous Owner | $70,000 | Unknown | |
| Previous Owner | $500,000 | Unknown | |
| Previous Owner | $116,250 | Purchase Money Mortgage |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12718623
APN: 09-27-451-006
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Ask me questions while you tour the home.