$779,000
PENDING

Estimated payment $5,603/month

Total Views 14,684
4 Beds
4 Baths
2,678 Sq Ft
$291 Price per Sq Ft

Highlights

  • Open Floorplan
  • Landscaped Professionally
  • Deck
  • Lincoln Elementary School Rated A
  • Mature Trees
  • 2-minute walk to Baker Memorial Park

About This Home

Set on a professionally landscaped corner in the coveted St. Charles Historic District, 203 N 4th Ave places in-town St. Charles living just steps from the Friday farmers market, downtown restaurants and social scene, the Riverwalk, Pottawatomie Park and Golf Course, the library, shops, and the Fox River. Designed to live and present like a detached single-family home, this beautifully remodeled residence pairs 2,678 SF above grade with an additional 1,063 SF of finished lower-level space, private-feeling outdoor areas, a fenced yard, and an oversized, deep attached 2-car garage. Inside, a vaulted foyer with stained-glass detail, rich woodwork, iron balusters, plantation shutters, crown molding, and warm, timeless finishes sets the tone for a home remodeled by the current owners with exceptional attention to quality. The main level is open while thoughtfully defined, connecting a generous living room anchored by a stone fireplace, a separate dining area, and a well-appointed kitchen with abundant custom cabinetry, granite countertops, stainless-steel appliances, a Viking gas range, pantry closet, and breakfast bar. A main-floor office, currently used as a study and also suitable as a fourth bedroom, sits near an adjacent full bath, creating valuable flexibility for guests, work-from-home, or main-level living needs. Seamlessly adjacent to the living room, patio doors with exquisite stained-glass transom detail open to a spacious Trex deck designed for dining, grilling, entertaining, and relaxing, surrounded by mature professional landscaping, outdoor lighting, fenced green space, and remarkable privacy for an in-town setting. Upstairs, the primary suite is a true retreat with vaulted ceilings, plantation shutters, a generous custom-organized walk-in closet, and a spa-like bath, dual vanities, hydrotherapy soaking tub, separate full-body shower, and private water closet. Two additional bedrooms share a Jack-and-Jill bath, while second-floor laundry with ample cabinetry and a utility sink keeps the upper level practical and polished. The finished lower level extends the home's livability with a large recreation/media area, fireplace, billiards/game space, full bath, bonus room, extensive storage with shelving systems, and a built-in wet bar with live-edge bar top, bar refrigerator, and open shelving. With four bedrooms, four full baths, two fireplaces, and generous closets throughout, this is a standout opportunity for buyers who want the charm and convenience of downtown St. Charles without giving up space, storage, privacy, or finish quality.

Listing Agent

Ryan Sjostrom

Compass License #475174444 Listed on: 07/29/2026

Compass

Co-Listing Agent

Laura Tiggelaar

Compass License #475219008

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $12,358

Year Built

  • Built in 2004

Lot Details

  • Fenced
  • Landscaped Professionally
  • Mature Trees

HOA Fees

  • $295 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Parking Available
  • Pre-Wired for Electric Vehicle Charging
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Half Duplex
  • Entry on the 1st floor
  • Brick Exterior Construction
  • Asphalt Roof
  • Stone Siding
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 2,678 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Bar Fridge
  • Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Plantation Shutters
  • Drapes & Rods
  • Stained Glass
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Formal Dining Room
  • Bonus Room
  • Storage Room

Kitchen

  • Double Oven
  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Radiant Floor
  • Laminate
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • 4 Full Bathrooms
  • Dual Sinks
  • Whirlpool Bathtub
  • Shower Body Spray
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8+ Feet High
  • Sump Pump
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Deck
  • Exterior Lighting

Schools

  • Munhall Elementary School
  • Wredling Middle School
  • St Charles East High School

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Gas Water Heater
  • Water Purifier
  • Water Softener is Owned
  • Cable TV Available

Listing and Financial Details

  • Homeowner Tax Exemptions
  • Other Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance
  • 2 Units
  • Manager Association
  • Property managed by Self-Managed

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$12,358

Year Built

Built in 2004

Lot Details

0 Sq Ft Lot

HOA Fees

$295 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: 1/2 Duplex,Townhouse-2 Story
  • Ownership: Condo
  • EntryLevel: 1
  • HabitableResidenceYN: Yes
  • New Construction: No
  • Property Sub-Type: 1/2 Duplex,Townhouse-2 Story
  • Year Built: 2004
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Contingent
  • SomePhotosVirtuallyStaged: No
  • Special Features: 4224
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Double Oven, Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Oven, Water Purifier, Water Softener, Water Softener Owned, Front Controls on Range/Cooktop, Gas Cooktop, Gas Oven, Humidifier
  • Basement: Finished, Egress Window, 8 ft + pour, Rec/Family Area, Storage Space, Full
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 2
  • Flooring: Hardwood, Laminate
  • Interior Amenities: Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, Storage, Built-in Features, Walk-In Closet(s), High Ceilings, Open Floorplan, Granite Counters, Pantry
  • LivingArea: 2678
  • Other Equipment: Water-Softener Owned, TV-Cable, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Water Heater-Gas
  • Room Type: Bonus Room, Deck, Foyer, Storage, Walk In Closet
  • Stories Total: 2
  • Window Features: Skylight(s), Drapes, Plantation Shutters, Some Stained Glass
  • Estimated Total Finished Sq Ft: 3741
  • Bathroom Amenities: Whirlpool,Separate Shower,Double Sink,Full Body Spray Shower,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room,Living Room
  • Total Sq Ft: 3849
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Brick, Cedar, Stone
  • ExteriorFeatures: Lighting
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Corner Lot, Landscaped, Mature Trees
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Concrete, Garage Door Opener, Garage, EV Ready, Yes, Garage Owned, Attached, Owned
  • ParkingTotal: 4.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Radiant Floor
  • Laundry Features: Upper Level, In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 3540
  • Association Fee Frequency: Annually
  • Management: Self-Management
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Self-Managed
  • Management Contact Name: Manager
  • Management Phone: 555-555-5555

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance

Schools

  • Elementary School: Munhall Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Wredling Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: Per Survey
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 12358
  • Tax Year: 2025
  • Tax Exemptions: Homeowner,Home Improvement

Multi Family

  • Units in Building: 2

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,358 $187,758 $28,292 $159,466
2024 $12,358 $173,001 $26,068 $146,933
2023 $11,517 $154,838 $23,331 $131,507
2022 $10,710 $141,582 $25,825 $115,757
2021 $10,342 $132,800 $24,616 $108,184
2020 $10,386 $132,192 $24,157 $108,035
2019 $10,199 $129,575 $23,679 $105,896
2018 $10,665 $128,581 $22,779 $105,802
2017 $10,405 $124,185 $22,000 $102,185
2016 $11,407 $124,865 $21,227 $103,638
2015 -- $117,697 $20,998 $96,699
2014 -- $113,592 $20,998 $92,594
2013 -- $125,765 $30,297 $95,468
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/06/2026 08/06/26 Pending -- -- --
07/29/2026 07/29/26 For Sale $779,000 -- $291 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $380,000 First American Title
Deed -- None Available
Quit Claim Deed $695,000 Chicago Title Insurance Comp
Warranty Deed $155,000 Chicago Title Insurance Comp
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $334,000 New Conventional
Closed $344,000 Adjustable Rate Mortgage/ARM
Previous Owner $685,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $275,000 Credit Line Revolving
Previous Owner $540,000 Purchase Money Mortgage
Previous Owner $70,000 Unknown
Previous Owner $500,000 Unknown
Previous Owner $116,250 Purchase Money Mortgage
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12718623

Midwest Real Estate Data (MRED)

APN: 09-27-451-006

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