$1,995,000
SOLD JUN 24, 2025

1114 White St Key West, FL 33040

Old Town Neighborhood
1 Bed
4 Baths
3,660 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$545 Per Sq Ft

29% Below List Price

80 Days on Market

About This Home

As of June 2025

An exceptional investment opportunity awaits in Old Town just south of Truman in the Gallery District on White Street. This income-producing property features four newly renovated (2023) commercial spaces and a legal leasable renovated residential apartment, offering a diverse and steady revenue stream. Located in the desirable X Flood Zone, this property is built for durability featuring impact windows and doors throughout. It boasts three separate entrances, providing flexibility for tenants and potential owner-occupants. This property also has the potential to be transformed into a luxurious 3,660 sq. ft. single-family residence. With its spacious layout and separate entrances, the commercial spaces could easily be repurposed into multiple bedrooms or living areas, creating an expansive home with distinct zones for relaxation, entertainment, and work. The bright, open floor plan, high ceilings, and updated finishes in the residential apartment already set the foundation for a seamless transition. Additionally, the 650 sq. ft. event space in the back could become a stunning great room or private studio, while the storage shed could be converted into a garage or additional outdoor living space. Whether you're looking for a spacious family home or a sophisticated live-work environment, this property offers incredible versatility to accommodate your vision.Call to schedule an appointment to see this property today!

Last Agent to Sell the Property

Kate Green

Old Town Realty License #3578220 Listed on: 02/11/2025

Co-Listed By

Angela Williamson-Kunkel

Old Town Realty License #3470553

Last Buyer's Agent

Elaine Coyle

Keller Williams Key West Compass Realty License #704304

Keller Williams Key West Compass Realty

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,440

Year Built

1945

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key West
  • K W Neighborhood: Old Town-S of Truman
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 1.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Other Terms
  • Side: Median
  • State Province: FL
  • Taxes: 14440.01
  • Year Built: 1945
  • Alternate Key Number: 1033511
  • Building Style: Ground Level
  • Cooling Heating: Central Air, Ceiling Fans(s), Wall/Window Unit(s)
  • Lot Sq Ft: 5201.00
  • License Info: Non Trans Rntl Lic
  • License Info Number Of City License: 1
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 3660.00
  • Financial Status Standard Sale: Yes
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bathrooms: 4.00
  • Full Bathrooms: 3
  • Appliances: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Half Bathrooms: 1
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 1

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: Concrete, Other
  • Roof: Other Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA
  • Heating: Central

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Parcel Number: 00032750-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.12

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 11, 2025
Closed on
Jun 24, 2025
Sold by
Grazeland Aviation Llc
Bought by
1114 White St Llc
Seller's Agent
Kate Green
Old Town Realty
Buyer's Agent
Elaine Coyle
Keller Williams Key West Compass Realty
List Price
$2,795,000
Sold Price
$1,995,000
Premium/Discount to List
-$800,000
-28.62%
Views
5
Current Estimated Value
$1,932,955

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$62,045
Avg. Annual Appreciation
-9.69%
Original Mortgage
$1,795,000
Outstanding Balance
$1,790,392
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$142,563

Purchase Details

Closed on
May 6, 2022
Sold by
Messery Properties Llc
Bought by
Grazeland Aviation Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,350,000
Interest Rate
4.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 18, 2014
Sold by
Marino Construction Group Inc
Bought by
Messery Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
4.19%
Mortgage Type
Commercial

Purchase Details

Closed on
Aug 9, 2010
Sold by
Pfent David John and Pfent Evelyn C
Bought by
Marino Construction Group Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$425,000
Interest Rate
8%
Mortgage Type
Commercial

Purchase Details

Closed on
Mar 11, 2010
Sold by
Watkins H Everett
Bought by
Us Bank National Association and Credit Suisse First Boston Csfb 2005-7

Purchase Details

Closed on
Jun 1, 1995
Bought by
Messery Properties Llc

Purchase Details

Closed on
Apr 1, 1992
Bought by
Messery Properties Llc

Purchase Details

Closed on
Feb 1, 1970
Bought by
Messery Properties Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,995,000 None Listed On Document
Warranty Deed $1,995,000 None Listed On Document
Warranty Deed $1,890,000 Spottswood Spottswood Spottswo
Warranty Deed $800,000 Attorney
Warranty Deed $475,000 Attorney
Trustee Deed -- None Available
Warranty Deed $300,000 --
Warranty Deed $300,000 --
Deed $20,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,795,000 New Conventional
Closed $1,795,000 New Conventional
Previous Owner $1,350,000 New Conventional
Previous Owner $600,000 Commercial
Previous Owner $425,000 Commercial
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/24/2025 06/24/25 Sold $1,995,000 -20.0% $545 / Sq Ft
05/02/2025 05/02/25 Pending -- -- --
03/15/2025 03/15/25 Price Changed $2,495,000 -10.7% $682 / Sq Ft
02/11/2025 02/11/25 For Sale $2,795,000 -- $764 / Sq Ft
Source: Key West Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,440 $1,652,516 $1,167,104 $485,412
2023 $14,440 $1,642,921 $1,167,104 $475,817
2022 $9,521 $1,125,981 $650,125 $475,856
2021 $9,273 $1,033,616 $598,115 $435,501
2020 $9,186 $1,033,655 $598,115 $435,540
2019 $9,275 $1,189,725 $754,145 $435,580
2018 $8,793 $1,135,110 $731,521 $403,589
2017 $7,250 $767,578 $0 $0
2016 $7,485 $749,403 $0 $0
2015 $7,266 $708,736 $0 $0
2014 $7,154 $669,716 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • K

    Seller's Agent in 2025

    Kate Green

    Old Town Realty

    (443) 610-2448

    2 in this area

    5 Total Sales

    Kate Green
    Section Image

  • A

    Seller Co-Listing Agent in 2025

    Angela Williamson-Kunkel

    Old Town Realty

    (305) 546-1538

    4 in this area

    15 Total Sales

    Angela Williamson-Kunkel
    Section Image

  • E

    Buyer's Agent in 2025

    Elaine Coyle

    Keller Williams Key West Compass Realty

    (305) 923-9202

    17 in this area

    69 Total Sales

    Elaine Coyle
    Section Image
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Map

Source: Key West Association of REALTORS®

MLS Number: 613647

Key West Association of REALTORS®

APN: 00032750-000000

Florida Monroe County Key West 33040 Old Town

1114 White St, Key West, FL

This home is located at 1114 White St, Key West, FL 33040 and is currently priced at $1,995,000, approximately $545 per square foot. This property was built in 1945. 1114 White St is a home located in Monroe County with nearby schools including Horace O'Bryant School, Key West High School, and May Sands Montessori School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Key West Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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