NOT LISTED FOR SALE

11155 Cove Lake Rd Lusby, MD 20657

Estimated Value: $327,000 - $414,235

3 Beds
2.5 Baths
1,444 Sq Ft
$250/Sq Ft Est. Value

Last Sold June 15, 2021

Last sale price $265,000 $184 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $2,156/month

Highlights

  • Beach
  • Canoe or Kayak Water Access
  • 1.5 Acre Lot
  • Home fronts navigable water
  • Fishing Allowed
  • Ceramic Tile Flooring

About This Home

As of June 2021

Wonderful beach access community with larger lots and custom built homes. Very special split foyer. Main level has eat in kitchen, half bath, laundry room with mud room set up and door to rear yard. Living room with wood stove and formal dining room to use as you wish. Maybe an office or work out room. 3 large bedrooms on upper level with 2 full baths. Newer carpet. Tile floors. Owners in process of finishing a few projects call Jan for details. Large shed. Very private lot with wild raspberries, black berries, and even a fruitful crabapple tree. Come and see it as we do not expect it to last long in this market.

Last Agent to Sell the Property

Jan Kleponis

(410) 610-2766 Kleponis@comcast.net O'Brien Realty ERA Powered License #535259 Listed on: 05/01/2021

O'Brien Realty ERA Powered

Last Buyer's Agent

Pamela Rollins-Butler

(301) 653-0460 pam.rollins@c21nm.com CENTURY 21 New Millennium License #588746

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,879

Year Built

  • Built in 1989

Lot Details

  • 1.5 Acre Lot
  • Home fronts navigable water
  • Property is in good condition

HOA Fees

  • $6 Monthly HOA Fees

Home Design

  • Split Foyer
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay

Schools

  • Dowell Elementary School
  • Southern Middle School
  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic

Listing and Financial Details

  • Tax Lot 46R
  • Assessor Parcel Number 0501192043

Community Details

Overview

  • Cove Of Calvert HOA
  • Cove Of Calvert Subdivision

Recreation

  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,879

Year Built

Built in 1989

Lot Details

0

HOA Fees

$6 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1989
  • Automatically Close On Close Date: No
  • Remarks Public: Wonderful beach access community with larger lots and custom built homes. Very special split foyer. Main level has eat in kitchen, half bath, laundry room with mud room set up and door to rear yard. Living room with wood stove and formal dining room to use as you wish. Maybe an office or work out room. 3 large bedrooms on upper level with 2 full baths. Newer carpet. Tile floors. Owners in process of finishing a few projects call Jan for details. Large shed. Very private lot with wild raspberries, black berries, and even a fruitful crabapple tree. Come and see it as we do not expect it to last long in this market.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Ceramic Tile, Carpet
  • Levels Count: 2
  • Room Count: 8
  • Basement: No
  • Total Sq Ft: 1444
  • Living Area Sq Ft: 1444
  • Price Per Sq Ft: 352.27
  • Above Grade Finished Sq Ft: 792
  • Below Grade Finished Sq Ft: 652
  • Total Below Grade Sq Ft: 652
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 11155

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access
  • Water Access: Yes
  • Water Body Name: Cove Lake and Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 70.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach
  • HOA Name: COVE OF CALVERT
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: DOWELL
  • Middle School: SOUTHERN
  • High School: PATUXENT
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139842846
  • School District Source: 3rd Party
  • Elementary School: DOWELL
  • High School: PATUXENT
  • Middle Or Junior School: SOUTHERN

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 93000.00
  • Land Assessed Value: 157100.00
  • Land Use Code: 010
  • Lot Size Acres: 1.50
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 65470.00
  • Property Condition: Good
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14976596
  • Tax Annual Amount: 2879.00
  • Assessor Parcel Number: 0501192043
  • Tax Lot: 46R
  • Tax Total Finished Sq Ft: 1444
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 06/15/2021

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2021
Closed on
Jun 15, 2021
Sold by
Zdziebko Matthew and Zdziebko Clare
Bought by
Robinson Daniel A
Seller's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Buyer's Agent
Pamela Rollins-Butler
CENTURY 21 New Millennium
List Price
$299,900
Sold Price
$265,000
Premium/Discount to List
-$34,900
-11.64%
Current Estimated Value
$361,309

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,309
Avg. Annual Appreciation
7.37%
Original Mortgage
$267,676
Outstanding Balance
$242,347
Interest Rate
2.9%
Mortgage Type
USDA
Estimated Equity
$118,962

Purchase Details

Closed on
Dec 22, 2009
Sold by
Nationstar Mortgage Llc
Bought by
Zdziebko Matthew and Zdziebko Clare

Purchase Details

Closed on
Feb 20, 1990
Sold by
S R Smith Contractor Inc
Bought by
Miles Ernest and Miles Cynthia A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
10.1%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Robinson Daniel A $265,000 Bridgeview Title Llc
Zdziebko Matthew $181,000 --
Nationstar Mortgage Llc $233,376 --
Miles Ernest $134,300 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Robinson Daniel A $267,676
Closed Robinson Daniel A $8,030
Previous Owner Miles Ernest $100,000
Closed Zdziebko Matthew --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/15/2021 06/15/21 Sold $265,000 -5.0% $184 / Sq Ft
05/07/2021 05/07/21 Pending -- -- --
05/01/2021 05/01/21 Price Changed $279,000 -7.0% $193 / Sq Ft
05/01/2021 05/01/21 For Sale $299,900 -- $208 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,077 $279,967 $0 $0
2024 $3,077 $265,033 $0 $0
2023 $2,813 $250,100 $157,100 $93,000
2022 $2,762 $245,567 $0 $0
2021 $5,525 $241,033 $0 $0
2020 $2,674 $236,500 $157,100 $79,400
2019 $2,481 $236,500 $157,100 $79,400
2018 $2,481 $236,500 $157,100 $79,400
2017 $2,715 $238,000 $0 $0
2016 -- $238,000 $0 $0
2015 $3,038 $238,000 $0 $0
2014 $3,038 $239,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCA182670

Bright MLS

APN: 01-192043