1116 Elgin Ln Key West, FL 33040
Old Town NeighborhoodEstimated payment $12,896/month
About This Home
There are streets in Old Town that everyone knows, and then there are streets like Elgin Lane that most people never even realize exist. Quiet, tucked away, and remarkably private, this hidden lane offers what buyers search for endlessly in Old Town privacy, off street parking, and a pool, all in one of the most desirable locations in Key West. 1116 Elgin Lane is a 3 bedroom, 2 bath home located in the Historic Seaport District, seamlessly blending authentic Key West history with thoughtful modern updates. The original structure dates back to the 1850s, and rich Dade County Pine walls and floors bring a warmth and character that simply cannot be replicated today. The kitchen serves as the heart of the home, featuring stainless steel appliances, granite countertops, and a wine cooler, all overlooking a dramatic vaulted living and dining area. Two sets of French doors open to an updated composite deck and covered porch, creating effortless indoor outdoor living. Beyond, a lush backyard centers around a 23 foot heated saltwater pool with waterfall feature and swim jets, complemented by a wet bar and outdoor shower, making the space equally suited for entertaining or quiet relaxation. On the main level, a spacious bedroom with beautiful Dade County Pine accents is paired with a full bathroom featuring a deep soaking tub and striking Brazilian slate floors. A generous office or den adds flexibility and can easily function as an additional bedroom if needed. Upstairs, the entire level is dedicated to the primary suite, complete with a full bathroom finished in Brazilian slate and two large closets offering ample storage. Recent improvements include new AC systems, updated windows, an on demand water heater, and storm shutters for all windows and doors. Quiet, central, and layered with history, 1116 Elgin Lane is one of Old Town's most compelling hidden opportunities and a rare chance to own a truly private retreat in the heart of Key West.
Listing Agent
The Spottswood Team
Truman & Co. (KW) Brokerage Phone: 3054324848 Listed on: 01/26/2026
Home Details
Home Type
- Single Family
Year Built
- 1930
Interior Spaces
- Soaking Tub
- Vaulted Ceiling
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,532 | $1,376,955 | $1,146,824 | $230,131 |
| 2024 | $9,510 | $1,520,033 | $1,297,032 | $223,001 |
| 2023 | $9,510 | $1,301,836 | $1,087,218 | $214,618 |
| 2022 | $8,119 | $1,023,467 | $805,877 | $217,590 |
| 2021 | $7,410 | $797,346 | $603,215 | $194,131 |
| 2020 | $7,015 | $767,784 | $569,041 | $198,743 |
| 2019 | $6,404 | $679,060 | $516,588 | $162,472 |
| 2018 | $6,137 | $635,629 | $470,492 | $165,137 |
| 2017 | $6,283 | $640,240 | $0 | $0 |
| 2016 | $7,419 | $722,098 | $0 | $0 |
| 2015 | $6,961 | $655,791 | $0 | $0 |
| 2014 | $6,265 | $565,454 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/17/2026 03/17/26 | Pending | -- | -- | -- |
| 02/24/2026 02/24/26 | Price Changed | $2,249,000 | -2.2% | $1,484 / Sq Ft |
| 01/26/2026 01/26/26 | For Sale | $2,299,000 | -- | $1,516 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $642,234 | Attorney | |
| Warranty Deed | $955,000 | None Available | |
| Warranty Deed | $1,300,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $535,000 | -- | |
| Warranty Deed | $385,000 | -- | |
| Deed | $125,000 | -- | |
| Warranty Deed | $129,000 | -- | |
| Deed | $10,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $500,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $428,000 | New Conventional | |
| Previous Owner | $250,000 | New Conventional | |
| Previous Owner | $250,000 | New Conventional | |
| Previous Owner | $10,000 | New Conventional | |
| Previous Owner | $65,000 | No Value Available |
Source: Key West Association of REALTORS®
MLS Number: 618303
APN: 00004710-000000
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