NOT LISTED FOR SALE

11176 Cove Lake Rd Lusby, MD 20657

Estimated Value: $540,836 - $568,000

4 Beds
2.5 Baths
2,526 Sq Ft
$221/Sq Ft Est. Value

Last Sold December 15, 2021

Last sale price $465,000 $184 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $3,311/month

Highlights

  • Beach
  • Canoe or Kayak Water Access
  • 1.06 Acre Lot
  • Home fronts navigable water
  • Fishing Allowed
  • Colonial Architecture

About This Home

As of December 2021

Wonderful BEACH ACCESS community & WOODLANDS ATMOSPHERE with gorgeous views of CHESAPEAKE BAY! This beautiful 4 bedroom, 2.5 bathroom colonial is located on the desirable Cove Lake subdivision with a community beach and private access. You will fall in love with the recently renovated eat-in kitchen, with gorgeous white quartz countertops, navy blue subway tile, new dishwasher and a large island. Home features an open concept living space. Kitchen opens to the cozy family room with elegant vaulted ceiling. From the family room, the sliding door invites you to the amazing backyard retreat, with a large deck, patio, pergola, firepit, playset, kennel area, fence and shed for extra storage. On the main floor, you will find the renovated laundry/mud room, with new flooring, deep sink, and beautiful white subway tile. Also on the main level, you have the formal dining and living room, and a home-office. Upper level master with large walk-in closet and recently renovated master bath with new flooring, mirror, light fixtures and new faucets. This luxurious master BA features two sinks, soaking tub, separate shower. Three additional large bedrooms with a full bathroom. Partial finished walk out basement with the 5th bedroom/den, and rough-in for a future bathroom. Spacious driveway with side pad, fits a 40ft camper, plus two-car garage. Great location in a quiet and private neighborhood, with easy access to stores and route 2, without the noise and traffic. Community also has a picnic area, kayak rack and a lake, with an American bald eagle! Simply a must see home!

Last Agent to Sell the Property

Gabriela Agostinelli

(305) 797-1171 gwagostinelli@gmail.com RE/MAX Realty Group License #632130 Listed on: 11/02/2021

RE/MAX Realty Group

Last Buyer's Agent

Dawn Bell

(301) 904-7221 dawnbellrealty@outlook.com RE/MAX One License #655123

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,936

Year Built

  • Built in 2004

Lot Details

  • 1.06 Acre Lot
  • Home fronts navigable water
  • Kennel
  • Back Yard Fenced

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Family Room
  • Living Room
  • Formal Dining Room
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Soaking Tub

Partially Finished Basement

  • Walk-Out Basement
  • Rough-In Basement Bathroom

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property near a bay
  • Swimming Allowed
  • Powered Boats Permitted
  • Deck
  • Patio
  • Shed

Schools

  • Dowell Elementary School
  • Southern Middle School
  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 40R
  • Assessor Parcel Number 0501191985

Community Details

Overview

  • Cove Of Calvert HOA
  • Cove Lake Subdivision

Recreation

  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,936

Year Built

Built in 2004

Lot Details

0

HOA Fees

$6 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2021-11-02
  • Federal Flood Zone: No
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Wonderful BEACH ACCESS community & WOODLANDS ATMOSPHERE with gorgeous views of CHESAPEAKE BAY! This beautiful 4 bedroom, 2.5 bathroom colonial is located on the desirable Cove Lake subdivision with a community beach and private access. You will fall in love with the recently renovated eat-in kitchen, with gorgeous white quartz countertops, navy blue subway tile, new dishwasher and a large island. Home features an open concept living space. Kitchen opens to the cozy family room with elegant vaulted ceiling. From the family room, the sliding door invites you to the amazing backyard retreat, with a large deck, patio, pergola, firepit, playset, kennel area, fence and shed for extra storage. On the main floor, you will find the renovated laundry/mud room, with new flooring, deep sink, and beautiful white subway tile. Also on the main level, you have the formal dining and living room, and a home-office. Upper level master with large walk-in closet and recently renovated master bath with new flooring, mirror, light fixtures and new faucets. This luxurious master BA features two sinks, soaking tub, separate shower. Three additional large bedrooms with a full bathroom. Partial finished walk out basement with the 5th bedroom/den, and rough-in for a future bathroom. Spacious driveway with side pad, fits a 40ft camper, plus two-car garage. Great location in a quiet and private neighborhood, with easy access to stores and route 2, without the noise and traffic. Community also has a picnic area, kayak rack and a lake, with an American bald eagle! Simply a must see home!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Dining Area, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Soaking Tub, Walk-In Closet(s)
  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bathroom 1, Bathroom 2, Primary Bathroom
  • Basement: Yes
  • Basement Type: Partially Finished, Walkout Level, Rough Bath Plumb
  • Laundry Type: Main Floor
  • Total Sq Ft: 3526
  • Living Area Sq Ft: 2526
  • Price Per Sq Ft: 180.13
  • Above Grade Finished Sq Ft: 2526
  • Below Grade Sq Ft: 1000
  • Total Below Grade Sq Ft: 1000
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 11176

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Kennels
  • Roof: Architectural Shingle
  • Water Access Features: Canoe/Kayak, Private Access, Swimming Allowed, Boat - Powered, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay and Cove Point Beach Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 70.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach
  • HOA Name: COVE OF CALVERT HOA
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: DOWELL
  • Middle School: SOUTHERN
  • High School: PATUXENT
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139842846
  • School District Source: Listing Agent
  • Elementary School: DOWELL
  • High School: PATUXENT
  • Middle Or Junior School: SOUTHERN

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Rear
  • Improvement Assessed Value: 214100.00
  • Land Assessed Value: 111700.00
  • Land Use Code: 010
  • Lot Size Acres: 1.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 46304.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 14976618
  • Tax Annual Amount: 3936.00
  • Assessor Parcel Number: 0501191985
  • Tax Lot: 40R
  • Tax Total Finished Sq Ft: 2526
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 12/15/2021

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 2, 2021
Closed on
Dec 15, 2021
Sold by
Pfeiffer David and Pfeiffer Ashley
Bought by
Staiger Rachel M
Seller's Agent
Gabriela Agostinelli
RE/MAX Realty Group
Buyer's Agent
Dawn Bell
RE/MAX One
List Price
$465,000
Sold Price
$465,000
Current Estimated Value
$557,459

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$92,459
Avg. Annual Appreciation
4.81%
Original Mortgage
$412,105
Outstanding Balance
$378,927
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$178,532

Purchase Details

Listed on
Apr 1, 2019
Closed on
Jun 5, 2019
Sold by
Barnett Gerald and Barnett Penny
Bought by
Pfeiffer David and Pfeiffer Ashley
Seller's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Buyer's Agent
Gabriela Agostinelli
RE/MAX Realty Group
List Price
$379,900
Sold Price
$375,000
Premium/Discount to List
-$4,900
-1.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.87%
Original Mortgage
$318,750
Interest Rate
7.99%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Nov 3, 2015
Closed on
Nov 3, 2015
Sold by
Davis Jeffory L and Davis Tricia A
Bought by
Barnett Gerald and Barnett Penny
Seller's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Buyer's Agent
Jan Kleponis
O'Brien Realty ERA Powered
List Price
$350,000
Sold Price
$350,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.94%
Original Mortgage
$355,775
Interest Rate
3.79%
Mortgage Type
VA

Purchase Details

Closed on
Aug 3, 2004
Sold by
L W R Inc
Bought by
Davis Jeffory L and Davis Tricia A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Staiger Rachel M $465,000 None Available
Pfeiffer David $375,000 Blue Crab Title & Escrow Llc
Barnett Gerald $350,000 Bridgeview Title Llc
Davis Jeffory L $354,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Staiger Rachel M $412,105
Previous Owner Pfeiffer David $318,750
Previous Owner Barnett Gerald $355,775
Closed Davis Jeffory L --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/15/2021 12/15/21 Sold $465,000 +2.2% $184 / Sq Ft
11/13/2021 11/13/21 Pending -- -- --
11/08/2021 11/08/21 Price Changed $455,000 -2.2% $180 / Sq Ft
11/02/2021 11/02/21 For Sale $465,000 +24.0% $184 / Sq Ft
06/05/2019 06/05/19 Sold $375,000 -1.3% $148 / Sq Ft View Prior Sale
04/04/2019 04/04/19 Pending -- -- --
04/01/2019 04/01/19 For Sale $379,900 +8.5% $150 / Sq Ft
11/03/2015 11/03/15 Sold $350,000 0.0% $139 / Sq Ft View Prior Sale
11/03/2015 11/03/15 Pending -- -- --
11/03/2015 11/03/15 For Sale $350,000 -- $139 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,577 $441,467 $0 $0
2024 $4,577 $404,033 $0 $0
2023 $4,023 $366,600 $111,700 $254,900
2022 $3,879 $353,000 $0 $0
2021 $3,879 $339,400 $0 $0
2020 $3,606 $325,800 $111,700 $214,100
2019 $3,412 $325,233 $0 $0
2018 $3,406 $324,667 $0 $0
2017 $3,556 $324,100 $0 $0
2016 -- $317,000 $0 $0
2015 $3,938 $309,900 $0 $0
2014 $3,938 $302,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2002352

Bright MLS

APN: 01-191985