NOT LISTED FOR SALE

1118 Congress St Schenectady, NY 12303

Mont Pleasant Neighborhood

Estimated Value: $204,000 - $243,000

5 Beds
2 Baths
1,484 Sq Ft
$151/Sq Ft Est. Value

Last Sold September 06, 2024

Last sale price $215,000 $145 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,606/month

12 Days on Market

Highlights

  • Traditional Architecture
  • Full Attic
  • Cooling System Mounted In Outer Wall Opening
  • Wood Flooring
  • No HOA
  • 4-minute walk to Wallingford Park

About This Home

As of September 2024

Excellent well maintained Two-Family home on Congress Street. Both units have updated kitchens with new cabinets. Gleaming flooring throughout the entire unit on both floor. Great investment for renting both units or owner occupied. $2,500/month rental income total easily possible. Minutes away from Mohawk Commons and Union College. Pictures tell it all.

Last Agent to Sell the Property

Faruque Ahmed

Fave Realty Inc License #10401339727 Listed on: 07/15/2024

Fave Realty Inc

Last Buyer's Agent

Faruque Ahmed

Fave Realty Inc License #10401339727 Listed on: 07/15/2024

Fave Realty Inc

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $3,962

Year Built

  • Built in 1920

Lot Details

  • 4,792 Sq Ft Lot
  • Perimeter Fence

Home Design

  • Duplex
  • Traditional Architecture
  • Combination Foundation
  • Shingle Roof
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,484 Sq Ft Home
  • Unfinished Basement
  • Interior Basement Entry
  • Full Attic

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Parking

  • 2 Parking Spaces
  • Driveway
  • Open Parking
  • Off-Street Parking

Schools

  • Schenectady High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Heating System Uses Natural Gas
  • 100 Amp Service

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tenant pays for electricity, gas
  • Legal Lot and Block 5.000 / 3
  • Assessor Parcel Number 421500 49.62-3-5

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$3,962

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Year Built: 1920
  • Directions: Interstate 890 to Broadway and Crane St, right on 8th Ave, right on Congress St.
  • Above Grade Finished Sq Ft: 1484.0
  • Architectural Style: Traditional
  • Financial Details General Taxes: 2740.0
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 1269.6
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.11
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Sale Detail Buyer Zip Code: 11208
  • Sale Detail Seller Contribution: No
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Number of Refrigerators: 1
  • Unit Information Number Of Stoves: 1
  • Flooring:Hardwood: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: None

Interior Features

  • Flooring: Tile, Hardwood
  • Basement: Interior Entry, Unfinished
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Living Area: 1484.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Attic Features:Walk-Up: Yes
  • Basement:Interior Entry: Yes
  • Basement:Unfinished: Yes
  • Attic Features:Full2: Yes
  • Fencing Perimeter: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Shingle, Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Perimeter
  • Foundation Details: Combination
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:None37: Yes

Garage/Parking

  • Parking Features: Off Street, Driveway
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Wall Unit(s)
  • Electric: 100 Amp Service
  • Heating: Natural Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Land Lease: No
  • Parcel #: 421500 49.62-3-5
  • Lot Size Sq Ft: 4791.6
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: Electricity, Gas

Tax Info

  • Tax Annual Amount: 3961.98
  • Tax Block: 3
  • Tax Lot: 5.000
  • Tax Tract: 49.62

MLS Schools

  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 15, 2024
Closed on
Sep 6, 2024
Sold by
Hossain Mohammed Afzal
Bought by
Nabi Nurun
Seller's Agent
Faruque Ahmed
Fave Realty Inc
Buyer's Agent
Faruque Ahmed
Fave Realty Inc
List Price
$219,900
Sold Price
$215,000
Premium/Discount to List
-$4,900
-2.23%
Views
39
Current Estimated Value
$224,404

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,404
Avg. Annual Appreciation
3.83%
Original Mortgage
$118,250
Outstanding Balance
$116,926
Interest Rate
6.49%
Mortgage Type
New Conventional
Estimated Equity
$107,478

Purchase Details

Listed on
Aug 26, 2022
Closed on
Nov 16, 2022
Sold by
Beria David
Bought by
Hossain Mohammed Afzal
Seller's Agent
Michael Pandolfo
Miranda Real Estate Group, Inc
Buyer's Agent
Dennilu Sosa de La Fuente
Monticello
List Price
$139,900
Sold Price
$128,500
Premium/Discount to List
-$11,400
-8.15%
Views
209

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
32.89%
Original Mortgage
$122,075
Interest Rate
7.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 21, 2001
Sold by
Secretary Of Housing & Urban Development
Bought by
Pb Enterprises

Purchase Details

Closed on
May 16, 2001
Sold by
Pb Ent Of Albany
Bought by
Kipp James

Purchase Details

Closed on
Feb 6, 2001

Purchase Details

Closed on
Dec 30, 1998
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nabi Nurun $215,000 None Listed On Document
Hossain Mohammed Afzal $128,500 Legacy Title
Pb Enterprises $13,000 --
Kipp James $72,000 --
-- $81,601 --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nabi Nurun $118,250
Previous Owner Hossain Mohammed Afzal $122,075
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/06/2024 09/06/24 Sold $215,000 -2.2% $145 / Sq Ft
07/28/2024 07/28/24 Pending -- -- --
07/15/2024 07/15/24 For Sale $219,900 +71.1% $148 / Sq Ft
11/16/2022 11/16/22 Sold $128,500 0.0% $87 / Sq Ft View Prior Sale
10/07/2022 10/07/22 Off Market $128,500 -- --
10/05/2022 10/05/22 Pending -- -- --
09/27/2022 09/27/22 Price Changed $134,900 -3.6% $91 / Sq Ft
08/26/2022 08/26/22 For Sale $139,900 0.0% $94 / Sq Ft
08/26/2022 08/26/22 Price Changed $139,900 -6.7% $94 / Sq Ft
05/15/2022 05/15/22 Pending -- -- --
04/22/2022 04/22/22 Price Changed $149,900 -5.7% $101 / Sq Ft
04/08/2022 04/08/22 For Sale $159,000 -- $107 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,143 $81,300 $9,500 $71,800
2023 $4,609 $63,100 $9,500 $53,600
2022 $4,026 $63,100 $9,500 $53,600
2021 $3,988 $63,100 $9,500 $53,600
2020 $3,908 $63,100 $9,500 $53,600
2019 $2,601 $63,100 $9,500 $53,600
2018 $3,939 $63,100 $9,500 $53,600
2017 $3,189 $63,100 $9,500 $53,600
2016 $4,008 $63,100 $9,500 $53,600
2015 -- $63,100 $9,500 $53,600
2014 -- $63,100 $9,500 $53,600
Source: Public Records

Agents Affiliated with this Home

  • F

    Seller's Agent in 2024

    Faruque Ahmed

    Fave Realty Inc

    (718) 749-2575

    2 in this area

    64 Total Sales

    Faruque Ahmed
    Section Image

  • M

    Seller's Agent in 2022

    Michael Pandolfo

    Miranda Real Estate Group, Inc

    (518) 348-2060

    3 in this area

    18 Total Sales

    Michael Pandolfo
    Section Image
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Map

Source: Global MLS

MLS Number: 202421451

Global MLS

APN: 049-062-0003-005-000-0000

New York Schenectady County Schenectady 12303 Mont Pleasant

1118 Congress St, Schenectady, NY

This home is located at 1118 Congress St, Schenectady, NY 12303 since 15 July 2024 and is currently estimated at $224,404, approximately $151 per square foot. This property was built in 1920. 1118 Congress St is a home located in Schenectady County with nearby schools including Hamilton Elementary School, Mont Pleasant Middle School, and Schenectady High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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