$700,000

112 Shell Cove Ct Joppa, MD 21085

Estimated payment $4,142/month

Total Views 3,564
4 Beds
3 Baths
2,475 Sq Ft
$283 Price per Sq Ft

Highlights

  • 112 Feet of Waterfront
  • 1 Dock Slip
  • Parking available for a boat
  • Primary bedroom faces the bay
  • Marina View
  • Boat Ramp

About This Home

Make your waterfront dream a reality! Welcome to this stunning 4-bedroom, 3-bath brick home on Rumsey Island, offering breathtaking water views and exceptional indoor-outdoor living. Designed with an open-concept layout on both the main level and fully finished lower level, this home is perfect for relaxing and entertaining. The beautifully crafted sunroom features cathedral ceilings and panoramic views of the water, filling the space with natural light and serenity. Step outside to enjoy 112 feet of prime waterfront, complete with a private 35-foot dock equipped with electric and water—ideal for boating enthusiasts. Multiple outdoor spaces, including two decks, a patio, and a charming gazebo, provide the perfect setting for gatherings or quiet moments by the water. The finished lower level adds incredible versatility with a cozy fireplace, wet bar, additional bedroom, full bath, and walk-out access to the backyard and waterfront. This pet-friendly home also includes thoughtful features like multiple doggie doors and a fenced area in back. Additional highlights include stainless steel appliances, built-in lighting throughout, fruit trees, a new bulkhead, tankless water heater, and new fencing for added privacy. With endless amenities and a setting that feels like a private retreat, this is a rare opportunity to own your own piece of waterfront paradise.

Listing Agent

Alissa Champ

(410) 893-1200 triciadiana.realtor@gmail.com Weichert, Realtors - Diana Realty Brokerage Phone: 4108931200 License #RSR006796 Listed on: 04/02/2026

Weichert, Realtors - Diana Realty

Co-Listing Agent

Pamela Ringley

(410) 893-1200 triciadiana.realtor@gmail.com Weichert, Realtors - Diana Realty Brokerage Phone: 4108931200 License #5010913

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,861

Year Built

  • Built in 1978

Lot Details

  • 12,558 Sq Ft Lot
  • 112 Feet of Waterfront
  • Home fronts navigable water
  • Wood Fence
  • Property is zoned R3

Property Views

  • Marina
  • River

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Block Foundation
  • Wood Walls
  • Architectural Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Wood Ceilings
  • Brick Wall or Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Gas Fireplace
  • Bay Window
  • Window Screens
  • Sliding Doors
  • Family Room
  • Combination Dining and Living Room
  • Sun or Florida Room

Kitchen

  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Gas Front Loading Dryer
  • Front Loading Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement
  • Basement Windows

Home Security

  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 3 Parking Spaces
  • 2 Driveway Spaces
  • 1 Attached Carport Space
  • On-Street Parking
  • Parking available for a boat

Outdoor Features

  • Water Access
  • Property Near A Cove
  • Electric Hoist or Boat Lift
  • Boat Ramp
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Deck
  • Patio
  • Gazebo
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Tankless Water Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Rumsey Island Subdivision

Listing and Financial Details

  • Tax Lot 21
  • Assessor Parcel Number 01-120174

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,861

Year Built

Built in 1978

Lot Details

0.29 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 4/2/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1978
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Gas, Dryer - Front Loading, Refrigerator, Stainless Steel Appliances, Stove, Washer - Front Loading, Water Heater - Tankless
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Crown Moldings, Floor Plan - Open, Kitchen - Eat-In, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Walk-In Closet(s), Wood Floors, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Kitchen - Island
  • Window Features: Bay/Bow, Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall, Wood Walls, Wood Ceilings, 9'+ Ceilings, Brick
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Sun/Florida Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Windows, Walkout Level
  • Laundry Type: Basement, Lower Floor
  • Total Sq Ft: 2475
  • Living Area Sq Ft: 2475
  • Price Per Sq Ft: 397.28
  • Above Grade Finished Sq Ft: 1762
  • Below Grade Finished Sq Ft: 713
  • Total Below Grade Sq Ft: 713
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Gazebo, Shed
  • Construction Materials: Brick
  • Exterior Features: Boat Storage
  • Roof: Architectural Shingle
  • View: Marina, River, Water
  • Water Access: Yes
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 112

Garage/Parking

  • Garage: No
  • Attached Carport Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Carport, Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric, Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Tankless, Natural Gas
  • Security: Smoke Detector, Carbon Monoxide Detector(s)
  • Sewer/Septic System: Public Sewer
  • Utilities: Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Wood
  • Lot Size Acres: 0.29
  • Lot Dimensions: 85.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12558.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4861.00
  • Assessor Parcel Number: 01-120174
  • Tax Lot: 21
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Private, Private Dock Site

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,561 $446,000 $0 $0
2024 $4,561 $418,500 $167,000 $251,500
2023 $4,561 $418,500 $167,000 $251,500
2022 $4,561 $418,500 $167,000 $251,500
2021 $9,457 $429,500 $167,000 $262,500
2020 $4,935 $427,600 $0 $0
2019 $4,913 $425,700 $0 $0
2018 $4,891 $423,800 $200,000 $223,800
2017 $4,468 $423,800 $0 $0
2016 -- $390,733 $0 $0
2015 $3,969 $374,200 $0 $0
2014 $3,969 $374,200 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/02/2026 04/02/26 For Sale $700,000 +64.7% $283 / Sq Ft
04/17/2020 04/17/20 Sold $425,000 0.0% $172 / Sq Ft View Prior Sale
02/06/2020 02/06/20 For Sale $425,000 0.0% $172 / Sq Ft
11/24/2019 11/24/19 Off Market $425,000 -- --
10/11/2019 10/11/19 Price Changed $425,000 -2.3% $172 / Sq Ft
09/30/2019 09/30/19 Price Changed $435,000 -3.3% $176 / Sq Ft
09/13/2019 09/13/19 For Sale $450,000 +21.6% $182 / Sq Ft
11/16/2012 11/16/12 Sold $370,000 -7.5% $210 / Sq Ft View Prior Sale
09/28/2012 09/28/12 Pending -- -- --
05/23/2012 05/23/12 For Sale $400,000 -- $227 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $425,000 Front Door Title Inc
Deed $410,000 Goldstar Title Company
Deed $370,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $440,300 VA
Previous Owner $348,500 New Conventional
Previous Owner $555,000 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: MDHR2053194

Bright MLS

APN: 01-120174

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