$601,000
SOLD JUN 20, 2025

1120 Cedar St Mount Holly, NC 28120

2 Beds
2 Baths
1,332 Sq Ft
0.7 Acres

Recently Sold

$451 Per Sq Ft

4% Below List Price

111 Days on Market

Highlights

  • Waterfront
  • Deck
  • Covered Patio or Porch
  • Open Floorplan
  • Mud Room
  • Pocket Doors

About This Home

As of June 2025

Waterfront & move-in ready? Yes! Charming & modern 2 Bed/2 Bath bungalow on Mountain Island Lake is totally renovated & waiting for you! Open floor plan w/the kitchen/dining/great room all flowing together then out to the deck for entertaining ease. The great room has a wall-mounted electric fireplace and views of the lake from the glass doors w/motorized shades. The primary bedroom overlooks the lake, has direct access to the deck, & has an en suite bath w/shower/tub combo. Spacious secondary bedroom. The hall bath has a tiled step-in shower. Clean all-white kitchen has quartz countertops & stainless steel appliances. Entry room/drop zone and laundry w/utility sink. Upgraded lighting throughout. The deck overlooks the fenced yard & lake beyond. This property is not subject to HOA dues, rules, or regulations. With approximately 94' of shoreline to call your own, this is a terrific opportunity for anyone looking for a great weekend place or a full-time residence.

Last Agent to Sell the Property

Bill Mathers

MATHERS REALTY.COM Brokerage Email: billmathers13@yahoo.com License #70176 Listed on: 02/10/2025

Co-Listed By

Susan Visbeck

MATHERS REALTY.COM Brokerage Email: billmathers13@yahoo.com License #216639

Last Buyer's Agent

Richard Tocado

EXP Realty LLC Ballantyne License #210137

EXP Realty LLC Ballantyne

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1960

Lot Details

  • Waterfront
  • Back Yard Fenced
  • Property is zoned NEC

Home Design

  • Bungalow
  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,332 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Electric Fireplace
  • Insulated Windows
  • Window Treatments
  • Pocket Doors
  • Sliding Doors
  • Mud Room
  • Entrance Foyer
  • Great Room with Fireplace
  • Laminate Flooring
  • Water Views
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Parking

  • Driveway
  • 2 Open Parking Spaces

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Central Air
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 301911

Home Details

Home Type

Single Family

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Bungalow
  • Year Built: 1960
  • Road Surface Type: Concrete, Gravel
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 451.20
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: billmathers13@yahoo.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space, Slab
  • Fireplace: Yes
  • Flooring: Laminate
  • Interior Amenities: Attic Stairs Pulldown, Drop Zone, Entrance Foyer, Open Floorplan
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1332
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
  • Above Grade Finished Sq Ft: 1332
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Pocket Doors, Sliding Doors
  • Fireplace Features: Electric, Great Room
  • Living Area: 1332
  • Window Features: Insulated Window(s), Window Treatments
  • Bedroom Main: 2
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • View: Water, Year Round
  • Water Body Name: Mountain Island Lake
  • Waterfront Features: None
  • Construction Type: Vinyl
  • Patio And Porch Features: Covered, Deck, Front Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking Spaces: 2
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Heating: Electric
  • Sewer: Septic Installed
  • Laundry Features: In Kitchen, Inside, Laundry Closet, Sink
  • Cooling: Central Air
  • Utilities: Cable Available, Electricity Connected
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 301911
  • Zoning: NEC
  • Plat Book Slide: 090/015
  • Plat Reference Section Pages: 090/015
  • Zoning Specification: Resident

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2025
Closed on
Jun 17, 2025
Sold by
Everette B Curlee Family Llc
Bought by
Danford John Michael and Danford Denia Maria
Seller's Agent
Bill Mathers
MATHERS REALTY.COM
Buyer's Agent
Richard Tocado
EXP Realty LLC Ballantyne
List Price
$625,000
Sold Price
$601,000
Premium/Discount to List
-$24,000
-3.84%
Views
108
Current Estimated Value
$617,831

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,831
Avg. Annual Appreciation
5.35%
Original Mortgage
$351,000
Outstanding Balance
$349,783
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$268,048
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $601,000 Ballantyne Title
Warranty Deed $601,000 Ballantyne Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $351,000 New Conventional
Closed $351,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/20/2025 06/20/25 Sold $601,000 +1.9% $451 / Sq Ft
06/01/2025 06/01/25 Pending -- -- --
03/26/2025 03/26/25 Price Changed $589,900 -5.6% $443 / Sq Ft
02/10/2025 02/10/25 For Sale $625,000 -- $469 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,746 $524,600 $226,910 $297,690
2024 $3,639 $524,600 $226,910 $297,690
2023 $2,372 $341,340 $226,910 $114,430
2022 $2,305 $250,510 $189,090 $61,420
2021 $2,362 $250,510 $189,090 $61,420
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4219467

Canopy MLS (Canopy Realtor® Association)

APN: 301911