$410,000
SOLD SEP 8, 2025

1120 Matthews Ct Franklin, IN 46131

5 Beds
4.5 Baths
3,073 Sq Ft
0.38 Acres

Recently Sold

$133 Per Sq Ft

3% Above List Price

3 Days on Market

Highlights

  • Mature Trees
  • Cathedral Ceiling
  • Double Oven
  • Rural View
  • Hiking Trails
  • Cul-De-Sac

About This Home

As of September 2025

Nestled in the charming area of Cumberland Trails, located in a cul-de-sac, with a massive backyard, perfect to relax, entertain, or play with wide open views of field and mature trees, perfect for hobbies or gardening ~w/established rhubarb, asparagus, and strawberry plants. The back patio is ideal for summer barbecues, while the wide-open lawn invites outdoor games and quiet evenings under the stars. Mini barn includes an attached finished Playhouse, or additional storage. This spacious 5 Bed, 4.5 Bath home with In-Law suite is a 1 owner Loved Home! Inside, you'll find a thoughtfully designed floor plan featuring generous living areas, a bright and airy kitchen, and multiple gathering spaces. The private in-law suite provides its own entrance, living area, bedroom, and bath-ideal for extended family, guests, or multi-generational living. The owner's suite offers a peaceful retreat with an en-suite bath, while additional bedrooms are spacious and versatile. With 4.5 bathrooms, mornings run smoothly for everyone. Each closet is custom designed w/wood shelves, no wire racks! 2 closets have attic access just beyond! Abundance of storage in and out of this home. Located in a neighborhood with easy access to schools, parks, shopping, and dining, this home delivers the perfect balance of privacy and community.

Last Agent to Sell the Property

Jonna Barnett

Keller Williams Indy Metro S License #RB17001316 Listed on: 08/08/2025

Keller Williams Indy Metro S

Last Buyer's Agent

Lana Parker

Carpenter, REALTORS®

Carpenter, REALTORS®

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,508

Year Built

  • Built in 1997

Lot Details

  • 0.38 Acre Lot
  • Cul-De-Sac
  • Mature Trees

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Cement Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Woodwork
  • Cathedral Ceiling
  • Paddle Fans
  • Gas Log Fireplace
  • Great Room with Fireplace
  • Family or Dining Combination
  • Rural Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Double Oven
  • Gas Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer Hookup

Attic

  • Attic Fan
  • Attic Access Panel

Finished Basement

  • Partial Basement
  • Sump Pump with Backup

Accessible Home Design

  • Accessibility Features
  • Accessible Approach with Ramp

Outdoor Features

  • Shed

Schools

  • Franklin Community Middle School
  • Custer Baker Intermediate School
  • Franklin Community High School

Utilities

  • Central Air
  • Humidifier
  • Gas Water Heater

Listing and Financial Details

  • Legal Lot and Block 41-08-15-022-068.000-009 / 1
  • Assessor Parcel Number 410815022068000009
  • Seller Concessions Not Offered

Community Details

Overview

  • Association fees include home owners, maintenance, management
  • Association Phone (317) 534-0200
  • Cumberland Trails Subdivision
  • Property managed by Elite Management

Recreation

  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,508

Year Built

Built in 1997

Lot Details

0

HOA Fees

$20 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Accessibility Features: Accessible Approach with Ramp
  • Tax Year: 2024
  • Year Built: 1997
  • Building Area Total: 3073
  • Garage Y N: Yes
  • Lot Size Acres: 0.38
  • Subdivision Name: Cumberland Trails
  • Transaction Type: Sale
  • Accessibility Features YN: Yes
  • Special Features: VirtualTour

Interior Features

  • Basement: Yes
  • Basement Type: Finished, Partial
  • Appliances: Gas Cooktop, Dishwasher, Disposal, Gas Water Heater, Humidifier, Double Oven, Refrigerator, Water Heater, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 532
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Bath Sinks Double Main, Breakfast Bar, Cathedral Ceiling(s), Kitchen Island, Paddle Fan, Hi-Speed Internet Availbl, In-Law Arrangement, Pantry, Walk-In Closet(s), Wood Work Stained
  • Living Area: 3073
  • Other Equipment: Smoke Alarm, Sump Pump, Sump Pump w/Backup
  • Areas Interior: Bedroom Other on Main,Utility Room
  • Eating Area: Dining Combo/Great Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 1369
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Kitchen Features: Kitchen Updated
  • Upper Level Sq Ft: 1172

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Exterior Features: Barn Mini, Other
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Patio, Porch
  • View: Rural
  • View Y N: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached, Concrete, Garage Door Opener
  • Garage Parking Other: Finished Garage,Garage Door Opener

Utilities

  • Cooling: Central Air, Attic Fan
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Connections All, Laundry Room, Main Level
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Maintenance, Management
  • Association Fee: 235
  • Association Fee Frequency: Annually
  • Association Phone: 317-534-0200
  • Association YN: Yes
  • Management Company Name: Elite Management

Fee Information

  • Association Fee Includes: Association Home Owners, Maintenance, Management

Schools

  • Middle Or Junior School: Franklin Community Middle School
  • MBR_IntermediateSchool: Custer Baker Intermediate School

Lot Info

  • Lot Features: Cul-De-Sac, On Trail, Mature Trees
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 16683
  • Parcel Number: 410815022068000009
  • Acres: 1/4-1/2 Acre

Tax Info

  • Tax Annual Amount: 3508
  • Tax Block: 1
  • Tax Lot: 41-08-15-022-068.000-009
  • Semi Annual Property Tax Amt: 1754
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • High School: Franklin Community High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 8, 2025
Closed on
Sep 8, 2025
Sold by
Wooten James R and Wooten Sheila F
Bought by
Ambs Matthew and Ambs Amy
Seller's Agent
Jonna Barnett
Keller Williams Indy Metro S
Buyer's Agent
Lana Parker
Carpenter, REALTORS®
List Price
$399,900
Sold Price
$410,000
Premium/Discount to List
$10,100
2.53%
Views
13

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-8.83%
Original Mortgage
$328,000
Outstanding Balance
$327,697
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$76,661
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Security Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $328,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/08/2025 09/08/25 Sold $410,000 +2.5% $133 / Sq Ft
08/11/2025 08/11/25 Pending -- -- --
08/08/2025 08/08/25 For Sale $399,900 -- $130 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,509 $336,400 $65,100 $271,300
2024 $3,509 $315,400 $65,800 $249,600
2023 $3,524 $315,400 $65,800 $249,600
2022 $3,644 $322,000 $65,800 $256,200
2021 $2,571 $228,600 $18,100 $210,500
2020 $2,571 $228,600 $18,100 $210,500
2019 $2,571 $228,600 $18,100 $210,500
2018 $1,979 $205,500 $18,100 $187,400
2017 $1,883 $186,300 $18,100 $168,200
2016 $1,831 $187,400 $18,100 $169,300
2014 $1,813 $180,300 $24,500 $155,800
2013 $1,813 $170,800 $24,500 $146,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22055771

MIBOR Broker Listing Cooperative®

APN: 41-08-15-022-068.000-009