NOT LISTED FOR SALE

11205 Cove Lake Rd Lusby, MD 20657

Estimated Value: $542,000 - $572,000

4 Beds
2.5 Baths
2,651 Sq Ft
$211/Sq Ft Est. Value

Last Sold June 15, 2021

Last sale price $450,000 $170 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $3,297/month

Highlights

  • Home fronts navigable water
  • 2.04 Acre Lot
  • 2 Fireplaces
  • Canoe or Kayak Water Access
  • Colonial Architecture
  • 2 Car Attached Garage

About This Home

As of June 2021

Great home on lake and views of lake

Last Agent to Sell the Property

Jan Kleponis

(410) 610-2766 Kleponis@comcast.net O'Brien Realty ERA Powered License #535259 Listed on: 05/01/2021

O'Brien Realty ERA Powered

Last Buyer's Agent

Jan Kleponis

(410) 610-2766 Kleponis@comcast.net O'Brien Realty ERA Powered License #535259 Listed on: 05/01/2021

O'Brien Realty ERA Powered

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,469

Year Built

  • Built in 1990

Lot Details

  • 2.04 Acre Lot
  • Home fronts navigable water

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 2,651 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • 2 Fireplaces
  • Laundry on upper level

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake

Schools

  • Dowell Elementary School
  • Southern Middle School
  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic

Community Details

  • Cove Of Calvert HOA
  • Cove Of Calvert Subdivision

Listing and Financial Details

  • Tax Lot 44R
  • Assessor Parcel Number 0501192027

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,469

Year Built

Built in 1990

Lot Details

0

HOA Fees

$6 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1990
  • Automatically Close On Close Date: No
  • Remarks Public: Great home on lake and views of lake
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 2
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2651
  • Living Area Sq Ft: 2651
  • Price Per Sq Ft: 169.75
  • Above Grade Finished Sq Ft: 2651
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 11205

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access Features: Canoe/Kayak, Private Access
  • Water Access: Yes
  • Water Body Name: Cove Lake and Chesapeake Bay
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 70.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: COVE OF CALVERT
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: DOWELL
  • Middle School: SOUTHERN
  • High School: PATUXENT
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139842846
  • School District Source: 3rd Party
  • Elementary School: DOWELL
  • High School: PATUXENT
  • Middle Or Junior School: SOUTHERN

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 195900.00
  • Land Assessed Value: 120600.00
  • Land Use Code: 010
  • Lot Size Acres: 2.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 88862.00
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14976593
  • Tax Annual Amount: 3469.00
  • Assessor Parcel Number: 0501192027
  • Tax Lot: 44R
  • Tax Total Finished Sq Ft: 2651
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 06/15/2021

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2021
Closed on
Jun 15, 2021
Sold by
Strayer Mark A and Strayer Robyn L
Bought by
Zdziebko Matthew Stanley and Zdziebko Clare Ann
Seller's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Buyer's Agent
Jan Kleponis
O'Brien Realty ERA Powered
List Price
$450,000
Sold Price
$450,000
Current Estimated Value
$558,284

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$108,284
Avg. Annual Appreciation
5.07%
Original Mortgage
$410,670
Outstanding Balance
$371,811
Interest Rate
2.9%
Mortgage Type
VA
Estimated Equity
$186,474

Purchase Details

Closed on
Aug 10, 1987
Sold by
Wexford Corp
Bought by
Strayer Mark A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,625
Interest Rate
10.35%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zdziebko Matthew Stanley $450,000 Bridgeview Title Llc
Strayer Mark A $15,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zdziebko Matthew Stanley $410,670
Previous Owner Strayer Mark A $11,625
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/15/2021 06/15/21 Sold $450,000 0.0% $170 / Sq Ft
05/01/2021 05/01/21 Pending -- -- --
05/01/2021 05/01/21 For Sale $450,000 -- $170 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,077 $399,033 $0 $0
2024 $4,077 $357,767 $0 $0
2023 $3,502 $316,500 $120,600 $195,900
2022 $3,418 $308,700 $0 $0
2021 $6,837 $300,900 $0 $0
2020 $2,674 $293,100 $120,600 $172,500
2019 $3,075 $293,100 $120,600 $172,500
2018 $3,075 $293,100 $120,600 $172,500
2017 $3,336 $296,300 $0 $0
2016 -- $296,300 $0 $0
2015 $4,095 $296,300 $0 $0
2014 $4,095 $299,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jan Kleponis

    Seller's Agent in 2021

    Jan Kleponis

    O'Brien Realty

    (410) 610-2766

    80 in this area

    191 Total Sales

    Jan Kleponis
    Section Image
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Map

Source: Bright MLS

MLS Number: MDCA182668

Bright MLS

APN: 01-192027

Maryland Calvert County Lusby 20657

11205 Cove Lake Rd, Lusby, MD

This home is located at 11205 Cove Lake Rd, Lusby, MD 20657 since 01 May 2021 and is currently estimated at $558,284, approximately $210 per square foot. This property was built in 1990. 11205 Cove Lake Rd is a home located in Calvert County with nearby schools including Dowell Elementary School, Southern Middle School, and Patuxent High School.

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