NOT LISTED FOR SALE

1124 Cross Winds Dr Hernando, MS 38632

Estimated Value: $363,000 - $422,000

5 Beds
3.5 Baths
3,236 Sq Ft
$123/Sq Ft Est. Value

Last Sold April 20, 2020

Current estimated payment $2,432/month

9 Days on Market

Highlights

  • Lake Front
  • Gated Community
  • Deck
  • Oak Grove Central Elementary School Rated A-
  • Community Lake
  • Cathedral Ceiling

About This Home

As of April 2020

Nice 5 bedroom 3.5 bath home with waterview. Property is Owned by US Dept. of HUD; case# 281-473060; IE (insured w/escrow) subject to appraisal, Seller makes no representations or warranties as to the property condition. HUD homes are sold ''as is'' Pre-1978 Properties to include LBP Notices, Equal Housing Opportunity, Seller may contribute up to 3% for buyer closing cost upon buyer request

Last Agent to Sell the Property

Chad Engelke

United Real Estate Mid-South License #22534 Listed on: 03/20/2020

United Real Estate Mid-South

Last Buyer's Agent

MISTY GOSSETT

Re/Max On Point

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,836

Year Built

  • Built in 1999

Lot Details

  • 0.29 Acre Lot
  • Lake Front
  • Wrought Iron Fence

Parking

  • 2 Car Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof

Interior Spaces

  • 3,236 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Great Room with Fireplace
  • Combination Kitchen and Living
  • Breakfast Room
  • Laundry Room

Kitchen

  • Electric Oven
  • Electric Range
  • <<microwave>>
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Double Vanity
  • <<bathWSpaHydroMassageTubToken>>
  • Separate Shower

Outdoor Features

  • Access To Lake
  • Deck

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Multiple cooling system units
  • Heating Available

Community Details

Overview

  • Cross Winds Of Cross Creek Subdivision
  • Community Lake

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,836

Year Built

Built in 1999

Lot Details

0

Parking

2

Listing Details

  • Unit Levels: Two
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Year Built: 1999
  • Lot Size Acres: 0.29
  • Subdivision Name: Cross Winds Of Cross Creek
  • Directions: From I-55 and Nesbit Rd (exit 284) go west on Nesbit Rd, turn left on Hwy 51, turn left onto Cross Creek Drive, then an immediate left on Cross Wind Drive home is on right.
  • Garage Yn: Yes
  • New Construction: No
  • Appliances Microwave: Yes
  • General Property Information:New Construction: No
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Microwave
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Great Room
  • Flooring: Carpet, Combination, Tile
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), Double Vanity
  • Fireplace: Yes
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Kitchen Features:KitchenFamily Room View: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Kitchen Features:Breakfast RoomMorning Room: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Fireplace Features:Great Room2: Yes
  • Appliances:Electric Range: Yes
  • Appliances:Oven - Electric: Yes
  • Bathroom Features:Jetted Tub: Yes
  • Community Features:Lake: Yes
  • Community Features:Gated2: Yes

Exterior Features

  • Disclosures: As Is
  • Fencing: Wrought Iron
  • Foundation Details: Slab
  • Lot Features: Level
  • Roof: Asphalt Shingle
  • Patio And Porch Features: Deck
  • Waterfront Features: Lake, Waterfront
  • Waterfront: Yes
  • Construction Type: Brick
  • Driveway Features:Concrete Drive: Yes
  • Lot Features:Level: Yes
  • Patio And Porch Features:Deck2: Yes
  • Waterfront Features:Waterfront2: Yes
  • Waterfront Features:Lake2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Concrete
  • Attached Garage: No
  • Parking Features:Garage2: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Multi Units
  • Heating: Other
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Other18: Yes

Condo/Co-op/Association

  • Community Features: Gated, Lake

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando

Lot Info

  • Lot Size Sq Ft: 12632.4
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 20, 2020
Closed on
Apr 23, 2020
Sold by
U S Dept Of Hsng & Urban Dev Of Washing
Bought by
Hobson Stacia L
Seller's Agent
Chad Engelke
United Real Estate Mid-South
Buyer's Agent
MISTY GOSSETT
Re/Max On Point
List Price
$220,000
Sold Price
$245,000
Premium/Discount to List
$25,000
11.36%
Current Estimated Value
$397,703

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$152,703
Avg. Annual Appreciation
9.92%
Original Mortgage
$196,000
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 11, 2018
Closed on
Aug 16, 2018
Sold by
Luker Kevin D and Mitchell Holly R
Bought by
Luker Kevin D
Seller's Agent
Lloyd Patterson, Jr.
Best Real Estate Company, Llc
Buyer's Agent
Joseph (Joey Stafford
Crye-leike Hernando
List Price
$264,900
Sold Price
$250,000
Premium/Discount to List
-$14,900
-5.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.12%
Original Mortgage
$245,471
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 11, 2018
Closed on
Jul 6, 2018
Sold by
Paulk Jason and Paulk Sarah
Bought by
Luker Kevin D and Mitchell Holly Rashale
Seller's Agent
Lloyd Patterson, Jr.
Best Real Estate Company, Llc
Buyer's Agent
Joseph (Joey Stafford
Crye-leike Hernando
List Price
$264,900
Sold Price
$250,000
Premium/Discount to List
-$14,900
-5.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,471
Interest Rate
4.5%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hobson Stacia L -- None Available
Luker Kevin D -- Realty Title
Luker Kevin D -- Realty Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Sky Lake Construction Llc $260,000
Closed Hobson Stacia L $196,000
Previous Owner Luker Kevin D $245,471
Previous Owner Paulk Jason A $249,796
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/20/2020 04/20/20 Sold -- -- --
03/30/2020 03/30/20 Pending -- -- --
03/20/2020 03/20/20 For Sale $220,000 -16.9% $68 / Sq Ft
07/06/2018 07/06/18 Sold -- -- --
06/04/2018 06/04/18 Pending -- -- --
03/11/2018 03/11/18 For Sale $264,900 -- $82 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,836 $22,605 $3,000 $19,605
2023 $2,836 $22,605 $0 $0
2022 $2,836 $22,605 $3,000 $19,605
2021 $2,836 $22,605 $3,000 $19,605
2020 $2,922 $21,060 $0 $0
2019 $2,922 $21,060 $3,000 $18,060
2017 $2,563 $38,056 $20,528 $17,528
2016 $2,473 $20,753 $3,000 $17,753
2015 $2,773 $38,506 $20,753 $17,753
2014 $2,407 $20,753 $0 $0
2013 $2,817 $20,753 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 2328316

MLS United

APN: 3081120200001800